Best Payment Installment App

131+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated June 2026

The best payment installment app apps on iPhone average 4.6★ across 131+ titles — we've ranked them by what real users actually keep on their phones. Updated June 2026.

Top Picks for Payment Installment App

Zip - Buy Now, Pay Later#1

Zip - Buy Now, Pay Later by Zip Co US, Inc.

Shop & Pay in 4¹
Editor's Choice
🛍️ Shopping
4.9😊(823K ratings)
FreeAds
#47in Shopping
Zip - Buy Now, Pay Later screenshot 1
Zip - Buy Now, Pay Later screenshot 2
Zip - Buy Now, Pay Later screenshot 3
Zip - Buy Now, Pay Later screenshot 4
Zip - Buy Now, Pay Later screenshot 5
Zip - Buy Now, Pay Later screenshot 6

Shop now and pay later with Zip! Enjoy the convenience of making purchases without upfront payments. Experience hassle-free shopping today.

What We Love

  • 💳 Convenient payment option
  • 🤑 Affordable payment plans
  • ⏰ Flexible payment schedules
  • 🤝 Helpful customer service

Room to Improve

  • 🐛 Unreliable app performance
  • 🤔 Unclear refund/return policies
  • 🤷‍♀️ Inconsistent customer support
Four | Buy Now, Pay Later#2

Four | Buy Now, Pay Later by Four Technologies, Inc.

Flexible Shopping & Payments
Strong Contender
🛍️ Shopping
4.8😞(108K ratings)
Free
#74in Shopping
Four | Buy Now, Pay Later screenshot 1
Four | Buy Now, Pay Later screenshot 2
Four | Buy Now, Pay Later screenshot 3
Four | Buy Now, Pay Later screenshot 4
Four | Buy Now, Pay Later screenshot 5

Shop now, pay later at your favorite stores with an app that allows you to split payments into four interest-free installments every 2 weeks. Manage orders, payments, and get notified before due dates. Discover new retailers in the app directory. Happy shopping!

What We Love

  • 💳 Convenient payment option
  • 🛒 Wide variety of stores
  • 🤑 Affordable payment plans
  • 📈 Increasing spending limits

Room to Improve

  • 🤖 Poor customer service
  • ❌ Declined/canceled orders
  • 💰 Unauthorized charges
Tamara | Shop Now Pay Later#3

Tamara | Shop Now Pay Later by Tamara FZE

Pay in up to 24, No late fees
Worth Considering
💰 Finance
4.7😞(59K ratings)
Free
Tamara | Shop Now Pay Later screenshot 1
Tamara | Shop Now Pay Later screenshot 2
Tamara | Shop Now Pay Later screenshot 3
Tamara | Shop Now Pay Later screenshot 4
Tamara | Shop Now Pay Later screenshot 5
Tamara | Shop Now Pay Later screenshot 6

Discover new and trending fashion items from top brands curated just for you. Get personalized recommendations based on your style preferences and shop the latest trends effortlessly. Update your wardrobe with ease!

What We Love

  • 👍 Easy to use
  • 💡 Helpful payment splitting
  • 🚀 Smooth and fast transactions
  • 🙏 Excellent customer service

Room to Improve

  • 🐛 Unreliable payment processing
  • 🤬 Terrible customer support
  • ❌ Unauthorized charges

More Payment Installment App apps to explore

4
Sezzle: Buy Now, Pay Later
Sezzle: Buy Now, Pay Later
Sezzle: Buy Now, Pay Later
Shop & Pay in 4¹
Free

Shop clothing, beauty products, electronics, and more with flexible payment options through our app. Buy now and pay later in easy installments to make shopping convenient and affordable for you. Start shopping today and enjoy the freedom to pay at your own pace.

🛍️ Shopping
(288K)
5
PayLater - Split in 4 payments
PayLater - Split in 4 payments
PayLater - Split in 4 payments
The Only Way to Split Pay
Free
💰 Finance
(253)
6
OneMain
OneMain
OneMain
Personal & Auto Loans
Free

A personal finance management app that helps users track expenses, set budgets, and analyze spending patterns. Take control of your finances today and start making better financial decisions.

💰 Finance
(72K)
7
Airfordable
Airfordable
Airfordable
Installment plans for flights
Free

Book flights with ease using our app - pay a fraction upfront, then the rest in installments. No hidden fees, credit checks, or price hikes - just flexible, secure, and guaranteed travel. Join our community for a budget-friendly way to explore the world.

✈️ Travel
(2.9K)
8
Halan: Lending, BNPL, Payments
Halan: Lending, BNPL, Payments
Halan: Lending, BNPL, Payments
Get a loan, pay bills and more
Free

An all-in-one financial services app offering BNPL, lending, payments, and online shopping solutions. Easily access funding for small businesses, purchase on installment, pay bills, and send/receive money. Download now and enjoy a seamless financial experience with Halan!

💰 Finance
(2.3K)
9
Acima: Lease Now & Buy Later
Acima: Lease Now & Buy Later
Acima: Lease Now & Buy Later
Easy Leasing & Payment Options
Free

Lease must-have merchandise up to $4,000 without credit or cash using Acima. Shop furniture, electronics, appliances, and more from thousands of stores. Manage your lease details, payments, and agreements conveniently with the app.

🛍️ Shopping
(25K)
10
Car Loan Calculator,Auto Lease
Car Loan Calculator,Auto Lease
Car Loan Calculator,Auto Lease
Payment Finance Emi Notes Calc
Free

This app helps you estimate monthly payments and total costs for car loans and auto leases, with features like amortization, chart views, and email capabilities. Easily manage your calculations and saved items, and customize the app theme. Give it a try and share your feedback for improvement!

💰 Finance
(1.3K)
11
Loan calculator: Installment
Loan calculator: Installment
Loan calculator: Installment
Amortization and interest rate
Free

Get quick answers to your loan questions with our Loan Calculator app. Calculate monthly payments, interest rates, loan amounts, and terms easily by entering just a few details. Download now for a simple way to manage your finances.

💰 Finance
(818)
12
Loan Calculator - Debt Planner
Loan Calculator - Debt Planner
Loan Calculator - Debt Planner
Mortgage, Car, School, Payday
Free

Discover the ultimate Loan and Mortgage Calculator - a versatile tool for home buyers, real estate professionals, and more. Easily analyze loans, explore early payoff options, and view detailed payment breakdowns. A must-have for informed financial decisions!

💰 Finance
(22K)
13
Loan Calculator - Payment Calc
Loan Calculator - Payment Calc
Loan Calculator - Payment Calc
Personal, Home, Car, Boat,…
Free

An easy-to-use loan calculator app for various types of loans like car, home, personal, and more. Input loan details such as amount, term, interest rate, and frequency to calculate payments, compare options, and export results. Contact for assistance at phannhatd@gmail.com.

💰 Finance
(963)
14
Tabby: Pay over time
Tabby: Pay over time
Tabby: Pay over time
Pay in 4. No hidden fees
Free

Shop at your favorite brands and split purchases into 4 interest-free payments with Tabby. Track payments, get discounts, and explore thousands of products and brands. Take control of your spending with Tabby's convenient features and 24/7 chat support.

💰 Finance
(82K)
15
Klover - Instant Cash Advance
Klover - Instant Cash Advance
Klover - Instant Cash Advance
Up to $400 Before Payday
Free

An app offering instant cash advances up to $200 without late fees, credit checks, or interest charges. Users can earn points, win daily cash prizes, and access innovative budgeting tools. Data is securely stored and anonymized, providing financial services without fees or charges. Unlock perks by opting into the Truth in Data agreement. Access money you've already earned by validating your employment. Contact info@joinklover.com for questions.

💰 Finance
(346K)
16
Loan Calculator - Home Payment
Loan Calculator - Home Payment
Loan Calculator - Home Payment
Car Auto Student Payoff Calc
Free

This simple loan calculator provides a forecast of loan repayment and allows users to view the impact of extra payments on their payment plan. It supports various payment methods, frequencies, and extra payment options, making it easy to use and create a personalized payment schedule.

💰 Finance
(313)
17
Split Pay – Pay Rent in Two
Split Pay – Pay Rent in Two
Split Pay – Pay Rent in Two
Pay rent on your schedule
Free

A secure and fee-free rent payment app that directly transfers money to landlords, allows scheduling of one-time or repeat payments, and offers the option to report rent payments to credit bureaus for building credit. Simply connect your bank account, enter rent details, and your landlord will be notified once payment is made. Prioritizing security with end-to-end encryption, SOC2 compliance, and proactive defense measures.

💰 Finance
(9.5K)
18
Katapult | Shop & Lease to Own
Katapult | Shop & Lease to Own
Katapult | Shop & Lease to Own
Browse, shop, lease, and own.
Free

Discover a revolutionary shopping companion that uses cutting-edge technology to enhance your shopping experience. Find personalized recommendations, exclusive deals, and seamless checkout options all in one place. Elevate your shopping with Katapult today!

💰 Finance
(27K)
19
Livble - Split your rent
Livble - Split your rent
Livble - Split your rent
Pay rent on your own schedule
Free

Split your rent easily with our app - pay your rent in flexible installments throughout the month. Take control of your rent payments with Livble today!

💰 Finance
(1.9K)
20
Baseeta | Split it your way
Baseeta | Split it your way
Baseeta | Split it your way
Anywhere without down payment.
Free

This application allows users to split purchases anywhere, locally or internationally, with no down payment and flexible payment plans of 3 to 36 months. Users can make unlimited purchases, choose their payment plans, and pay only for what they buy, with the option to activate the service and add it to their digital wallets for easy use.

💰 Finance
(40)