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Best Apple Pay Account Apps

232+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated July 2026

With an average user rating of 4.6★, the apple pay account category is one of the App Store's strongest. Browse all 232+ apps we track, sorted so the most loved ones surface first.

Compare top Apple Pay Account Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Apple WalletApple WalletFree4.8★ (6.7M)YesNoAug 2026
2PayPal - Pay, Send, SavePayPal - Pay, Send, SaveFree4.8★ (6.3M)YesNoAug 2026
3Apple StoreApple StoreFree3.5★ (168K)NoNoAug 2026
4Cash AppCash AppFree4.8★ (8.6M)NoNoAug 2026
5Chime® – Mobile BankingChime® – Mobile BankingFree4.8★ (1.6M)YesNoAug 2026
6Apple SupportApple SupportFree3.9★ (33K)NoYesAug 2026
7Apple Bank Mobile BankingApple Bank Mobile BankingFree4.6★ (4K)YesNoAug 2026
8OnePay – Mobile BankingOnePay – Mobile BankingFree4.9★ (411K)NoNoAug 2026

Top Picks for Apple Pay Account

Apple Wallet#1

Apple Wallet by Apple

Apple Pay, Apple Card and more
Editor's Choice
💰 Finance
4.8😊(6.7M ratings)
FreeAds
Apple Wallet screenshot 1
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Apple Wallet screenshot 6

Securely store and manage digital versions of your credit/debit cards, IDs, transit passes, tickets, and keys. Use it to make payments, send money, and access venues and transportation with your iPhone or Apple Watch.

What We Love

  • 🚀 Convenient and easy to use
  • 🔒 Secure with Face ID/Touch ID
  • 💳 Integrates credit/debit cards well
  • 🎟️ Stores tickets and passes

Room to Improve

  • 🚫 Limited ability to add loyalty/membership cards
  • 🤔 Inconsistent card detection and adding
  • 💰 Unauthorized charges and payment issues
PayPal - Pay, Send, Save#2

PayPal - Pay, Send, Save by PayPal, Inc.

Debit card, savings, pay later
Strong Contender
💰 Finance
4.8😐(6.3M ratings)
FreeAds
#3in Finance
PayPal - Pay, Send, Save screenshot 1
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PayPal - Pay, Send, Save screenshot 4
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PayPal - Pay, Send, Save screenshot 6

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

What We Love

  • 🚀 Extremely effective and reliable crypto recovery service
  • 🔒 Secure payment processing
  • 💰 Convenient way to send and receive money
  • 👍 Easy to use app with simple interface

Room to Improve

  • 🐛 Inconsistent customer support responses
  • 🕰️ Slow money transfer times
  • 💳 Holds on funds for new accounts
Apple Store#3

Apple Store by Apple

Shopping designed around you
Worth Considering
🛍️ Shopping
3.5😐(168K ratings)
Free
Apple Store screenshot 1
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Apple Store screenshot 3
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Discover and shop the latest Apple products with a personalized experience. Get tailored recommendations, track orders, and access support. Explore creative tips and book in-store sessions.

What We Love

  • 🚀 Convenient online shopping
  • 💡 Customizable product options
  • 👍 Easy to navigate
  • 🚀 Fast delivery

Room to Improve

  • 🐛 App crashes and glitches
  • 🔒 Requires iCloud account to use
  • 🔒 Restricted to newer iOS versions

More Apple Pay Account apps to explore

4
Cash App
Cash App
Cash App
Money. Debit Card. Bitcoin.
Free

Easily send and receive money or bitcoin instantly. Save by rounding up change, invest in stocks or bitcoin, and get paid up to two days early with direct deposit. Features a customizable debit card with exclusive discounts.

Send & receive money/bitcoin instantlyRound up spare change to saveInvest in stocks, ETFs, and bitcoin
💰 Finance
(8.6M)
free with in-app purchases
5
Chime® – Mobile Banking
Chime® – Mobile Banking
Chime® – Mobile Banking
The #1 Choice for Banking
Free

Manage your finances with tools for early payday access, fee-free overdraft protection, and credit building. This app offers a checking account with fee-free cash deposits and ATMs, plus automatic savings features and 24/7 support.

Early payday accessFee-free overdraft protectionCredit building tools
💰 Finance
(1.6M)
free with in-app purchases
6
Apple Support
Apple Support
Apple Support
We’re here to help
Free

Access personalized solutions for all your Apple products and services in one convenient app. Troubleshoot issues with guided steps, chat with support, manage subscriptions, reset passwords, and find nearby service locations for Genius Bar appointments.

Personalized product solutionsSubscription managementPassword reset
🔧 Utilities
(33K)
free with in-app purchases
7
Apple Bank Mobile Banking
Apple Bank Mobile Banking
Apple Bank Mobile Banking
by Apple Bank
Free

Manage your finances conveniently and securely from your mobile device. This app allows you to send money, pay bills, deposit checks, and monitor your accounts with ease. Enjoy secure access and helpful notifications to stay on top of your banking.

Send and receive money with ZelleBill payment and fund transfersMobile check deposit
💰 Finance
(4K)
free with in-app purchases
8
OnePay – Mobile Banking
OnePay – Mobile Banking
OnePay – Mobile Banking
Bank. Borrow. Build Credit.
Free

Manage your finances with a mobile banking solution offering early pay, rewards, and high-yield savings. Access a cash rewards credit card, affordable wireless plans, and a credit builder loan. Buy now, pay later options are also available.

Early pay and rewardsHigh-yield savings accountsCash back credit card
💰 Finance
(411K)
free with in-app purchases
9
Afterpay: Pay over time
Afterpay: Pay over time
Afterpay: Pay over time
Shop Now. Split your payments.
Free

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

Split purchases into 4 paymentsMonthly payment options availableDiscover exclusive deals and brands
🛍️ Shopping
(752K)
free with in-app purchases
10
Transact eAccounts
Transact eAccounts
Transact eAccounts
by Transact Campus, LLC
Free

Manage your campus accounts on the go. View balances, track transactions, and add funds easily. At participating institutions, use your digital ID for access and payments.

View account balancesTrack recent transactionsAdd money to accounts
📚 Education
(49K)
free
11
Square Point of Sale (POS)
Square Point of Sale (POS)
Square Point of Sale (POS)
Payments & Business Dashboard
Free

This all-in-one payments processing app helps businesses of all types manage operations, accept payments, and boost profits. It offers industry-specific modes for retail, restaurants, services, and beauty businesses, with features like inventory management, online booking, and invoicing.

Accept all major payment typesIndustry-specific business modesInventory management
💼 Business
(603K)
free with in-app purchases
12
Dave: Credit, Cash & Money App
Dave: Credit, Cash & Money App
Dave: Credit, Cash & Money App
Get Paid Early, No Hidden Fees
Free

Access up to $500 in minutes without a credit check or interest. Get paid up to two days early, avoid pesky fees, and save effortlessly with dedicated savings accounts. This app offers financial management tools to help you reach your goals.

Up to $500 cash advanceNo credit check or interest on advancesGet paid up to 2 days early
💰 Finance
(882K)
freemium
13
N26 — Love your bank
N26 — Love your bank
N26 — Love your bank
Bank, save, and invest
Free

Manage your banking, savings, and investments all in one app. Open an account in minutes, send money instantly, and grow your savings with flexible options. Invest in stocks and ETFs commission-free.

Online bank account openingInstant money transfersSavings accounts with interest
💰 Finance
(12K)
free with in-app purchases
14
myCricket App
myCricket App
myCricket App
Manage & update your account
Free

Easily manage your wireless account from anywhere, anytime. Track payments, data usage, and plan details. Get support and even switch carriers seamlessly.

Account managementPayment processingData usage tracking
🔧 Utilities
(215K)
free
15
Monzo Bank - Mobile Banking
Monzo Bank - Mobile Banking
Monzo Bank - Mobile Banking
Personal & business banking
Free

Manage your finances with a digital banking app offering real-time spending notifications, savings tools, and cashback rewards. Connect all your accounts for a comprehensive financial overview and enjoy secure, FDIC-insured deposits.

Real-time spending notificationsCashback on purchasesHigh APY savings rates
💰 Finance
(5.6K)
free with in-app purchases
16
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Pay, save & invest money
Free

Manage your finances with a digital bank account. Easily make payments, save money with automated features, and invest in stocks. Enjoy free transfers and premium rewards.

Free bank account openingFree money transfersAutomated savings
💰 Finance
(132K)
freemium
17
MyDISH Account
MyDISH Account
MyDISH Account
by DISH Network LLC
Free

Manage your satellite TV and internet service from your mobile device. View and pay bills, track appointments, order on-demand content, and customize your programming. Access account details and refer friends for rewards.

View and pay billsManage appointmentsOrder Pay-Per-View
🔧 Utilities
(388K)
free
18
Rooam: Pay From Your Phone
Rooam: Pay From Your Phone
Rooam: Pay From Your Phone
Restaurants,Bars & Live Events
Free

This app allows you to open, view, and pay your tab at bars and restaurants directly from your phone. Avoid waiting in line and spend more time enjoying your night out with a seamless, contactless payment experience.

Open and pay tabs from your phoneView live order updatesSelect tips with one tap
🍔 Food & Drink
(3K)
free
19
MOVO - SEND TO SPEND
MOVO - SEND TO SPEND
MOVO - SEND TO SPEND
Send, Spend, Tap to pay
Free

This digital financial solution offers fast, secure transactions for sending, spending, and receiving money. It allows linking external bank accounts, adding debit cards to mobile wallets for contactless payments, and converting cryptocurrency to USD for immediate use.

Link external bank accountsContactless payments with mobile walletsConvert cryptocurrency to USD
💰 Finance
(371)
free
20
Jim: sell & get paid instantly
Jim: sell & get paid instantly
Jim: sell & get paid instantly
Tap to Pay & Payment Links
Free

Accept contactless payments directly on your iPhone without extra hardware. Get paid instantly and access funds immediately with a prepaid card. Utilize AI-driven insights to grow your business.

Accept contactless paymentsInstant fund accessSpend with JIM Visa® Prepaid card
💰 Finance
(11K)
free with in-app purchases

FAQ about Apple Pay Account

What are the best apple pay account apps for iPhone?
Apple Wallet tops our apple pay account apps ranking as of July 2026, with a 4.8-star average from 6.7M App Store ratings, and it's free to download.
Yes — 20 of the top apple pay account apps we rank are free to download, including Apple Wallet and PayPal - Pay, Send, Save.
Apple Wallet shows ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 232+ apple pay account apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
The Wallet app is a secure digital wallet on your iPhone and Apple Watch. It allows you to store and manage various digital items like credit and debit cards, driver's licenses, transit cards, event tickets, and keys, all in one convenient place.
Key features include storing and using credit/debit cards for secure payments via Apple Pay, adding eligible driver's licenses or state IDs for digital presentation, storing transit and event tickets for easy access, and managing digital keys for cars, homes, and hotels.