Best Check Deposit App

209+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated June 2026

Out of 209+ check deposit app on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Check Deposit App (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Ingo Money - Cash ChecksIngo Money - Cash ChecksFree4.2★ (8.9K)YesNoJul 2026
2Check DepositCheck DepositFreeNoNoMay 2026
3GO2bank: Mobile bankingGO2bank: Mobile bankingFree4.8★ (63K)NoNoJul 2026
4Current - Mobile BankingCurrent - Mobile BankingFree4.8★ (195K)NoNoJul 2026
5MobilePay by Certegy LLCMobilePay by Certegy LLCFree5.0★ (4)NoNoMay 2026
6iWalletiWalletFree4.8★ (835)NoNoJul 2026
7Dave: Credit, Cash & Money AppDave: Credit, Cash & Money AppFree4.8★ (861K)NoNoJul 2026
8Chime® – Mobile BankingChime® – Mobile BankingFree4.8★ (1.5M)YesNoJul 2026

Top Picks for Check Deposit App

Ingo Money - Cash Checks#1

Ingo Money - Cash Checks by Ingo Money, Inc.

Editor's Choice
💰 Finance
4.2😞(8.9K ratings)
FreeAds
Ingo Money - Cash Checks screenshot 1
Ingo Money - Cash Checks screenshot 2
Ingo Money - Cash Checks screenshot 3
Ingo Money - Cash Checks screenshot 4
Ingo Money - Cash Checks screenshot 5

Cash almost any type of check quickly and easily from your phone. Get funds in minutes directly to your bank account, prepaid card, or PayPal. Avoid long lines and deposit holds with a simple photo submission process.

What We Love

  • 🚀 Fast and convenient
  • 💡 Works with various payment methods
  • 👍 Helpful customer service
  • 🚀 Instant check cashing

Room to Improve

  • 🐛 Inconsistent check approval
  • 🔒 Security and identity verification issues
  • 💰 High fees for instant cashing
GO2bank: Mobile banking#3

GO2bank: Mobile banking by Green Dot Corporation

Mobile bank that works for you
Worth Considering
💰 Finance
4.8😞(63K ratings)
Free
GO2bank: Mobile banking screenshot 1
GO2bank: Mobile banking screenshot 2
GO2bank: Mobile banking screenshot 3
GO2bank: Mobile banking screenshot 4
GO2bank: Mobile banking screenshot 5
GO2bank: Mobile banking screenshot 6

This mobile banking app simplifies money management with features like early direct deposit, high-yield savings, and overdraft protection. It offers transparent banking with no hidden fees and tools to build credit. Secure and convenient access to funds nationwide.

What We Love

  • 🚀 Prompt direct deposit
  • 👍 Convenient mobile banking
  • 💡 Useful savings features
  • 🔒 Secure transactions

Room to Improve

  • 🐛 Unreliable app functionality
  • 👎 Poor customer service
  • 🤖 Automated/scripted responses

More Check Deposit App apps to explore

4
Current - Mobile Banking
Current - Mobile Banking
Current - Mobile Banking
Get Paid Early. Build Credit.
Free

Manage your finances with a mobile banking app that offers early direct deposit, fee-free overdrafts, and credit building tools. Earn cash back on purchases and interest on savings.

Get paid up to 2 days earlyAdvance paycheck up to $750Overdraft fee-free banking
💰 Finance
(195K)
free
5
MobilePay by Certegy LLC
MobilePay by Certegy LLC
MobilePay by Certegy LLC
by Certegy Payment Solutions, LLC
Free

Securely process check payments directly from your mobile device. This solution offers a built-in risk engine for safer check acceptance and converts checks to EFT/ACH payments. Real-time authorization provides instant accept or decline recommendations.

Mobile check payment processingBuilt-in risk engineCheck scanning via device camera
💰 Finance
(4)
free
6
iWallet
iWallet
iWallet
Mobile deposit
Free

This app allows users to process credit card payments and deposit checks directly from their smartphone or tablet. It eliminates banking fees and paper check handling costs, offering secure contactless payment options and built-in tipping features. Funds are transferred to your bank account within a few business days.

Mobile check depositsContactless payments (Tap to Pay)Reputation management
💰 Finance
(835)
free
7
Dave: Credit, Cash & Money App
Dave: Credit, Cash & Money App
Dave: Credit, Cash & Money App
Get Paid Early, No Hidden Fees
Free

Access up to $500 in minutes without a credit check or interest. Get paid up to two days early, avoid pesky fees, and save effortlessly with dedicated savings accounts. This app offers financial management tools to help you reach your goals.

Up to $500 cash advanceNo credit check or interest on advancesGet paid up to 2 days early
💰 Finance
(861K)
freemium
8
Chime® – Mobile Banking
Chime® – Mobile Banking
Chime® – Mobile Banking
The #1 Choice for Banking
Free

Manage your finances with tools for early payday access, fee-free overdraft protection, and credit building. This app offers a checking account with fee-free cash deposits and ATMs, plus automatic savings features and 24/7 support.

Early payday accessFee-free overdraft protectionCredit building tools
💰 Finance
(1.5M)
free with in-app purchases
9
Ally: Bank, Auto & Invest
Ally: Bank, Auto & Invest
Ally: Bank, Auto & Invest
The app for all things money
Free

Manage your banking, investments, and auto payments all in one secure app. Features include smart savings tools, commission-free trading, and personalized investment advice. Get early direct deposit and free FICO® Score updates.

Manage bank, auto, and investment accountsSchedule vehicle payments and use Auto PaySmart savings tools like buckets and boosters
💰 Finance
(111K)
free
10
Varo Bank: Online Banking
Varo Bank: Online Banking
Varo Bank: Online Banking
Early Payday & Cash Advances
Free

This digital bank offers early payday access and cash advances up to $500. It provides high APY on savings, auto-saving tools, and a free secured credit card. Send money easily to anyone with just a phone number or email.

Early payday accessNo monthly or overdraft feesCash advances up to $500
💰 Finance
(233K)
free
11
Wings CU (prev. Ent)
Wings CU (prev. Ent)
Wings CU (prev. Ent)
by Ent Credit Union
Free

Manage your finances on the go with this secure and free mobile banking app. Review account balances, transfer funds, pay bills, deposit checks, and track your spending. It offers advanced encryption for your security and allows you to manage alerts and apply for loans.

View account balances and transactionsTransfer fundsMake loan payments and pay bills
💰 Finance
(57K)
free
12
Citizens Bank Mobile Banking
Citizens Bank Mobile Banking
Citizens Bank Mobile Banking
by Citizens Bank, N.A.
Free

Manage your finances conveniently from your mobile device. View account balances, deposit checks with photos, transfer funds securely, and pay bills all in one place. Your accounts are protected with a banking guarantee.

View account balances and activityDeposit checks by snapping photosTransfer money between accounts
💰 Finance
(737K)
free
13
Railroad ECU Check Deposit RDC
Railroad ECU Check Deposit RDC
Railroad ECU Check Deposit RDC
Remote Deposit Capture
Free

Deposit checks remotely into your savings or checking account anytime, anywhere. This service is available 24/7 and comes with no additional service charges.

Remote check depositDeposit to savings or checkingAvailable 24/7
💰 Finance
(2)
free
14
GoBank - Mobile Banking
GoBank - Mobile Banking
GoBank - Mobile Banking
by Green Dot Corporation
Free

This mobile banking app offers a checking account designed to avoid traditional bank fees. It provides early direct deposit, a free ATM network, and tools for bill pay, sending money, and mobile check deposits. It also includes a budgeting feature to help manage spending.

No surprise feesEarly direct depositFree ATM network
💰 Finance
(5.3K)
free
15
Wellby Financial
Wellby Financial
Wellby Financial
by JSC Federal Credit Union
Free

Manage your money conveniently and securely from your mobile device with 24/7 access. Perform transactions, pay bills, deposit checks, and track your spending with helpful organizational tools and security features.

Check account balances and transaction historyTransfer funds between accounts and to othersPay bills and set up recurring payments
💰 Finance
(10K)
ad-supported
16
GreenFi - Mobile Banking
GreenFi - Mobile Banking
GreenFi - Mobile Banking
Save, Spend, Invest
Free

Manage your money with a conscience. This app offers checking and savings accounts that do not fund fossil fuels and plant a tree with every purchase. Enjoy early direct deposit, high APY, and fee-free ATM withdrawals.

Ethical checking and savings accountsPlant a tree with every purchaseNo fossil fuel funding
💰 Finance
(31K)
free with in-app purchases
17
Restart - Mobile Banking App
Restart - Mobile Banking App
Restart - Mobile Banking App
Debit card & direct deposit
Free

This banking app allows users to open a fee-free checking account and use a Visa debit card. It offers features like early direct deposit, mobile check deposit, and ATM access. A unique aspect is its social impact feature, donating profits to a foundation with every transaction.

Fee-free checking accountVisa debit cardSocial impact donations
💰 Finance
(83)
free
18
Citi Mobile®
Citi Mobile®
Citi Mobile®
A Banking App Designed for You
Free

Manage your banking and finances with a comprehensive mobile app. Open accounts, deposit checks, pay bills, and track spending. Securely access your accounts and manage your cards with features like card locking and PIN resets.

Open new accountsMobile check depositPay bills and schedule payments
💰 Finance
(4M)
free with in-app purchases
19
Venmo
Venmo
Venmo
Send Money, Debit card
Free

A fast, safe, and social way to send and receive money with friends and family. Easily split bills, buy crypto, and manage your finances with integrated debit and credit cards.

Send and receive moneySplit payments among friendsBuy, hold, and sell cryptocurrency
💰 Finance
(15M)
free with in-app purchases
20
Deposit Express
Deposit Express
Deposit Express
by U.S. Bancorp
Free

Deposit checks remotely with this mobile banking tool. Designed for U.S. Bank business clients, it allows for quick check deposits without visiting a branch. Secure encryption protects all transmissions.

Remote check depositBusiness banking solutionSecure transmissions
💰 Finance
(27)
free

FAQ about Check Deposit App

What is the best check deposit app for iPhone?
Ingo Money - Cash Checks tops our check deposit app ranking as of June 2026, with a 4.2-star average from 8.9K App Store ratings, and it's free to download.
Yes — 20 of the top check deposit app we rank are free to download, including Ingo Money - Cash Checks and Check Deposit.
Ingo Money - Cash Checks shows ads and has no in-app purchases, according to its App Store listing as of June 2026.
We track 209+ check deposit app on the iOS App Store as of June 2026, ranked by rating, recency, and analysis of real user reviews.
Ingo Money is a mobile service that allows you to cash almost any type of check directly from your smartphone. You can get your money in minutes deposited into your bank account, prepaid card, or PayPal account. It offers a convenient alternative to traditional check cashing services.
To cash a check, you first create an Ingo Money profile and link your desired accounts. Then, simply take photos of the front and back of your check and submit them through the app. If approved, the funds will be transferred to your linked account.