Best Paypal Credit Card Apps

4.8😐(6.3M ratings)

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#5in Finance

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

What We Love

🚀 Extremely effective and reliable crypto recovery service
🔒 Secure payment processing
💰 Convenient way to send and receive money
👍 Easy to use app with simple interface

Room to Improve

🐛 Inconsistent customer support responses
🕰️ Slow money transfer times
💳 Holds on funds for new accounts
🤖 Overly automated with lack of human interaction

MySynchrony by Synchrony Financial

Strong Contender

Apple Pay, Apple Card and more

4.8😊(107K ratings)

Free

#49in Finance

Securely manage your credit card accounts in one place. This app allows you to view balances, make payments, review transactions, and manage bank accounts. It also offers access to partner deals and financial education resources.

What We Love

👍 Easy to use
👍 User-friendly
👍 Convenient
👍 Streamlined payment process
👍 Helpful for managing multiple accounts
👍 Accurate and reliable
👍 Smooth and seamless transactions

Room to Improve

🐛 App crashes or freezes
🐛 Login issues
🐛 Inconsistent account information
🐛 Difficulty adding or managing accounts
🐛 Unreliable payment processing
🐛 Lack of transparency in account details
🐛 Poor customer service

PayPal Business by PayPal, Inc.

Track sales and Send invoices

Worth Considering

💼 Business

4.2😐(29K ratings)

FreeAds

Manage your business finances on the go. Create and send invoices, track sales trends, transfer money, and access customer information. This app acts as your mobile business manager, simplifying financial tasks for merchants of all sizes.

What We Love

🚀 Efficient payment processing
💳 Convenient payment options
📈 Useful business insights
🔒 Secure transactions
👍 User-friendly app

Room to Improve

⏱️ Delayed fund releases
💰 High transaction fees
🤖 Poor customer service
🔒 Overzealous account limitations
🐛 Buggy app performance

More Paypal Credit Card apps to explore

Apple Wallet

Store credit/debit cardsDigital driver's license/state IDTransit and event tickets

Securely store and manage digital versions of your credit/debit cards, IDs, transit passes, tickets, and keys. Use it to make payments, send money, and access venues and transportation with your iPhone or Apple Watch.

(7.4M)

Affirm: Buy now, pay over time

Flexible payments, big savings

Pay over time online and in-storeFlexible payment optionsDiscover 0% APR deals

This app allows users to pay for purchases over time with flexible payment options. It offers clear payment plans, deals, and the ability to set up automatic payments. Users can also apply for a card to use anywhere Visa is accepted for convenient installment payments.

(1.7M)

Bank. Borrow. Build Credit.

OnePay – Mobile Banking

Early pay and rewardsHigh-yield savings accountsCash back credit card

Manage your finances with a mobile banking solution offering early pay, rewards, and high-yield savings. Access a cash rewards credit card, affordable wireless plans, and a credit builder loan. Buy now, pay later options are also available.

(435K)

Suave: Buy now, pay later.

Easy shopping.

Pay in 4, 6, or 12 monthly installmentsInstant prequalificationShop at favorite stores

Shop for items you need and pay them off over time with flexible monthly payment plans. Get prequalified instantly, then use the app to manage your purchases and payments at your favorite stores.

(790)

Atlas - Rewards Credit Card

Earn cash back. Build credit.

High approval ratesBuild credit historyAutomatic savings up to 10%

This app offers a rewards credit card designed for easy approval, even without credit history. It helps users build credit, save money with automatic discounts, and manage their finances securely with features like auto-pay and fraud protection.

(275K)

Money. Debit Card. Bitcoin.

Cash App

Send & receive money/bitcoin instantlyRound up spare change to saveInvest in stocks, ETFs, and bitcoin

Easily send and receive money or bitcoin instantly. Save by rounding up change, invest in stocks or bitcoin, and get paid up to two days early with direct deposit. Features a customizable debit card with exclusive discounts.

(8.7M)

Payments, Balance & Rewards

Amex

Secure account managementTrack spending and rewardsPay bills and manage balance

Manage your American Express account securely from anywhere. Track spending, view rewards, pay your bill, and discover personalized offers. Enjoy quick, safe access with biometric login and instant alerts for added peace of mind.

Securely manage your credit card account on the go. Check balances, make payments, monitor transactions, and lock your card. Stay on top of your finances and build credit with convenient 24/7 access.

Check account balancesMake monthly paymentsMonitor recent transactions

(594K)

Klarna: Smarter everyday money

Cashback, payments, savings

Flexible payment optionsInterest-free installmentsUp to 10% cashback

Shop anywhere with flexible payment options, including interest-free installments and pay-in-30-days. Earn cashback, compare prices, track deliveries, and manage returns easily. Also offers mobile phone service.

(2.4M)

Discover Mobile

Banking and Finance

Account balance and transaction viewingPayment management and schedulingRewards redemption

Manage your Discover credit card and bank accounts securely from anywhere. Check balances, view transactions, make payments, redeem rewards, and deposit checks. Access your FICO score and freeze your account for added security.

Save, Spend & Grow Your Credit

Connect accounts for spending insightsMonitor credit score changesCompare loan and insurance offers

Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

(7.7M)

by Elan Financial Services

Elan Credit Card

Secure login with username/password, fingerprint, or Face IDView account balance, transactions, and available creditMake one-time payments and set up AutoPay

Manage your credit card account conveniently on the go. Securely log in, view your balance and transactions, make payments, and control card access. Receive timely alerts for added security and account management.

(196K)

Shop Now. Split your payments.

Afterpay: Pay over time

Split purchases into 4 paymentsMonthly payment options availableDiscover exclusive deals and brands

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

(753K)

Zip - Buy Now, Pay Later

Shop Now & Pay Over Time

Split payments into 4 or 8 installmentsBi-weekly payment scheduleVirtual and physical payment cards

Split purchases into 4 or 8 interest-free installments, paid bi-weekly. Use online or in-store with a virtual or physical card. Earn cashback and potentially increase spending power with on-time payments.

(858K)

Square Point of Sale (POS)

Payments & Business Dashboard

Accept all major payment typesIndustry-specific business modesInventory management

This all-in-one payments processing app helps businesses of all types manage operations, accept payments, and boost profits. It offers industry-specific modes for retail, restaurants, services, and beauty businesses, with features like inventory management, online booking, and invoicing.

💼 Business

(604K)

Mission Lane Card

by Mission Lane LLC

Manage credit card accountCheck account balancePay bills

Manage your credit card account on the go. Check balances, pay bills, view activity, and monitor your credit score. Access customer service, educational resources, and secure login options.

(500K)

Varo Bank: Online Banking

Early Payday & Cash Advances

Early payday accessNo monthly or overdraft feesCash advances up to $500

This digital bank offers early payday access and cash advances up to $500. It provides high APY on savings, auto-saving tools, and a free secured credit card. Send money easily to anyone with just a phone number or email.

(233K)