Best Payment App For Small Business

215+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated June 2026

HoneyBook is the household name in payment app for small business, but it's far from the only option. We track 215+ alternatives and competitors on iOS โ€” many free, many higher-rated than you'd expect.

Top Picks for Payment App For Small Business

HoneyBook - Small Business CRM#1

HoneyBook - Small Business CRM by HoneyBook, Inc.

Invoices, Contracts, Payments
Editor's Choice
๐Ÿ’ผ Business
4.8๐Ÿ˜(16K ratings)
FreeAdsIn-App Purchases
#48in Business
HoneyBook - Small Business CRM screenshot 1
HoneyBook - Small Business CRM screenshot 2
HoneyBook - Small Business CRM screenshot 3
HoneyBook - Small Business CRM screenshot 4

Streamline your independent business operations with tools for invoicing, contracts, payments, project tracking, and client scheduling. Automate tasks and manage expenses to deliver exceptional client experiences and stay in control of your business.

What We Love

  • ๐Ÿš€ Streamlined workflow
  • ๐Ÿ”’ Secure payment processing
  • ๐Ÿ‘ Intuitive and user-friendly
  • ๐Ÿš€ Efficient client management

Room to Improve

  • ๐Ÿ› Buggy mobile app
  • ๐Ÿ’ฐ Expensive fees and subscription
  • ๐Ÿ” Limited customization options
PayPal Business#2

PayPal Business by PayPal, Inc.

Track sales and Send invoices
Strong Contender
๐Ÿ’ผ Business
4.2๐Ÿ˜(29K ratings)
FreeAds
PayPal Business screenshot 1
PayPal Business screenshot 2
PayPal Business screenshot 3
PayPal Business screenshot 4
PayPal Business screenshot 5

Manage your business finances on the go. Create and send invoices, track sales trends, transfer money, and access customer information. This app acts as your mobile business manager, simplifying financial tasks for merchants of all sizes.

What We Love

  • ๐Ÿš€ Efficient payment processing
  • ๐Ÿ’ณ Convenient payment options
  • ๐Ÿ“ˆ Useful business insights
  • ๐Ÿ”’ Secure transactions

Room to Improve

  • โฑ๏ธ Delayed fund releases
  • ๐Ÿ’ฐ High transaction fees
  • ๐Ÿค– Poor customer service
Wave: Small Business Software#3

Wave: Small Business Software by Wave Financial Inc

Invoice, scan receipts & more
Worth Considering
๐Ÿ’ผ Business
4.4๐Ÿ˜(6.6K ratings)
FreeAdsIn-App Purchases
#40in Business
Wave: Small Business Software screenshot 1
Wave: Small Business Software screenshot 2
Wave: Small Business Software screenshot 3
Wave: Small Business Software screenshot 4
Wave: Small Business Software screenshot 5
Wave: Small Business Software screenshot 6

Manage your small business finances on the go. Send professional invoices, track expenses with receipt scanning, and monitor your business insights. Get paid faster with integrated online payment options.

What We Love

  • ๐Ÿš€ Easy to use
  • ๐Ÿš€ Professional invoicing
  • ๐Ÿš€ Great for small businesses
  • ๐Ÿ‘ Convenient mobile app

Room to Improve

  • ๐Ÿ› Buggy app with crashes
  • ๐Ÿ”’ Poor customer service and support
  • ๐Ÿ’ฐ Expensive payment processing fees

More Payment App For Small Business apps to explore

4
PhonePe: Secure Payments App
PhonePe: Secure Payments App
PhonePe: Secure Payments App
UPI, Recharges, Bills Payments
Free

This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

BHIM UPI money transfersMobile and DTH rechargesUtility bill payments
๐Ÿ’ฐ Finance
(162K)
free with in-app purchases
5
Melio Business Payments
Melio Business Payments
Melio Business Payments
A simpler way to pay vendors
Free

This platform simplifies business payments and collections, offering flexibility in how you pay vendors and get paid by clients. Manage bills, send invoices, and track payments all from your mobile device.

Automate bill paymentsFlexible payment optionsGlobal vendor payments
๐Ÿ’ฐ Finance
(1.4K)
free
6
Novo - Small Business Checking
Novo - Small Business Checking
Novo - Small Business Checking
Built for modern businesses
Free

This app offers a digital checking account designed for modern small businesses. Apply online quickly and access free banking tools, including debit card control, bill pay, ACH transfers, and check deposits. Manage funds efficiently with features like transaction categorization and savings reserves.

Online account applicationFree banking toolsDebit card control
๐Ÿ’ฐ Finance
(20K)
free
7
Intuit QuickBooks for Business
Intuit QuickBooks for Business
Intuit QuickBooks for Business
Accounting & Invoicing with AI
Free

Manage your business finances on the go with AI-powered accounting and invoicing tools. Accept payments, track expenses, generate invoices from photos, and automatically track mileage for tax deductions. Syncs with your online account for up-to-date financial data.

Accept contactless payments via phoneCreate and send invoices from photosCapture leads from emails with AI
๐Ÿ’ผ Business
(248K)
subscription
8
BILL AP & AR Business Payments
BILL AP & AR Business Payments
BILL AP & AR Business Payments
Pay bills and get paid online
Free

This app streamlines business payments and receivables, automating accounts payable and receivable processes. It offers flexible payment options and real-time tracking, saving time and improving cash flow.

Automate AP and ARMultiple payment options (ACH, wires, virtual card, credit card, check)Real-time payment tracking and notifications
๐Ÿ’ผ Business
(49K)
free
9
Podium - Small Business Tools
Podium - Small Business Tools
Podium - Small Business Tools
Messaging, Payments, Marketing
Free

Manage all customer communications in one inbox, from payments and reviews to marketing messages. This platform helps local businesses streamline interactions, collect payments, and improve their online reputation.

Unified customer inboxAutomated review invitationsBulk text marketing
๐Ÿ’ผ Business
(31K)
ad-supported
10
GoSite - #1 Small Business App
GoSite - #1 Small Business App
GoSite - #1 Small Business App
Software for Small Businesses
Free

This all-in-one platform helps service businesses manage customer interactions, online presence, and payments. It streamlines communication, booking, and review management, allowing businesses to focus on customer satisfaction and growth.

Website and text chatOnline booking systemOnline payment processing
๐Ÿ’ผ Business
(109)
free
11
FloatMe: Fast Cash Advance App
FloatMe: Fast Cash Advance App
FloatMe: Fast Cash Advance App
Borrow Money Between Paychecks
Free

Access quick cash advances to cover bills and expenses between paychecks. This app offers money management tools, low balance alerts, and a marketplace for earning opportunities. Securely connect your bank account for seamless transactions.

Cash advances up to $50No credit checks or interestCash flow calendar
๐Ÿ’ฐ Finance
(144K)
subscription
12
Invoice App for Small Business
Invoice App for Small Business
Invoice App for Small Business
Simple & Fast Mobile Invoicing
Free

Create and send professional invoices and estimates quickly. Manage clients, products, and payment history in one place. Offers a free version with limitations and subscription plans for unlimited use.

Create professional invoices and estimatesManage clients and productsAttach photos to invoices
๐Ÿ’ผ Business
(559)
freemium
13
Revolut Business
Revolut Business
Revolut Business
Banking fรผr dein Unternehmen
Free

Manage your business finances with an all-in-one account designed for efficiency. Track spending, issue corporate cards, and handle global payments in multiple currencies. Automate expense management and gain insights with advanced analytics to support business growth.

Global payments in 30+ currenciesIssue physical and virtual corporate cardsAutomated expense management
๐Ÿ’ฐ Finance
(2.7K)
subscription
14
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
Loans, Cards, Payment & FASTag
Free

This banking app provides over 400 services, including loans, savings accounts, fund transfers, and card management. It allows users to manage investments, make payments, recharge services, and book travel. Features include budgeting tools, rewards, and 24/7 chatbot assistance.

Apply for various loans (Personal, Home, Car)Open digital savings accounts and fixed depositsManage debit, credit, and forex cards
๐Ÿ’ฐ Finance
(63K)
free
15
Invoice Zip - Invoice Maker
Invoice Zip - Invoice Maker
Invoice Zip - Invoice Maker
Estimates & Invoices Creator
Free

Create, send, and track professional invoices and estimates quickly. Customize templates, add company branding, and manage payments with smart accounting features. Keep your business finances organized and get paid faster.

Customizable invoice templatesAdd company logo and brandingAutomatic calculation of totals
๐Ÿ’ผ Business
(10K)
subscription
16
JIM: Tap to Pay & Payment Link
JIM: Tap to Pay & Payment Link
JIM: Tap to Pay & Payment Link
Sell & Get Paid Now
Free

Accept contactless payments directly on your iPhone without extra hardware. Get paid instantly and access funds immediately with a prepaid card. Utilize AI-driven insights to grow your business.

Accept contactless paymentsInstant fund accessSpend with JIM Visaยฎ Prepaid card
๐Ÿ’ฐ Finance
(8.2K)
free with in-app purchases
17
Clover Go - Dashboard & POS
Clover Go - Dashboard & POS
Clover Go - Dashboard & POS
Run your business on the Go
Free

This app empowers small business owners to manage their operations and accept payments remotely. Track sales, monitor employee performance, and process transactions securely from your mobile device.

Run business from anywhereTrack sales in real-timeAccept contactless payments
๐Ÿ’ฐ Finance
(62K)
free
18
ATH Business
ATH Business
ATH Business
ATH Business
Free

Process real-time, secure payments and send refunds directly to your business's unique identifier. Generate detailed payment and refund reports, and receive weekly and monthly summaries. Requires an affiliated bank or cooperative and a debit card.

Receive real-time secure paymentsUse custom business identifier for paymentsSend refunds
๐Ÿ’ฐ Finance
(129)
ad-supported
19
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Pay, save & invest money
Free

Manage your finances with a digital bank account. Easily make payments, save money with automated features, and invest in stocks. Enjoy free transfers and premium rewards.

Free bank account openingFree money transfersAutomated savings
๐Ÿ’ฐ Finance
(133K)
freemium
20
GoDaddy Commerce: POS Payments
GoDaddy Commerce: POS Payments
GoDaddy Commerce: POS Payments
Sell, Get Paid, Grow
Free

Manage your business sales, inventory, and payments from your phone. This app offers fast checkout with barcode scanning, flexible payment options, and comprehensive business management tools. Grow your business on the go with ease.

Barcode scanning for faster checkoutReal-time stock level trackingFlexible payment options (Tap to Pay, Pay Links, QR Codes)
๐Ÿ’ผ Business
(16K)
free with in-app purchases