250+ iOS apps curated and reviewed
If you already know Pay with Sublime, this is the deeper bench. 250+ buy now pay later bills apps for iPhone, all reviewed and ranked by user rating, recency, and download trend as of September 2026.
| # | App | Price | Rating | Ads | In-App Purchases | Updated | |
|---|---|---|---|---|---|---|---|
| 1 |  | Free | 4.7★ (157) | No | No | Sep 2026 | |
| 2 |  | Free | 4.8★ (34K) | Yes | No | Sep 2026 | |
| 3 |  | Free | 4.9★ (753K) | No | No | Sep 2026 | |
| 4 |  | Free | 4.9★ (858K) | No | No | Sep 2026 | |
| 5 |  | Free | 4.8★ (117K) | No | No | Sep 2026 | |
| 6 |  | Free | 4.9★ (301K) | No | No | Sep 2026 | |
| 7 |  | Free | 3.7★ (3) | No | No | Sep 2026 | |
| 8 |  | Free | 4.8★ (118K) | No | No | Sep 2026 |
This app helps you lower your bills by splitting payments and earning cash back. It automatically finds savings, negotiates on your behalf, and tracks your subscriptions. Take control of your finances and reduce expenses without direct customer service calls.
Manage your bills and budget with flexibility. This app allows you to pay almost any service bill in four smaller installments with no interest. It also helps you save money by negotiating better deals with providers and builds your credit history by reporting on-time payments.
Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.
