Best Sofi Student Loans Apps

180+ iOS apps curated and reviewed

4.3 avg rating
20 free apps
Updated June 2026

Out of 180+ sofi student loans apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Sofi Student Loans Apps (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1SoFi: Bank, Invest & CryptoSoFi: Bank, Invest & CryptoFree4.7★ (386K)NoNoJul 2026
2MOHELAMOHELAFree4.6★ (47K)NoNoJul 2026
3Sallie MaeSallie MaeFree4.5★ (102K)NoNoJul 2026
4AES Student LoansAES Student LoansFree4.6★ (16K)NoNoJul 2026
5Student Loan CalculatorStudent Loan CalculatorFree4.8★ (21)NoNoJul 2026
6Intuit Credit KarmaIntuit Credit KarmaFree4.8★ (7.7M)NoNoJul 2026
7FAFSA Federal Student Aid InfoFAFSA Federal Student Aid InfoFreeYesNoJul 2026
8Dave: Credit, Cash & Money AppDave: Credit, Cash & Money AppFree4.8★ (861K)NoNoJul 2026

Top Picks for Sofi Student Loans

SoFi: Bank, Invest & Crypto#1

SoFi: Bank, Invest & Crypto by Social Finance, LLC

Online Banking & Investing
Editor's Choice
💰 Finance
4.7😐(386K ratings)
Free
#15in Finance
SoFi: Bank, Invest & Crypto screenshot 1
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SoFi: Bank, Invest & Crypto screenshot 5
SoFi: Bank, Invest & Crypto screenshot 6

Manage your banking, investments, and cryptocurrency all in one place. This app offers fee-free checking, high-yield savings, commission-free stock trading, and the ability to buy, sell, and hold over 25 cryptocurrencies. It also provides tools for loan pre-qualification and credit score monitoring.

What We Love

  • 🚀 Convenient all-in-one finance app
  • 💰 Competitive interest rates on savings
  • 👍 Intuitive and user-friendly interface
  • 📈 Integrated investment platform

Room to Improve

  • 🐛 Buggy and unreliable account management
  • 🕰️ Slow money transfer and withdrawal process
  • 💸 Unwarranted account freezes and fund holds
MOHELA#2

MOHELA by Missouri Higher Education Loan Authority

Strong Contender
💰 Finance
4.6😞(47K ratings)
Free
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Manage your student loans with ease. Schedule payments, view your loan history, upload important documents, and access tax information securely. Get support and repayment options for your student loans.

What We Love

  • 🚀 Easy to use
  • 🚀 Convenient payment options
  • 🚀 User-friendly interface
  • 🚀 Helpful customer service

Room to Improve

  • 🐛 Login issues and password reset problems
  • 🐛 Inconsistent app functionality
  • 🐛 Lack of communication from the company
Sallie Mae#3

Sallie Mae by Sallie Mae, Inc.

Manage your Sallie Mae account
Worth Considering
💰 Finance
4.5😞(102K ratings)
Free
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Manage your student loans and credit cards conveniently from your mobile device. Check balances, make payments, set up auto-pay, and track loan applications. Secure login options and in-app messaging provide easy access and support.

What We Love

  • 👍 User-friendly app
  • 🚀 Convenient for making payments
  • 🔒 Secure with fingerprint/face ID login
  • 💡 Helpful for tracking loan details

Room to Improve

  • 🐛 Glitchy app performance
  • 🤔 Inaccurate loan information
  • 😤 Poor customer service

More Sofi Student Loans apps to explore

4
AES Student Loans
AES Student Loans
AES Student Loans
by Avereo
Free

Manage your student loan account conveniently from anywhere. Access account details, make payments, and update your information. Get support and plan for successful loan repayment.

Access account detailsVisualize loan balanceMake and schedule payments
💰 Finance
(16K)
free
5
Student Loan Calculator
Student Loan Calculator
Student Loan Calculator
Eliminate Your Student Debt
Free

Calculate key student loan details like monthly payments, total interest, and savings from extra payments. Export your amortization schedule to a CSV file for detailed analysis. Get personalized recommendations to help you eliminate debt faster.

Monthly payment calculationTotal interest and interest savedExtra payment impact analysis
🔧 Utilities
(21)
free
6
Intuit Credit Karma
Intuit Credit Karma
Intuit Credit Karma
Save, Spend & Grow Your Credit
Free

Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

Connect accounts for spending insightsMonitor credit score changesCompare loan and insurance offers
💰 Finance
(7.7M)
free with in-app purchases
7
FAFSA Federal Student Aid Info
FAFSA Federal Student Aid Info
FAFSA Federal Student Aid Info
Federal Student loan Aid Guide
Free
💰 Finance
(0)
8
Dave: Credit, Cash & Money App
Dave: Credit, Cash & Money App
Dave: Credit, Cash & Money App
Get Paid Early, No Hidden Fees
Free

Access up to $500 in minutes without a credit check or interest. Get paid up to two days early, avoid pesky fees, and save effortlessly with dedicated savings accounts. This app offers financial management tools to help you reach your goals.

Up to $500 cash advanceNo credit check or interest on advancesGet paid up to 2 days early
💰 Finance
(861K)
freemium
9
Bright: Loans & Credit Builder
Bright: Loans & Credit Builder
Bright: Loans & Credit Builder
AI Loan Asst > Credit & Loans
Free

Access cash advances up to $750 with no credit check and no interest. Explore loan offers up to $10,000 with no score impact. Rebuild your credit history through on-time payments and rent reporting, and receive AI-driven budgeting and debt-payoff plans.

Cash advance up to $750Loan offers up to $10,000Credit history rebuilding
💰 Finance
(258K)
subscription
10
College Ave
College Ave
College Ave
by College Avenue Student Loans, LLC
Free

Manage your student loans securely and conveniently from your mobile device. Track loan status, make payments, set up AutoPay, and update your contact information with ease. Secure login options like Face ID and Touch ID provide quick and safe access.

Track loan status and applicationsMake one-time and recurring paymentsSet up and manage AutoPay
💰 Finance
(16)
free
11
AscentConnect
AscentConnect
AscentConnect
Manage your Ascent loans
Free

Manage your student loans with ease. Apply for new loans, track your balance, and update billing information. Build healthy financial habits by making timely payments and exploring exclusive student benefits.

Apply for loansManage loan paymentsTrack loan balance
💰 Finance
(267)
free with in-app purchases
12
The Student Loans and Financia
The Student Loans and Financia
The Student Loans and Financia
by WebMobi, Inc.
Free
📊 Productivity
(0)
13
Self – Credit Builder & Cash
Self – Credit Builder & Cash
Self – Credit Builder & Cash
Build credit or get cash now.
Free

Build your credit history and savings simultaneously with tools designed to improve your financial wellness. Access quick cash advances for unexpected expenses without a credit check. Report rent and utility payments to boost your score.

Build credit and savings togetherCash advances up to $100Secured Visa credit card with no credit check
💰 Finance
(318K)
free with in-app purchases
14
Lever - Pay Off Student Loans
Lever - Pay Off Student Loans
Lever - Pay Off Student Loans
Secure and simple repayment
Free

This app consolidates all your student loan information into one place, offering personalized repayment plans and enrollment in federal programs. It helps you track savings and provides tools for debt-free living with advanced security features.

Consolidate loan detailsEnroll in federal programsFree credit score access
💰 Finance
(18)
free with in-app purchases
15
Together Loans
Together Loans
Together Loans
by Transform Credit Inc.
Free

This app offers a new approach to lending, providing loans based on trust rather than solely on credit history. It allows users to view their loan details, access statements, make secure payments, and apply to borrow more.

View loan detailsAccess statementsSecure payments
💰 Finance
(167)
free
16
True Finance: Cash Advance
True Finance: Cash Advance
True Finance: Cash Advance
Get, Earn, and Save Money
Free

Access instant cash advances, manage your budget with smart tools, and track your credit score. Earn extra income by playing games or taking surveys. Explore financial products from trusted partners.

Instant cash advances up to $150Smart budgeting and spending trackerEarn rewards by playing games and surveys
💰 Finance
(43K)
subscription
17
Student Debt & Loan Calculator
Student Debt & Loan Calculator
Student Debt & Loan Calculator
Track & Understand Your Loans
Free

Manage and understand your student loan debt with this comprehensive calculator. It helps you visualize payoff schedules, analyze amortization, and explore early payment strategies to save money. Export your loan data for further analysis.

Early payoff calculationsAmortization breakdownConsolidated loan view
📚 Education
(100)
free with in-app purchases
18
P2Vest - Loan & Insurance App
P2Vest - Loan & Insurance App
P2Vest - Loan & Insurance App
P2P Lending | Buy Insurance
Free

Connects borrowers seeking loans directly with lenders, streamlining the traditional lending process. Users can apply for loans, receive funds, or invest by lending to others. Offers flexible repayment terms and requires KYC for increased loan limits.

Direct borrower-lender connectionLoan application and disbursementLending investment opportunities
💰 Finance
(165)
free
19
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Cash Advance, Credit Cards
Free

Access cash and credit through advances, lines of credit, and credit cards. The app evaluates real-time income and spending to determine eligibility, offering options without traditional credit checks. It also provides credit score monitoring and automated savings features.

Cash advances up to $400Lines of credit up to $1,000Credit cards with cash back rewards
💰 Finance
(450K)
subscription
20
Loan Calculator - Debt Planner
Loan Calculator - Debt Planner
Loan Calculator - Debt Planner
Mortgage, Car, School, Payday
Free

This app helps you understand the true cost of loans and mortgages by revealing total interest paid and payoff timelines. It allows for scenario comparisons, extra payment analysis, and detailed amortization schedules. Visualize your debt journey with graphs and access bonus calculators.

Reveals total interest paidCalculates debt-free dateAnalyzes extra payment savings
💰 Finance
(22K)
free with in-app purchases

FAQ about Sofi Student Loans

What are the best sofi student loans apps for iPhone?
SoFi: Bank, Invest & Crypto tops our sofi student loans apps ranking as of June 2026, with a 4.7-star average from 386K App Store ratings, and it's free to download.
Yes — 20 of the top sofi student loans apps we rank are free to download, including SoFi: Bank, Invest & Crypto and MOHELA.
SoFi: Bank, Invest & Crypto has no ads and has no in-app purchases, according to its App Store listing as of June 2026.
We track 180+ sofi student loans apps on the iOS App Store as of June 2026, ranked by rating, recency, and analysis of real user reviews.
The SoFi app allows users to manage their banking, invest in stocks and ETFs, buy and sell cryptocurrency, and track their credit score. It aims to consolidate various financial activities into a single platform, eliminating the need for multiple apps.
Key features include a fee-free checking account with early direct deposit, a high-yield savings account with organizational vaults, commission-free stock and ETF trading with fractional shares, the ability to buy/sell/hold over 25 cryptocurrencies, loan pre-qualification, and credit score monitoring.