Best Upi Payment App India

40+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated June 2026

The best upi payment app india on iPhone average 4.4★ across 40+ titles — we've ranked them by what real users actually keep on their phones. Updated June 2026.

Compare top Upi Payment App India (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1PhonePe UPI, Payment, RechargePhonePe UPI, Payment, RechargeFree4.7★ (170K)NoNoSep 2026
2Paytm: Secure UPI PaymentsPaytm: Secure UPI PaymentsFree4.7★ (39K)YesNoSep 2026
3Airtel App: Recharge & BankAirtel App: Recharge & BankFree4.2★ (16K)YesNoSep 2026
4iMobile: Loan, Cards & BankingiMobile: Loan, Cards & BankingFree4.8★ (67K)NoNoSep 2026
5BHIM Bharat's Own Payments AppBHIM Bharat's Own Payments AppFree4.4★ (1.4K)NoNoSep 2026
6PayZapp UPI, Pixel Credit CardPayZapp UPI, Pixel Credit CardFree4.8★ (1.4K)NoNoSep 2026
7Mony - UPI for Tourists & NRIsMony - UPI for Tourists & NRIsFree4.6★ (556)NoNoSep 2026
8YONO SBI: Banking, UPI & PayYONO SBI: Banking, UPI & PayFree3.3★ (2.9K)NoNoSep 2026

Top Picks for Upi Payment App India

PhonePe UPI, Payment, Recharge#1

PhonePe UPI, Payment, Recharge by PHONEPE PRIVATE LIMITED

FASTag, Credit Card, Gold SIP
Editor's Choice
💰 Finance
4.7😐(170K ratings)
Free
PhonePe UPI, Payment, Recharge screenshot 1
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This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

What We Love

  • 🚀 Instant payments
  • 👍 User-friendly interface
  • 🔒 Secure transactions
  • 💡 Diverse payment options
  • 🚀 Fast and convenient

Room to Improve

  • 🐛 Transactions failing or pending
  • 🔍 Lack of customer support
  • 🔍 Difficult to resolve issues
  • 🔍 Unreliable service
  • 🔍 Inconsistent performance
Paytm: Secure UPI Payments#2

Paytm: Secure UPI Payments by Paytm Mobile Solutions

UPI, Recharge & Pay Bills
Strong Contender
💰 Finance
4.7😞(39K ratings)
FreeAds
Paytm: Secure UPI Payments screenshot 1
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Paytm: Secure UPI Payments screenshot 6

This app offers secure and private UPI payments, bill recharges, and online shopping. It provides features like personalized UPI IDs, international payments, and spend analytics for users in India and abroad.

What We Love

  • 🚀 Fast payments
  • 📱 Good all-in-one app
  • 💳 Convenient payments

Room to Improve

  • 🔒 Security issues
  • 🤖 Poor customer service
  • 🛑 Doesn't work internationally
  • 🐛 Buggy app and transactions
  • 📱 Horrible user experience
  • 🔑 KYC issues
Airtel App: Recharge & Bank#3

Airtel App: Recharge & Bank by Bharti Airtel Ltd.

Bill Payment, Recharges, UPI
Worth Considering
🌟 Lifestyle
4.2😞(16K ratings)
FreeAds
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Manage all your Airtel services, including mobile recharges, bill payments, and banking. Explore 5G Plus speeds, pay utility bills, and access exclusive offers and cashback.

What We Love

  • 🚀 Easy to use
  • ⚡ Quick payments
  • 👍 Intuitive interface
  • 🔒 Secure transactions

Room to Improve

  • 🐛 Frequent app crashes
  • ⚠️ Inaccurate data usage tracking
  • 🤔 Confusing navigation
  • 💤 Slow network performance

More Upi Payment App India apps to explore

FAQ about Upi Payment App India

What is the best upi payment app india for iPhone?
PhonePe UPI, Payment, Recharge tops our upi payment app india ranking as of June 2026, with a 4.7-star average from 170K App Store ratings, and it's free to download.
Yes — 20 of the top upi payment app india we rank are free to download, including PhonePe UPI, Payment, Recharge and Paytm: Secure UPI Payments.
PhonePe UPI, Payment, Recharge has no ads and has no in-app purchases, according to its App Store listing as of June 2026.
We track 40+ upi payment app india on the iOS App Store as of June 2026, ranked by rating, recency, and analysis of real user reviews.
The app allows you to make secure UPI payments, transfer money between bank accounts, recharge your mobile and DTH services, pay various utility bills like electricity and gas, and make payments at offline and online stores. Additionally, you can invest in mutual funds and purchase various types of insurance policies.
You can link your bank account to the app and use BHIM UPI to transfer money instantly to other UPI users or merchants. The app supports managing multiple bank accounts, checking balances, and saving beneficiaries for easy transactions.