Best Capital One Secured Credit Card Apps

250+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated September 2026

Whether you're new to capital one secured credit card or looking for an upgrade, our curated collection of 250+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top Capital One Secured Credit Card Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Capital One MobileCapital One MobileFree4.8โ˜… (11M)NoNoSep 2026
2Capital One CreditWiseCapital One CreditWiseFree4.8โ˜… (309K)YesNoSep 2026
3Self - Credit Builder & CardsSelf - Credit Builder & CardsFree4.9โ˜… (331K)NoNoSep 2026
4Elan Credit CardElan Credit CardFree4.8โ˜… (196K)NoNoSep 2026
5Capital One Shopping: Save NowCapital One Shopping: Save NowFree4.9โ˜… (1.7M)YesNoSep 2026
6Discover MobileDiscover MobileFree4.9โ˜… (5.2M)NoNoSep 2026
7Mission Lane CardMission Lane CardFree4.9โ˜… (500K)NoNoSep 2026
8Atlas - Rewards Credit CardAtlas - Rewards Credit CardFree4.7โ˜… (271K)NoNoSep 2026

Top Picks for Capital One Secured Credit Card

Capital One Mobile#1

Capital One Mobile by Capital One

Easy account access anywhere.
Editor's Choice
๐Ÿ’ฐ Finance
4.8๐Ÿ˜(11M ratings)
Free
#4in Finance
Capital One Mobile screenshot 1
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Capital One Mobile screenshot 5
Capital One Mobile screenshot 6

Manage your finances on the go with comprehensive account access. View balances, pay bills, track transactions, and monitor your credit score. The app also offers card management, rewards redemption, and peer-to-peer payments.

What We Love

  • ๐Ÿš€ Exceptional customer service
  • ๐Ÿ‘ User-friendly app
  • ๐Ÿš€ Convenient features
  • ๐Ÿš€ Seamless transactions
  • ๐Ÿš€ Instant notifications
  • ๐Ÿš€ Helpful credit-building tools

Room to Improve

  • ๐Ÿ› Buggy and laggy app
  • ๐Ÿ”’ Concerns about account security
  • ๐Ÿ”’ Difficulty verifying identity
  • ๐Ÿ”’ Lack of transparency in account closures
  • ๐Ÿ› Inconsistent app performance
  • ๐Ÿ”’ Unresponsive to customer issues
Capital One CreditWise#2

Capital One CreditWise by Capital One

Your credit score, simplified
Strong Contender
๐Ÿ’ฐ Finance
4.8๐Ÿ˜(309K ratings)
FreeAds
Capital One CreditWise screenshot 1
Capital One CreditWise screenshot 2
Capital One CreditWise screenshot 3
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Capital One CreditWise screenshot 5

Monitor your credit score and report for free. Get alerts for suspicious activity, understand factors affecting your score, and simulate financial decisions to see their potential impact. Tools are provided to help you manage and improve your credit health.

What We Love

  • ๐Ÿ‘ Helpful for credit monitoring
  • ๐Ÿš€ Comprehensive features
  • ๐Ÿ’ก Useful credit simulator
  • ๐Ÿ”’ Secure app
  • ๐Ÿ‘ Easy to use
  • ๐Ÿ‘ Effective for credit building

Room to Improve

  • ๐Ÿ› Inaccurate credit score reporting
  • ๐Ÿ› Delayed credit updates
  • ๐Ÿ› Inconsistent credit score information
  • ๐Ÿ› Unreliable credit simulator
  • ๐Ÿ› Requires too much personal information
  • ๐Ÿ› Difficult to resolve credit report issues
Self - Credit Builder & Cards#3

Self - Credit Builder & Cards by Self Lender, Inc.

Build credit for a credit card
Worth Considering
๐Ÿ’ฐ Finance
4.9๐Ÿ˜Š(331K ratings)
Free
Self - Credit Builder & Cards screenshot 1
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Self - Credit Builder & Cards screenshot 3
Self - Credit Builder & Cards screenshot 4
Self - Credit Builder & Cards screenshot 5
Self - Credit Builder & Cards screenshot 6

Build your credit history and savings simultaneously with tools designed to improve your financial wellness. Access quick cash advances for unexpected expenses without a credit check. Report rent and utility payments to boost your score.

What We Love

  • ๐Ÿš€ Helped build credit quickly
  • ๐Ÿ‘ Easy to use and understand
  • ๐Ÿ’ฐ Saves money while building credit
  • ๐Ÿ†™ Boosted credit scores significantly
  • ๐Ÿค Responsive and helpful customer service

Room to Improve

  • ๐Ÿ› Inconsistent autopay issues
  • โš ๏ธ Unexpected account closures
  • ๐Ÿ’ธ Fees and interest charges
  • ๐Ÿ•ฐ๏ธ Slow payout process after loan completion
  • ๐Ÿค” Misleading or unclear policies

More Capital One Secured Credit Card apps to explore

FAQ about Capital One Secured Credit Card

What are the best capital one secured credit card apps for iPhone?
Capital One Mobile tops our capital one secured credit card apps ranking as of September 2026, with a 4.8-star average from 11M App Store ratings, and it's free to download.
Yes โ€” 20 of the top capital one secured credit card apps we rank are free to download, including Capital One Mobile and Capital One CreditWise.
Capital One Mobile has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 250+ capital one secured credit card apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
The app allows you to manage all your Capital One accounts. You can view balances, export statements, pay bills, take care of loans, check your credit with CreditWise, activate cards, redeem rewards, and send/receive money with Zelle.
The app includes a feature called CreditWise, which allows you to check your credit score and monitor it. This feature provides insights into your credit health.