215+ iOS apps curated and reviewed
Looking for free onpayAPP apps? 20 of our 215+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.
| # | App | Price | Rating | Ads | In-App Purchases | Updated |
|---|---|---|---|---|---|---|
| 1 |  | Free | 4.8★ (135) | No | No | Jul 2026 |
| 2 |  | Free | 4.9★ (378K) | Yes | No | Jul 2026 |
| 3 |  | Free | 4.7★ (165K) | No | No | Jul 2026 |
| 4 |  | Free | 1.5★ (20) | No | No | May 2026 |
| 5 |  | Free | 4.7★ (78K) | No | No | Jul 2026 |
| 6 |  | Free | 4.6★ (40K) | Yes | No | Jul 2026 |
| 7 |  | Free | 4.8★ (4.1K) | No | No | Jul 2026 |
| 8 |  | Free | 4.7★ (88K) | Yes | No | Jul 2026 |
Access your pay stubs, update personal and banking information, and manage time off requests. Easily find colleague contact details and sign important work documents directly from your phone. The app provides lifetime access to employment documents and offers customizable display modes.
Manage your finances with a mobile banking solution offering early pay, rewards, and high-yield savings. Access a cash rewards credit card, affordable wireless plans, and a credit builder loan. Buy now, pay later options are also available.
This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.
Streamline your business operations with this mobile app. Manage bookings, track deliveries, and analyze sales profits. Designed exclusively for administrative use.
Access your earned wages before payday, pay bills on time, and manage unexpected expenses with user-friendly digital tools. This app helps you achieve financial stability and reach your financial wellness goals without predatory loans or interest.
Earn real cash by completing paid surveys. This app allows users to collect rewards and cash out directly to their PayPal account, offering a straightforward way to make money from their smartphone.
Pay local bills conveniently from your phone. Add municipalities, utilities, and more to a single platform. Supports credit card, debit card, check, and cash payments via kiosks.
Earn money by sharing your opinions through paid surveys and quizzes. Choose surveys based on length, topic, and reward, then cash out via PayPal or gift cards. Your feedback helps shape products and services.
Access your PayCard and on-demand earnings instantly. Manage your accounts, transfer funds, deposit checks remotely, and pay bills. Earn cash back rewards and find nearby ATMs.
Manage your finances, pay bills, invest, and travel with a secure digital wallet. Access a wide range of financial services, rewards, and lifestyle perks all in one place.
Turn your phone time into cash by playing games, taking surveys, scanning receipts, and watching ads. Earn rewards on purchases and withdraw earnings directly to your bank account. Offers personalized opportunities and daily bonuses for consistent earning.
Shop your favorite online stores and split purchases into four interest-free payments. Manage all your orders and payment schedules in one convenient app, with optional upgrades for exclusive benefits.
This app offers a streamlined and secure method for paying all your bills, eliminating the need for multiple logins or mailing checks. It utilizes advanced technology to process payments quickly and efficiently, supporting various payment methods for a wide range of bill types.
Accept contactless payments directly on your iPhone without extra hardware. Get paid instantly and access funds immediately with a prepaid card. Utilize AI-driven insights to grow your business.
This app provides a secure and convenient way to manage your finances in Nigeria. Open an account, send and receive money instantly, pay bills, buy airtime, and grow your savings with competitive interest rates. It offers a comprehensive digital banking solution for everyday financial needs.
Manage all your finances in one place with this versatile app. Open accounts, control spending, save money, use payment cards, and even trade gold. Available in multiple languages with robust security features and 24/7 support.
Earn cash by sharing your opinions, checking in with brands, and voting on daily polls. Get paid quickly via PayPal or gift cards. It's a simple way to make money on your phone.
Earn cash and rewards by completing surveys and engaging with offers. This platform provides numerous earning opportunities, allowing you to turn your opinions into valuable rewards conveniently from your mobile device.
This platform offers secure and fast financial services, including instant money transfers, bill payments, and airtime top-ups with bonuses. Users can also grow their savings with daily interest, access flexible loans, and get hassle-free debit cards. It provides a convenient way to manage finances and earn rewards.
Manage your finances securely on the go. Check balances, transfer funds, pay bills, and deposit checks remotely. Business members can also manage users and generate ACH payments.