Best Opay Account Apps

149+ iOS apps curated and reviewed

4.3 avg rating
20 free apps
Updated May 2026

From beginner-friendly picks to power-user tools, our opay account list covers 149+ iPhone apps updated through May 2026. Compare ratings, prices, and screenshots in one place.

Top Picks for Opay Account

OPay-Beyond Banking#1

OPay-Beyond Banking by OPAY DIGITAL SERVICES PTE. LTD.

Editor's Choice
πŸ’° Finance
4.5😐(87K ratings)
Free
OPay-Beyond Banking screenshot 1
OPay-Beyond Banking screenshot 2
OPay-Beyond Banking screenshot 3
OPay-Beyond Banking screenshot 4
OPay-Beyond Banking screenshot 5
OPay-Beyond Banking screenshot 6

Revolutionize your financial experience with a trusted platform used by millions in Nigeria. Access secure and inclusive financial services through state-of-the-art technology.

What We Love

  • πŸš€ Fast and reliable transactions
  • πŸ‘ Convenient and user-friendly
  • πŸ’° Helpful savings and cashback features

Room to Improve

  • πŸ› Issues with account upgrades and verification
  • πŸ”’ Weak security measures (no biometrics)
  • πŸ€– Poor customer service and support
OPay Business#2

OPay Business by OPAY DIGITAL SERVICES PTE. LTD.

Strong Contender
πŸ’° Finance
3.5😞(300 ratings)
Free
#79in Finance
OPay Business screenshot 1
OPay Business screenshot 2
OPay Business screenshot 3
OPay Business screenshot 4
OPay Business screenshot 5
OPay Business screenshot 6

A leading financial service company in Nigeria with 40 million users, dedicated to making financial services more inclusive through technology. The OPay Business App offers omnichannel collection methods and solutions for all types of businesses.

What We Love

  • πŸ‘ Good app functionality overall
  • πŸ’‘ Bill payment feature requested and appreciated

Room to Improve

  • πŸ› Missing loan icon in updated version
  • πŸ› Transaction history not displaying properly
  • πŸ› Sub-account creation failing on iPhone
Moniepoint Personal Banking#3

Moniepoint Personal Banking by Moniepoint Inc

Savings account | Send money
Worth Considering
πŸ’° Finance
4.6😞(28K ratings)
Free
Moniepoint Personal Banking screenshot 1
Moniepoint Personal Banking screenshot 2
Moniepoint Personal Banking screenshot 3
Moniepoint Personal Banking screenshot 4
Moniepoint Personal Banking screenshot 5
Moniepoint Personal Banking screenshot 6

Moniepoint Personal Banking simplifies personal financial management by offering secure mobile banking, instant money transfers, bill payments, and easy airtime purchase. With features like debit card services, savings plans, and seamless issue resolution, Moniepoint ensures a convenient and safe banking experience. Sign up today for hassle-free banking on the go!

What We Love

  • πŸš€ Fast transactions
  • πŸ‘ Smooth onboarding
  • πŸ”’ Secure banking
  • πŸ’‘ Innovative features

Room to Improve

  • πŸ› Login issues
  • πŸ› Transfer failures
  • πŸ”’ Account restrictions

More Opay Account apps to explore

4
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Pay, save & invest money
Free

Kuda is a financial app that offers free money transfers, savings, and bill payments. It provides easy access to banking services without hidden fees. Download now to simplify your finances.

πŸ’° Finance
(133K)
5
WhatsApp Business
WhatsApp Business
WhatsApp Business
by WhatsApp Inc.
Free

A tool for businesses to engage with customers efficiently through messaging and business profile creation. Features include separate business and personal phone number support, messaging tools, and the ability to run WhatsApp Business alongside WhatsApp Messenger.

πŸ’Ό Business
(1.4M)
6
Moniepoint Business Banking
Moniepoint Business Banking
Moniepoint Business Banking
Mobile bank account|POS|Loans
Free

A modern business banking application offering bank account management and POS services for smooth financial transactions, providing convenience and efficiency for businesses. Simplify your financial operations with Moniepoint Business Banking – streamline your finances today!

πŸ’° Finance
(14K)
7
myMTN NG
myMTN NG
myMTN NG
MTN
Free

Experience a user-friendly app offering a wide range of MTN products with myMTN NG. Easily access MTN Nigeria services and products, tailored to suit all users.

πŸ“Š Productivity
(14K)
8
Kuda Business
Kuda Business
Kuda Business
Kuda Business Banking App
Free

Kuda Business is an all-in-one business management app for freelancers and SMEs, offering features like estimates, invoices, bulk transfers, bill payments, and team finance management. Simplify your business operations, accept payments on the go, and track your finances seamlessly. Join now, download the app, and optimize your business with Kuda Business.

πŸ’° Finance
(961)
9
FairMoney: Loan App In Nigeria
FairMoney: Loan App In Nigeria
FairMoney: Loan App In Nigeria
Instant Loan App For Fast Cash
Free

Get quick online loans easily with just a few taps using this efficient app. Instantly access the funds you need, hassle-free – try it now!

πŸ’° Finance
(14K)
10
UBA Mobile Banking
UBA Mobile Banking
UBA Mobile Banking
by United Bank For Africa Plc
Free

Experience enhanced mobile banking with our new app featuring quick log-in, faster navigation, intuitive screens, ATM/Branch locator, live chat support, airtime top-up, favorites list, and auto reminders. Banking made easier on the go!

πŸ’° Finance
(12K)
11
GTWorld
GTWorld
GTWorld
by GUARANTY TRUST BANK PLC
Free

Track, pay, and manage your finances seamlessly with the newly enhanced GTWorld mobile application. Simplify your banking experience with advanced features and tools at your fingertips. Download now for effortless financial management.

πŸ’° Finance
(42K)
12
PiggyVest: Save & Invest Today
PiggyVest: Save & Invest Today
PiggyVest: Save & Invest Today
Save, Invest & Manage Money
Free

A smart financial tool that helps users effortlessly save and invest their money through automated processes and various savings options. Start securing your financial future today with our easy-to-use app.

πŸ’° Finance
(6.3K)
13
Carbon: Mobile Banking & Loans
Carbon: Mobile Banking & Loans
Carbon: Mobile Banking & Loans
Save Money|Transfers| Loans
Free

An innovative mobile banking app that enables users to manage their finances seamlessly, offering features like account monitoring, fund transfers, and bill payments. Experience convenient banking on-the-go with just a few taps.

πŸ’° Finance
(10K)
14
Paga - Send, Pay, and Bank
Paga - Send, Pay, and Bank
Paga - Send, Pay, and Bank
Borderless living
Free

A money transfer app based in Nigeria that allows users to seamlessly send, pay, and manage their finances. Simplify your financial transactions with ease.

πŸ’° Finance
(1.5K)
15
Xender: Transfer, Share Files
Xender: Transfer, Share Files
Xender: Transfer, Share Files
File Sharing,Share Music,Video
Free

Transfer and share files effortlessly across devices with our all-in-one file sharing and music app. Experience lightning-fast transfers of documents, photos, videos, and more with just a few taps. Say goodbye to data cables and slow Bluetooth – download now for seamless connectivity!

πŸ”§ Utilities
(4.9K)
16
Zenith Bank eaZymoney
Zenith Bank eaZymoney
Zenith Bank eaZymoney
by Zenith Bank PLC
Free

This mobile banking app offers a convenient way to manage finances, transfer funds, make payments using QR codes, and access various banking services. With features like account overview, transfers, bill payments, and more, it simplifies banking on the go. Download now to experience seamless banking.

πŸ’° Finance
(148)
17
ALAT
ALAT
ALAT
Digital Bank, Bills, Airtime
Free

Experience Africa's first fully digital bank offering swift, reliable, and secure banking services tailored to your needs. Enjoy travel bookings, deals, discounts, and more. Join ALAT now for convenient financial management.

πŸ’° Finance
(2.3K)
18
Chipper Cash
Chipper Cash
Chipper Cash
Send or Request Cash in Africa
Free

Send and receive money quickly and easily across Africa with this cross-border payments app, connecting over 3 million users. Transfer funds locally or internationally straight from your mobile device.

πŸ’° Finance
(14K)
19
FirstMobile App
FirstMobile App
FirstMobile App
by First Bank of Nigeria Limited
Free

A convenient mobile banking app for FirstBank account holders, offering easy access to financial and non-financial transactions with a sleek interface. New customers can enroll easily, while existing customers with Verve or Naira Mastercards can register and use the app without visiting a physical branch. Experience reliable and convenient digital banking with the latest version update.

πŸ’° Finance
(1.7K)
20
Audiomack - Play Music Offline
Audiomack - Play Music Offline
Audiomack - Play Music Offline
Stream music & songs offline
Free

Access a versatile music streaming platform that offers offline playback functionality, allowing you to enjoy your favorite songs without an internet connection. Discover new music, create playlists, and enjoy a seamless listening experience anytime, anywhere.

🎡 Music
(2M)

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