Best Varo Bank Savings Apps

232+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated June 2026

Finding the right varo bank savings apps can be overwhelming with so many options. We've analyzed 232+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Compare top Varo Bank Savings Apps (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Varo Bank: Online BankingVaro Bank: Online BankingFree4.9★ (233K)NoNoJul 2026
2Chime® – Mobile BankingChime® – Mobile BankingFree4.8★ (1.5M)YesNoJul 2026
3GO2bank: Mobile bankingGO2bank: Mobile bankingFree4.8★ (63K)NoNoJul 2026
4OnePay – Mobile BankingOnePay – Mobile BankingFree4.9★ (378K)YesNoJul 2026
5SoFi: Bank, Invest & CryptoSoFi: Bank, Invest & CryptoFree4.7★ (386K)NoNoJul 2026
6Ally: Bank, Auto & InvestAlly: Bank, Auto & InvestFree4.7★ (111K)NoNoJul 2026
7First Savings MastercardFirst Savings MastercardFree4.7★ (4.7K)NoNoJul 2026
8Monzo Bank - Mobile BankingMonzo Bank - Mobile BankingFree4.7★ (5.6K)YesNoJul 2026

Top Picks for Varo Bank Savings

Varo Bank: Online Banking#1

Varo Bank: Online Banking by Varo Money, Inc.

Early Payday & Cash Advances
Editor's Choice
💰 Finance
4.9😞(233K ratings)
Free
#61in Finance
Varo Bank: Online Banking screenshot 1
Varo Bank: Online Banking screenshot 2
Varo Bank: Online Banking screenshot 3
Varo Bank: Online Banking screenshot 4
Varo Bank: Online Banking screenshot 5
Varo Bank: Online Banking screenshot 6

This digital bank offers early payday access and cash advances up to $500. It provides high APY on savings, auto-saving tools, and a free secured credit card. Send money easily to anyone with just a phone number or email.

What We Love

  • 💳 Great credit building card
  • 🚀 Fast and efficient banking
  • 🔒 Secure credit and debit cards
  • 💰 Competitive interest rates

Room to Improve

  • 🕰️ Slow mobile check deposits
  • 🤖 Ineffective customer service
  • 🔒 Difficulty accessing accounts during maintenance
Chime® – Mobile Banking#2

Chime® – Mobile Banking by Chime Financial, Inc.

Save, Spend, Build Credit
Strong Contender
💰 Finance
4.8😊(1.5M ratings)
FreeAds
#9in Finance
Chime® – Mobile Banking screenshot 1
Chime® – Mobile Banking screenshot 2
Chime® – Mobile Banking screenshot 3
Chime® – Mobile Banking screenshot 4
Chime® – Mobile Banking screenshot 5
Chime® – Mobile Banking screenshot 6

Manage your finances with tools for early payday access, fee-free overdraft protection, and credit building. This app offers a checking account with fee-free cash deposits and ATMs, plus automatic savings features and 24/7 support.

What We Love

  • 🚀 Early paycheck
  • 💰 No overdraft fees
  • 👍 Easy to use app
  • 💳 Credit builder feature

Room to Improve

  • 🐛 Inconsistent direct deposit timing
  • 🤖 Poor chatbot support
  • 💳 Difficulty with card activation/replacement
GO2bank: Mobile banking#3

GO2bank: Mobile banking by Green Dot Corporation

Mobile bank that works for you
Worth Considering
💰 Finance
4.8😞(63K ratings)
Free
GO2bank: Mobile banking screenshot 1
GO2bank: Mobile banking screenshot 2
GO2bank: Mobile banking screenshot 3
GO2bank: Mobile banking screenshot 4
GO2bank: Mobile banking screenshot 5
GO2bank: Mobile banking screenshot 6

This mobile banking app simplifies money management with features like early direct deposit, high-yield savings, and overdraft protection. It offers transparent banking with no hidden fees and tools to build credit. Secure and convenient access to funds nationwide.

What We Love

  • 🚀 Prompt direct deposit
  • 👍 Convenient mobile banking
  • 💡 Useful savings features
  • 🔒 Secure transactions

Room to Improve

  • 🐛 Unreliable app functionality
  • 👎 Poor customer service
  • 🤖 Automated/scripted responses

More Varo Bank Savings apps to explore

4
OnePay – Mobile Banking
OnePay – Mobile Banking
OnePay – Mobile Banking
Bank. Borrow. Build Credit.
Free

Manage your finances with a mobile banking solution offering early pay, rewards, and high-yield savings. Access a cash rewards credit card, affordable wireless plans, and a credit builder loan. Buy now, pay later options are also available.

Early pay and rewardsHigh-yield savings accountsCash back credit card
💰 Finance
(378K)
free with in-app purchases
5
SoFi: Bank, Invest & Crypto
SoFi: Bank, Invest & Crypto
SoFi: Bank, Invest & Crypto
Online Banking & Investing
Free

Manage your banking, investments, and cryptocurrency all in one place. This app offers fee-free checking, high-yield savings, commission-free stock trading, and the ability to buy, sell, and hold over 25 cryptocurrencies. It also provides tools for loan pre-qualification and credit score monitoring.

Buy, sell, and hold cryptocurrencyFee-free checking accountHigh-yield savings account
💰 Finance
(386K)
free with in-app purchases
6
Ally: Bank, Auto & Invest
Ally: Bank, Auto & Invest
Ally: Bank, Auto & Invest
The app for all things money
Free

Manage your banking, investments, and auto payments all in one secure app. Features include smart savings tools, commission-free trading, and personalized investment advice. Get early direct deposit and free FICO® Score updates.

Manage bank, auto, and investment accountsSchedule vehicle payments and use Auto PaySmart savings tools like buckets and boosters
💰 Finance
(111K)
free
7
First Savings Mastercard
First Savings Mastercard
First Savings Mastercard
First Savings Credit Card
Free

Manage your credit card account conveniently and securely from your mobile device. Access account details, make payments, set up alerts, and update your information anytime, anywhere.

Secure biometric sign-inCustomizable account alerts24/7 account access
💰 Finance
(4.7K)
free
8
Monzo Bank - Mobile Banking
Monzo Bank - Mobile Banking
Monzo Bank - Mobile Banking
Spend, save, manage your money
Free

Manage your finances with a digital banking app offering real-time spending notifications, savings tools, and cashback rewards. Connect all your accounts for a comprehensive financial overview and enjoy secure, FDIC-insured deposits.

Real-time spending notificationsCashback on purchasesHigh APY savings rates
💰 Finance
(5.6K)
free with in-app purchases
9
Bread Savings
Bread Savings
Bread Savings
by Comenity LLC
Free

Manage your high-yield savings accounts and CDs on the go. Securely access your accounts, monitor transactions, and make deposits with mobile check capture. Effortlessly transfer funds and personalize your banking experience.

Secure account accessMonitor balances and transactionsMobile check deposit
💰 Finance
(4.7K)
free with in-app purchases
10
Current - Mobile Banking
Current - Mobile Banking
Current - Mobile Banking
Get Paid Early. Build Credit.
Free

Manage your finances with a mobile banking app that offers early direct deposit, fee-free overdrafts, and credit building tools. Earn cash back on purchases and interest on savings.

Get paid up to 2 days earlyAdvance paycheck up to $750Overdraft fee-free banking
💰 Finance
(195K)
free
11
Privat24 – mobile bank
Privat24 – mobile bank
Privat24 – mobile bank
Payments.Cashback.Loan.Deposit
Free

Manage your finances with this comprehensive mobile banking app. Perform payments, transfers, and manage loans and deposits. Track expenses, earn cashback, and access various financial services online.

Online payments and money transfersLoan and deposit managementCashback and loyalty programs
💰 Finance
(8.6K)
free
12
Beem: Cash Advance & Banking
Beem: Cash Advance & Banking
Beem: Cash Advance & Banking
Bank, Budget & Build Credit
Free

This app offers instant cash advances up to $1,000 without interest or credit checks. It also automatically builds your credit with every purchase and provides AI-powered financial tools to optimize your money.

Instant cash advances up to $1,000Automatic credit building on every purchaseAI agents for job finding, deals, price comparison, and budgeting
💰 Finance
(31K)
free with in-app purchases
13
Cadence Bank
Cadence Bank
Cadence Bank
Cadence Bank
Free

Manage your finances on the go with this mobile banking application. View account details, transfer funds, and pay bills with ease. Locate ATMs and branches, and connect with customer support through live chat.

View account balancesCheck recent account activityTransfer funds
💰 Finance
(72K)
free
14
Bask Bank Mobile
Bask Bank Mobile
Bask Bank Mobile
by Texas Capital Bank
Free

Manage your savings accounts securely and conveniently. Receive real-time alerts, transfer funds, schedule deposits, and easily contact customer support.

Secure account managementReal-time transaction notificationsFund transfers
💰 Finance
(2.7K)
free
15
Ulster Savings Bank
Ulster Savings Bank
Ulster Savings Bank
by ULSTER SAVINGS BANK
Free

Manage your finances on the go with this mobile banking app. Review account balances, transfer funds, pay bills, and view cleared checks. Easily locate ATMs and branches with secure SSL encryption.

Review account balances and transactionsTransfer funds between accountsPay bills
💰 Finance
(3.6K)
free
16
Standard Bank / Stanbic Bank
Standard Bank / Stanbic Bank
Standard Bank / Stanbic Bank
by The Standard Bank of South Africa Limited
Free

Manage your finances effortlessly with this banking app. Track accounts, make payments, apply for loans, and access financial documents all from your mobile device. Enjoy convenient banking tools and personalized offers.

Quick payments and transfersOpen savings accounts onlineManage cards and set limits
💰 Finance
(5.4K)
free
17
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
Loans, Cards, Payment & FASTag
Free

This banking app provides over 400 services, including loans, savings accounts, fund transfers, and card management. It allows users to manage investments, make payments, recharge services, and book travel. Features include budgeting tools, rewards, and 24/7 chatbot assistance.

Apply for various loans (Personal, Home, Car)Open digital savings accounts and fixed depositsManage debit, credit, and forex cards
💰 Finance
(64K)
free
18
IDFC FIRST Bank: MobileBanking
IDFC FIRST Bank: MobileBanking
IDFC FIRST Bank: MobileBanking
Savings, Payments, and Loans
Free

Manage your finances with a comprehensive mobile banking app. Perform instant payments, track expenses, build wealth through investments, and access loans and insurance. Enjoy zero-fee banking services and personalized offers.

One-Swipe Banking for account managementInstant payments and UPI transfersZero fee banking services
💰 Finance
(2.8K)
free with in-app purchases
19
BBVA Spain | Online banking
BBVA Spain | Online banking
BBVA Spain | Online banking
Download your BBVA Online app
Free

This banking app uses AI to personalize your financial experience, offering faster transactions and a financial coach to help you save and reduce expenses. It also includes features like a virtual assistant, multi-bank connectivity, and tools for mortgages, loans, and investments.

AI-powered personalized shortcutsFinancial Coach for savings and expense reductionVirtual assistant for customer support
💰 Finance
(2.9K)
free
20
Equity Bank
Equity Bank
Equity Bank
by Equity Bank NA
Free

Manage your finances from one secure app. Monitor balances, pay bills, transfer funds, deposit checks, and track spending. Access financial tools and security features for a comprehensive banking experience.

Account balance and activity monitoringBill payment and recurring paymentsFund transfers between accounts
💰 Finance
(2.8K)
free with in-app purchases

FAQ about Varo Bank Savings

What are the best varo bank savings apps for iPhone?
Varo Bank: Online Banking tops our varo bank savings apps ranking as of June 2026, with a 4.9-star average from 233K App Store ratings, and it's free to download.
Yes — 20 of the top varo bank savings apps we rank are free to download, including Varo Bank: Online Banking and Chime® – Mobile Banking.
Varo Bank: Online Banking has no ads and has no in-app purchases, according to its App Store listing as of June 2026.
We track 232+ varo bank savings apps on the iOS App Store as of June 2026, ranked by rating, recency, and analysis of real user reviews.
Varo Bank is a real bank built for the digital age, offering a full suite of online banking services. It is Member FDIC and provides features like early payday, cash advances, and high-yield savings accounts.
Key features include early payday access, no monthly or overdraft fees, over 40,000 fee-free ATMs, high APY on savings, auto-saving tools, cash advances up to $500, a free secured credit card, and the ability to send money easily.