Best Opay Nigeria Apps

203+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated May 2026

The best opay nigeria apps on iPhone average 4.4β˜… across 203+ titles β€” we've ranked them by what real users actually keep on their phones. Updated May 2026.

Top Picks for Opay Nigeria

OPay-Beyond Banking#1

OPay-Beyond Banking by OPAY DIGITAL SERVICES PTE. LTD.

Editor's Choice
πŸ’° Finance
4.5😐(87K ratings)
Free
OPay-Beyond Banking screenshot 1
OPay-Beyond Banking screenshot 2
OPay-Beyond Banking screenshot 3
OPay-Beyond Banking screenshot 4
OPay-Beyond Banking screenshot 5
OPay-Beyond Banking screenshot 6

Revolutionize your financial experience with a trusted platform used by millions in Nigeria. Access secure and inclusive financial services through state-of-the-art technology.

What We Love

  • πŸš€ Fast and reliable transactions
  • πŸ‘ Convenient and user-friendly
  • πŸ’° Helpful savings and cashback features

Room to Improve

  • πŸ› Issues with account upgrades and verification
  • πŸ”’ Weak security measures (no biometrics)
  • πŸ€– Poor customer service and support
OPay Business#2

OPay Business by OPAY DIGITAL SERVICES PTE. LTD.

Strong Contender
πŸ’° Finance
3.5😞(300 ratings)
Free
#79in Finance
OPay Business screenshot 1
OPay Business screenshot 2
OPay Business screenshot 3
OPay Business screenshot 4
OPay Business screenshot 5
OPay Business screenshot 6

A leading financial service company in Nigeria with 40 million users, dedicated to making financial services more inclusive through technology. The OPay Business App offers omnichannel collection methods and solutions for all types of businesses.

What We Love

  • πŸ‘ Good app functionality overall
  • πŸ’‘ Bill payment feature requested and appreciated

Room to Improve

  • πŸ› Missing loan icon in updated version
  • πŸ› Transaction history not displaying properly
  • πŸ› Sub-account creation failing on iPhone
Moniepoint Personal Banking#3

Moniepoint Personal Banking by Moniepoint Inc

Savings account | Send money
Worth Considering
πŸ’° Finance
4.6😞(28K ratings)
Free
Moniepoint Personal Banking screenshot 1
Moniepoint Personal Banking screenshot 2
Moniepoint Personal Banking screenshot 3
Moniepoint Personal Banking screenshot 4
Moniepoint Personal Banking screenshot 5
Moniepoint Personal Banking screenshot 6

Moniepoint Personal Banking simplifies personal financial management by offering secure mobile banking, instant money transfers, bill payments, and easy airtime purchase. With features like debit card services, savings plans, and seamless issue resolution, Moniepoint ensures a convenient and safe banking experience. Sign up today for hassle-free banking on the go!

What We Love

  • πŸš€ Fast transactions
  • πŸ‘ Smooth onboarding
  • πŸ”’ Secure banking
  • πŸ’‘ Innovative features

Room to Improve

  • πŸ› Login issues
  • πŸ› Transfer failures
  • πŸ”’ Account restrictions

More Opay Nigeria apps to explore

4
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Pay, save & invest money
Free

Kuda is a financial app that offers free money transfers, savings, and bill payments. It provides easy access to banking services without hidden fees. Download now to simplify your finances.

πŸ’° Finance
(133K)
5
Moniepoint Business Banking
Moniepoint Business Banking
Moniepoint Business Banking
Mobile bank account|POS|Loans
Free

A modern business banking application offering bank account management and POS services for smooth financial transactions, providing convenience and efficiency for businesses. Simplify your financial operations with Moniepoint Business Banking – streamline your finances today!

πŸ’° Finance
(14K)
6
FairMoney: Loan App In Nigeria
FairMoney: Loan App In Nigeria
FairMoney: Loan App In Nigeria
Instant Loan App For Fast Cash
Free

Get quick online loans easily with just a few taps using this efficient app. Instantly access the funds you need, hassle-free – try it now!

πŸ’° Finance
(14K)
7
Access More
Access More
Access More
by Access Bank Plc
Free

Access More is an innovative mobile payment app providing a comprehensive banking and lifestyle experience with features like quick account opening, personalized themes, investment services, Dubai Visa application, and more. Seamlessly onboard by downloading the app or logging in for existing users.

πŸ’° Finance
(115K)
8
myMTN NG
myMTN NG
myMTN NG
MTN
Free

Experience a user-friendly app offering a wide range of MTN products with myMTN NG. Easily access MTN Nigeria services and products, tailored to suit all users.

πŸ“Š Productivity
(14K)
9
FirstMobile App
FirstMobile App
FirstMobile App
by First Bank of Nigeria Limited
Free

A convenient mobile banking app for FirstBank account holders, offering easy access to financial and non-financial transactions with a sleek interface. New customers can enroll easily, while existing customers with Verve or Naira Mastercards can register and use the app without visiting a physical branch. Experience reliable and convenient digital banking with the latest version update.

πŸ’° Finance
(1.7K)
10
PixPay
PixPay
PixPay
Pay School Fees Seamlessly
Free
πŸ’° Finance
(6)
11
Chipper Cash
Chipper Cash
Chipper Cash
Send or Request Cash in Africa
Free

Send and receive money quickly and easily across Africa with this cross-border payments app, connecting over 3 million users. Transfer funds locally or internationally straight from your mobile device.

πŸ’° Finance
(14K)
12
Smartcash PSB
Smartcash PSB
Smartcash PSB
Smartcash
Free

Transfer money instantly to any mobile number or bank account, recharge, buy data, and pay bills all in one app. Simplify your transactions with Smartcash PSB now!

πŸ”§ Utilities
(1.6K)
13
Paga - Send, Pay, and Bank
Paga - Send, Pay, and Bank
Paga - Send, Pay, and Bank
Borderless living
Free

A money transfer app based in Nigeria that allows users to seamlessly send, pay, and manage their finances. Simplify your financial transactions with ease.

πŸ’° Finance
(1.5K)
14
WhatsApp Messenger
WhatsApp Messenger
WhatsApp Messenger
Simple. Reliable. Private.
Free

A popular messaging and video calling app used by over 2 billion people worldwide, offering private, encrypted communication with group chats, voice and video calls, and real-time sharing features. Stay connected with friends and family easily. For more information or support, visit Settings > Help > Contact Us within the app.

🌐 Social Networking
(18M)
15
Snapchat
Snapchat
Snapchat
Share the moment!
Free

Share moments with friends and family through fast and fun photos and videos using this app. Express yourself with filters, lenses, and Bitmojis, stay connected through messaging and group stories, watch live Stories, discover new content, and more! Happy Snapping!

πŸ“· Photo & Video
(5.8M)
16
WhatsApp Business
WhatsApp Business
WhatsApp Business
by WhatsApp Inc.
Free

A tool for businesses to engage with customers efficiently through messaging and business profile creation. Features include separate business and personal phone number support, messaging tools, and the ability to run WhatsApp Business alongside WhatsApp Messenger.

πŸ’Ό Business
(1.4M)
17
Carbon: Mobile Banking & Loans
Carbon: Mobile Banking & Loans
Carbon: Mobile Banking & Loans
Save Money|Transfers| Loans
Free

An innovative mobile banking app that enables users to manage their finances seamlessly, offering features like account monitoring, fund transfers, and bill payments. Experience convenient banking on-the-go with just a few taps.

πŸ’° Finance
(10K)
18
Truecaller: Premium Caller ID
Truecaller: Premium Caller ID
Truecaller: Premium Caller ID
Spam Blocker・Phone Call Filter
Free

Identify and block spam calls, search for unknown numbers, and utilize AI-powered call screening and recording features with this app. Enhance your phone call experience and safeguard your communication effortlessly. Spot annoying spam calls now!

πŸ”§ Utilities
(251K)
19
UBA Mobile Banking
UBA Mobile Banking
UBA Mobile Banking
by United Bank For Africa Plc
Free

Experience enhanced mobile banking with our new app featuring quick log-in, faster navigation, intuitive screens, ATM/Branch locator, live chat support, airtime top-up, favorites list, and auto reminders. Banking made easier on the go!

πŸ’° Finance
(12K)
20
Bolt: Request a Ride
Bolt: Request a Ride
Bolt: Request a Ride
Ride-hailing made easy
Free

Order a ride quickly and safely with a top-rated driver using the ride-hailing app. Enjoy features like easy ordering, advance bookings, and options for package delivery in cities worldwide. For more information and to sign up as a driver, visit https://bolt.eu.

✈️ Travel
(173K)