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Best Business Banking App Alternatives

0+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated July 2026

Lili is the household name in business banking app alternatives, but it's far from the only option. We track 0+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Business Banking App Alternatives (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Lili - Business BankingLili - Business BankingFree4.6★ (6.9K)NoNoAug 2026
2Found: Business BankingFound: Business BankingFree4.8★ (33K)NoNoAug 2026
3Relay | Business BankingRelay | Business BankingFree4.8★ (3.5K)NoNoAug 2026
4Novo - Small Business CheckingNovo - Small Business CheckingFree4.8★ (20K)NoNoAug 2026
5Monese - A banking alternativeMonese - A banking alternativeFree4.7★ (2.4K)YesNoAug 2026
6CitiBusiness® MobileCitiBusiness® MobileFree4.7★ (5.7K)NoNoAug 2026
7Revolut BusinessRevolut BusinessFree4.9★ (2.8K)NoNoAug 2026
8Upgrade - Mobile BankingUpgrade - Mobile BankingFree4.9★ (83K)NoNoAug 2026

Top Picks for Business Banking App Alternatives

Lili - Business Banking#1

Lili - Business Banking by Lili Financial Services LTD

Banking for small businesses
Editor's Choice
💰 Finance
4.6😞(6.9K ratings)
Free
Lili - Business Banking screenshot 1
Lili - Business Banking screenshot 2
Lili - Business Banking screenshot 3
Lili - Business Banking screenshot 4
Lili - Business Banking screenshot 5
Lili - Business Banking screenshot 6

This all-in-one platform offers business banking, smart bookkeeping, tax preparation, credit building, and invoicing for small business owners. Manage your finances, track expenses, and get paid faster, all in one place.

What We Love

  • 💰 Helpful for managing business and personal finances
  • 🗂️ Useful for categorizing expenses and tracking tax savings
  • 🚀 Convenient and easy to use app
  • 🤑 No monthly fees

Room to Improve

  • 🤖 Poor customer service and lack of responsiveness
  • 🔒 Security concerns with account access and information
  • 💳 Issues with debit card functionality and activation
Found: Business Banking#2

Found: Business Banking by Indie Technologies Inc

Banking, Bookkeeping, & Taxes
Strong Contender
💰 Finance
4.8😐(33K ratings)
Free
Found: Business Banking screenshot 1
Found: Business Banking screenshot 2
Found: Business Banking screenshot 3
Found: Business Banking screenshot 4
Found: Business Banking screenshot 5
Found: Business Banking screenshot 6

This app offers business checking, bookkeeping, and tax tools for small businesses. It simplifies workflows by allowing users to track expenses, save receipts, manage taxes, send invoices, and pay contractors all within the application, with no hidden fees.

What We Love

  • 🚀 Seamless onboarding and account setup
  • 🔒 Robust security features
  • 👍 Intuitive and user-friendly interface
  • 🤑 Helpful tax and expense tracking features

Room to Improve

  • 🐛 Occasional app crashes and freezes
  • 🕰️ Slow response times and delayed account updates
  • 🚫 Limited customer support options
Relay | Business Banking#3

Relay | Business Banking by Relay Financial Technologies Inc

Banking.* Bills. Invoices.
Worth Considering
💰 Finance
4.8😞(3.5K ratings)
Free
Relay | Business Banking screenshot 1
Relay | Business Banking screenshot 2
Relay | Business Banking screenshot 3
Relay | Business Banking screenshot 4
Relay | Business Banking screenshot 5
Relay | Business Banking screenshot 6

This online business banking platform offers small business owners comprehensive control over their cash flow. It provides multiple checking accounts for expense segregation, customizable debit and credit cards with spending policies, and various payment options including ACH, wires, and checks. The app also features automated money management tools and offers rewards on purchases and interest on savings.

What We Love

  • 🚀 Easy to use
  • 🚀 Great for business banking
  • 🚀 Helpful customer service
  • 🚀 Useful features like virtual cards

Room to Improve

  • 🐛 App crashes and bugs
  • 🐛 Slow check deposit times
  • 🐛 Account freezing and verification issues

More Business Banking App Alternatives apps to explore

4
Novo - Small Business Checking
Novo - Small Business Checking
Novo - Small Business Checking
Built for modern businesses
Free

This app offers a digital checking account designed for modern small businesses. Apply online quickly and access free banking tools, including debit card control, bill pay, ACH transfers, and check deposits. Manage funds efficiently with features like transaction categorization and savings reserves.

Online account applicationFree banking toolsDebit card control
💰 Finance
(20K)
free
5
Monese - A banking alternative
Monese - A banking alternative
Monese - A banking alternative
The money app
Free

This app offers a digital banking alternative, allowing users to manage multiple currencies, send and receive money internationally, and access a contactless debit card. It provides budgeting tools, real-time notifications, and features like savings pots and virtual cards for secure online payments.

Multi-currency accounts (GBP, EUR, RON)Contactless Mastercard debit cardInternational money transfers
💰 Finance
(2.4K)
free with in-app purchases
6
CitiBusiness® Mobile
CitiBusiness® Mobile
CitiBusiness® Mobile
CitiBusiness Online Mobile App
Free

Manage your commercial accounts conveniently from your mobile device. Access your accounts securely anytime, anywhere, with features like mobile check deposit, balance monitoring, and transaction approvals. It simplifies business banking on the go.

Mobile check depositAccount balance monitoringInitiate payments and transfers
💰 Finance
(5.7K)
free
7
Revolut Business
Revolut Business
Revolut Business
Go beyond business as usual
Free

Manage your business finances with an all-in-one account designed for efficiency. Track spending, issue corporate cards, and handle global payments in multiple currencies. Automate expense management and gain insights with advanced analytics to support business growth.

Global payments in 30+ currenciesIssue physical and virtual corporate cardsAutomated expense management
💰 Finance
(2.8K)
subscription
8
Upgrade - Mobile Banking
Upgrade - Mobile Banking
Upgrade - Mobile Banking
Rewards Checking, Loans, Cards
Free

Manage your finances with a comprehensive mobile banking app. Access rewards checking, loans, and cards. Track balances, pay bills, monitor credit, and request cash advances.

Cash back rewards on card purchasesManage personal loans and credit linesTrack credit score and receive alerts
💰 Finance
(83K)
free with in-app purchases
9
Moniepoint Business Banking
Moniepoint Business Banking
Moniepoint Business Banking
Mobile bank account|POS|Loans
Free

This app offers comprehensive mobile banking solutions for businesses. It allows users to open business accounts, accept payments, manage expenses with dedicated cards, purchase airtime, and pay bills. Businesses can also request POS terminals and access savings plans to grow their reserves.

Business bank account creationAccept online and offline paymentsPOS terminal requests
💰 Finance
(15K)
free with in-app purchases
10
TBC Business
TBC Business
TBC Business
Business banking made easy
Free

Manage your business finances with ease. This app offers secure login, a consolidated dashboard for all your accounts, and streamlined money transfers. It also includes features like an IBAN scanner and in-app account switching for multiple businesses.

Secure login with biometricsConsolidated dashboard for balancesApprove multiple orders at once
💼 Business
(2.2K)
free
11
Ally: Bank, Auto & Invest
Ally: Bank, Auto & Invest
Ally: Bank, Auto & Invest
The app for all things money
Free

Manage your banking, investments, and auto payments all in one secure app. Features include smart savings tools, commission-free trading, and personalized investment advice. Get early direct deposit and free FICO® Score updates.

Manage bank, auto, and investment accountsSchedule vehicle payments and use Auto PaySmart savings tools like buckets and boosters
💰 Finance
(112K)
free
12
BBVA Spain | Online banking
BBVA Spain | Online banking
BBVA Spain | Online banking
Download your BBVA Online app
Free

This banking app uses AI to personalize your financial experience, offering faster transactions and a financial coach to help you save and reduce expenses. It also includes features like a virtual assistant, multi-bank connectivity, and tools for mortgages, loans, and investments.

AI-powered personalized shortcutsFinancial Coach for savings and expense reductionVirtual assistant for customer support
💰 Finance
(3K)
free
13
Ameris Bank Business Mobile
Ameris Bank Business Mobile
Ameris Bank Business Mobile
by Ameris Bank
Free

Manage your business finances conveniently from your iPhone. Check balances, transfer funds between accounts, pay bills, and deposit checks remotely. This app is available to all Ameris Bank online banking customers.

Check account balancesSearch recent transactionsTransfer funds between accounts
💰 Finance
(6.1K)
free
14
Yono Lite SBI
Yono Lite SBI
Yono Lite SBI
SBI Mobile Banking App
Free

This mobile banking application allows State Bank of India customers to manage their finances conveniently on the go. It offers a wide range of features for account management, fund transfers, bill payments, and card management, accessible in multiple Indian languages.

Account management and mini statementsFund transfers (within SBI, third-party, inter-bank)Fixed and recurring deposit opening
💰 Finance
(1.6K)
free with in-app purchases
15
Hanmi Mobile Banking
Hanmi Mobile Banking
Hanmi Mobile Banking
by Hanmi Bank
Free

Manage your finances on the go with this mobile banking app. Check balances, transfer funds, view transaction history, and send secure messages anytime, anywhere. Access branch information conveniently.

Check balances 24/7View pending transactionsCreate, approve, cancel funds transfers
💰 Finance
(1.4K)
free
16
BAC Digital Banking
BAC Digital Banking
BAC Digital Banking
by BAC Community Bank
Free

Manage your finances on the go with a unified banking experience across devices. Check balances, pay bills, deposit checks, and transfer funds. Business customers gain access to advanced cash management and transaction approval features.

Unified login across devicesCheck balances and historyDownload statements
💰 Finance
(665)
free with in-app purchases
17
Mercury | Bank Differently
Mercury | Bank Differently
Mercury | Bank Differently
Business and personal accounts
Free

This app provides business and personal banking solutions designed for entrepreneurs and ambitious individuals. It offers features like payment processing, expense management, invoicing, and high-interest savings accounts, all managed online.

Business bankingPersonal accountsPayment processing
💰 Finance
(13K)
freemium
18
Plumas Bank Mobile Banking
Plumas Bank Mobile Banking
Plumas Bank Mobile Banking
by Plumas Bank
Free

Manage your finances on the go with this mobile banking app. Check balances, transfer funds, view transactions, and send secure messages from anywhere. It's a fast and free tool for existing online banking users.

Check balances 24/7View pending transactionsFunds transfers
💼 Business
(830)
free
19
AYA Mobile Banking
AYA Mobile Banking
AYA Mobile Banking
AYA Mobile Banking
Free

Manage your bank accounts, transfer funds, and handle card transactions with this secure mobile banking app. It offers features like bill payments, prepaid top-ups, and fraud alerts for a convenient digital banking experience.

Account management with transaction historyFund transfers (own, other, AYA Pay)Card management (lock, unlock, details)
💰 Finance
(140)
free with in-app purchases
20
Beacon Bank Mobile
Beacon Bank Mobile
Beacon Bank Mobile
by Berkshire Hills Bancorp Inc
Free

Manage your finances on the go with a comprehensive mobile banking app. Deposit checks, send money instantly, view account balances, and control your debit card. Enhanced features for personal and small business accounts offer a secure and convenient banking experience.

Mobile check depositPeer-to-peer paymentsInternal and external transfers
💰 Finance
(3.1K)
free

FAQ about Business Banking App Alternatives

What is the best business banking app alternatives for iPhone?
Lili - Business Banking tops our business banking app alternatives ranking as of July 2026, with a 4.6-star average from 6.9K App Store ratings, and it's free to download.
Yes — 20 of the top business banking app alternatives we rank are free to download, including Lili - Business Banking and Found: Business Banking.
Lili - Business Banking has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
Lili is a comprehensive business finance platform designed for small business owners. It integrates business banking, smart bookkeeping, tax preparation tools, credit building features, and professional invoicing capabilities into a single application.
Key features include a business checking account with no minimums, a Lili Visa® Debit Card with cashback rewards, a savings account earning interest, integrated accounting tools for expense tracking and reports, simplified tax preparation with auto-categorization and write-off tracking, a credit building program, and professional invoicing tools.