Best Bank Of America Health And Benefits Apps

223+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated July 2026

Looking for free bank of america health and benefits apps? 20 of our 223+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Bank Of America Health And Benefits Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Optum BankOptum BankFree4.7★ (54K)NoNoAug 2026
2HealthEquity MobileHealthEquity MobileFree4.3★ (15K)NoNoAug 2026
3Aetna HealthAetna HealthFree4.7★ (374K)NoNoAug 2026
4U.S. Bank Mobile BankingU.S. Bank Mobile BankingFree4.8★ (2.1M)YesNoAug 2026
5Benefits by WEXBenefits by WEXFree4.2★ (12K)NoNoAug 2026
6Healthy Benefits+ (Classic)Healthy Benefits+ (Classic)Free4.5★ (97K)NoNoAug 2026
7MyChoice BenefitsMyChoice BenefitsFree4.8★ (22K)NoNoAug 2026
8Alight MobileAlight MobileFree4.8★ (272K)NoNoAug 2026

Top Picks for Bank Of America Health And Benefits

Optum Bank#1

Optum Bank by Optum Inc.

Connecting health & finance
Editor's Choice
💰 Finance
4.7😞(54K ratings)
Free
Optum Bank screenshot 1
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Manage your health savings and spending accounts with ease. Track balances, understand eligible expenses, pay for healthcare costs, and submit claims for reimbursement. Store receipts and get clear tips to maximize your benefits.

What We Love

  • 🚀 Convenient and streamlined
  • 👍 Easy to check balance and manage contributions
  • 💡 Allows digital card in Apple Wallet

Room to Improve

  • 🐛 Frequent login issues and app crashes
  • 🔍 Limited functionality compared to website
  • 🤔 Inconsistent user experience between app and website
HealthEquity Mobile#2

HealthEquity Mobile by HealthEquity

Connecting Health and Wealth
Strong Contender
💰 Finance
4.3😞(15K ratings)
Free
#99in Finance
HealthEquity Mobile screenshot 1
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HealthEquity Mobile screenshot 4
HealthEquity Mobile screenshot 5

Manage your health benefit accounts conveniently from your mobile device. Access balances, submit claims, make payments, and manage debit cards. You can also track investments and receive personalized support.

What We Love

  • 👍 User-friendly interface
  • 🚀 Easy to navigate
  • 💰 Helpful for managing medical expenses
  • 📊 Provides clear account balance information

Room to Improve

  • 🐛 Frequent crashes and freezes
  • 🔒 Security issues causing login problems
  • 📁 Unreliable document upload and attachment functionality
Aetna Health#3

Aetna Health by Aetna Inc.

Take control of your benefits
Worth Considering
💪 Health & Fitness
4.7😞(374K ratings)
Free
#32in Health & Fitness
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Manage your health benefits and access care conveniently. View your ID card, track spending, and find providers. Connect with doctors via phone or video for 24/7 support.

What We Love

  • 🚀 Time saver
  • 💡 $1200 wellness allowance
  • 👍 Very Pleased So Far

Room to Improve

  • 🐛 Full of Miss-information!
  • 🐛 Poorly designed
  • 🐛 Signing in glitch

More Bank Of America Health And Benefits apps to explore

4
U.S. Bank Mobile Banking
U.S. Bank Mobile Banking
U.S. Bank Mobile Banking
Personal Finance and Invest
Free

Manage your finances, monitor cash flow, and send money securely. View account balances, deposit checks, pay bills, and track spending. Get personalized insights and explore banking products and investments.

Manage accounts and cardsSend and request money with Zelle®Deposit checks with increased limits
💰 Finance
(2.1M)
free with in-app purchases
5
Benefits by WEX
Benefits by WEX
Benefits by WEX
by WEX, Inc.
Free

Manage your benefit accounts securely and conveniently. Quickly check balances, view account details, and submit claims with real-time access. The app offers time-saving options for HSA transactions, bill payments, and expense management.

Check account balances 24/7View account summaries and statementsFile claims and upload receipts
💰 Finance
(12K)
free
6
Healthy Benefits+ (Classic)
Healthy Benefits+ (Classic)
Healthy Benefits+ (Classic)
Easy access to your benefits
Free

Access your sponsored health benefits easily on your mobile device. Instantly redeem benefits on qualifying products using your card number or barcode at checkout. Manage your account, view balances, and review transaction history to support a healthier lifestyle.

Access benefits anywhere, anytimeInstantly redeem benefitsView benefit balance
🏥 Medical
(97K)
free
7
MyChoice Benefits
MyChoice Benefits
MyChoice Benefits
Right Benefits, Right Time
Free

Easily manage your health benefits on the go with this app. Review plan details, make changes, receive important reminders, and access carrier ID cards. Get help for your benefit questions via phone or chat.

Review benefit details and plan informationChange benefits or start enrollmentReceive important reminders
🌟 Lifestyle
(22K)
free
8
Alight Mobile
Alight Mobile
Alight Mobile
Get your benefits on the go.
Free

Manage your employer-provided benefits, including health, retirement, and payroll, from your mobile device. Access personal benefit information, find healthcare providers, and review your financial plans. Get support and explore resources related to your benefits all in one convenient app.

Access employer benefitsFind doctors and clinicsEnroll in benefits
💼 Business
(272K)
free
9
NetBenefits
NetBenefits
NetBenefits
Fidelity workplace benefits
Free

Manage your Fidelity workplace benefits, including retirement savings, stock options, health insurance, and HSAs. Track account balances, investments, and expenses. Plan for your future with personalized tools and educational resources.

Manage retirement savingsAccess stock optionsView health insurance details
💰 Finance
(29K)
free
10
Lively Benefits
Lively Benefits
Lively Benefits
Invest in Your Health ™
Free

Manage your health benefits effortlessly with an intuitive interface designed for everyone. Track balances, initiate claims, verify purchases, and access eligible expense lists on the go. Secure login features ensure your account remains protected.

View important benefit informationManage account balance and transactionsInitiate and verify claims
💰 Finance
(8.7K)
ad-supported
11
Healthy Together
Healthy Together
Healthy Together
Public Health & Human Services
Free

Easily access, manage, and maximize public benefits like Medicaid, WIC, and SNAP. Check eligibility, apply, and renew without paperwork. Stay updated with real-time notifications and track balances in your benefit wallet.

Quick eligibility checkEasy enrollment and renewalsMulti-program access
💪 Health & Fitness
(175K)
free
12
Westamerica Bank
Westamerica Bank
Westamerica Bank
by Westamerica Bancorporation
Free

Manage your Westamerica Bank accounts securely from your mobile device. Check balances, pay bills, transfer funds, and locate branches and ATMs conveniently. Requires registration for StarConnect Plus online banking.

Check account balancesPay billsTransfer funds
💰 Finance
(4.7K)
ad-supported
13
AFmobile®
AFmobile®
AFmobile®
by American Fidelity Assurance Company
Free

Manage your American Fidelity reimbursement accounts, insurance benefits, and annuities. File and track claims, view policy details, and access account balances. Prepare for enrollment by calculating savings and learning about available benefits.

File and track claimsView policy coverageAccess EOBs
💰 Finance
(83K)
free with in-app purchases
14
PNC BeneFit Plus
PNC BeneFit Plus
PNC BeneFit Plus
by PNC Bank, N.A.
Free

Manage your health benefit accounts like HSA, HRA, and FSA on the go. Quickly check balances, view claims, and file reimbursements with secure, real-time access to your account details.

Check account balancesView account details and chartsFile claims for FSA and HRA
💰 Finance
(769)
free
15
My Health Toolkit® for BCBS
My Health Toolkit® for BCBS
My Health Toolkit® for BCBS
Easy access to Blue® benefits
Free

Access your BlueCross health benefits easily. View your ID card, check coverage, track claims, find in-network providers, and manage spending accounts. Designed for members of specific BlueCross BlueShield plans.

Digital ID card accessBenefit coverage detailsReal-time claims status
💪 Health & Fitness
(1.3K)
free
16
Via Benefits Accounts
Via Benefits Accounts
Via Benefits Accounts
By Willis Towers Watson
Free

Manage your accounts conveniently from your mobile device. Review expenses, make payments, and get reimbursed with a user-friendly interface. Stay updated with important account activity through push notifications.

Account dashboard summaryReview expenses and paymentsSubmit reimbursement requests
💰 Finance
(13K)
free
17
America First Credit Union
America First Credit Union
America First Credit Union
Mobile Banking
Free

Manage your finances conveniently with a secure mobile banking app. Perform transactions, deposit checks, track spending, and apply for loans anytime, anywhere. Aggregate accounts from other institutions for a consolidated view of your financial health.

Customizable dashboardMobile check depositBudget and spending tracking
💰 Finance
(68K)
free
18
Fidelity Health®
Fidelity Health®
Fidelity Health®
Health benefits + expenses
Free

Manage your employer-sponsored health benefits and healthcare expenses with ease. Access coverage details, store ID cards, track HSA/FSA balances, and pay providers directly. Simplify your healthcare financial management on the go.

Access health plan coverage detailsStore health benefit ID cardsManage HSA and FSA balances
💰 Finance
(24K)
free
19
First American Bank NM Mobile
First American Bank NM Mobile
First American Bank NM Mobile
by First American Bank, Artesia NM
Free

Manage your finances on the go. Check balances, transfer funds, pay bills, and deposit checks. Easily find nearby branches and ATMs.

Check account balancesTransfer fundsPay bills
💰 Finance
(1.4K)
free
20
First American Bank
First American Bank
First American Bank
by First American Bank
Free

Manage your finances conveniently and securely on the go. Track balances, make payments, transfer funds, deposit checks, and monitor account activity with ease. Secure features like passcodes and biometric recognition protect your information.

Check account balance and historyMake payments and transfer moneySend/receive money with Zelle®
💰 Finance
(6.4K)
free

FAQ about Bank Of America Health And Benefits

What are the best bank of america health and benefits apps for iPhone?
Optum Bank tops our bank of america health and benefits apps ranking as of July 2026, with a 4.7-star average from 54K App Store ratings, and it's free to download.
Yes — 20 of the top bank of america health and benefits apps we rank are free to download, including Optum Bank and HealthEquity Mobile.
Optum Bank has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 223+ bank of america health and benefits apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
The Optum Bank app helps you manage your health savings accounts (HSA), flexible spending accounts (FSA), and other health spending accounts. It allows you to track your balances, understand what expenses are eligible, pay for healthcare costs, and submit claims for reimbursement.
Key features include tracking account balances and transactions, identifying eligible health expenses, paying for healthcare costs directly, submitting claims for reimbursement, and storing health care receipts all in one place.