Best Chime App

240+ iOS apps curated and reviewed

4.3 avg rating
19 free apps
Updated October 2026

Every iPhone needs a few good chime app. We benchmark 240+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Chime App (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Chime® – Mobile BankingChime® – Mobile BankingFree4.8★ (1.6M)YesNoOct 2026
2Cash AppCash AppFree4.8★ (8.7M)NoNoOct 2026
3VenmoVenmoFree4.8★ (15M)NoNoOct 2026
4PayPal - Pay, Send, SavePayPal - Pay, Send, SaveFree4.8★ (6.3M)YesNoOct 2026
5Dave: Credit, Cash & Money AppDave: Credit, Cash & Money AppFree4.8★ (918K)NoNoOct 2026
6Capital One MobileCapital One MobileFree4.8★ (11M)NoNoOct 2026
7Accelerated: Cash AdvanceAccelerated: Cash AdvanceFree1.0★ (4)NoNoOct 2026
8Current - Mobile BankingCurrent - Mobile BankingFree4.8★ (197K)NoNoOct 2026

Top Picks for Chime App

Chime® – Mobile Banking#1

Chime® – Mobile Banking by Chime Financial, Inc.

Credit, Cash back, Savings
Editor's Choice
💰 Finance
4.8😊(1.6M ratings)
FreeAds
#7in Finance
Chime® – Mobile Banking screenshot 1
Chime® – Mobile Banking screenshot 2
Chime® – Mobile Banking screenshot 3
Chime® – Mobile Banking screenshot 4
Chime® – Mobile Banking screenshot 5
Chime® – Mobile Banking screenshot 6

Manage your finances with tools for early payday access, fee-free overdraft protection, and credit building. This app offers a checking account with fee-free cash deposits and ATMs, plus automatic savings features and 24/7 support.

What We Love

  • 🚀 Early paycheck
  • 💰 No overdraft fees
  • 👍 Easy to use app
  • 💳 Credit builder feature
  • 💳 Spot me feature
  • 💳 Referral program
  • 🏧 Fee-free ATM access
  • 🤝 Helpful customer service

Room to Improve

  • 🐛 Inconsistent direct deposit timing
  • 🤖 Poor chatbot support
  • 💳 Difficulty with card activation/replacement
  • 💰 Fees for cash deposits
  • 🤔 Unclear account closure policies
  • 🔒 Security concerns with unauthorized transactions
Cash App#2

Cash App by Block, Inc.

Money. Debit Card. Bitcoin.
Strong Contender
💰 Finance
4.8😞(8.7M ratings)
Free
#5in Finance
Cash App screenshot 1
Cash App screenshot 2
Cash App screenshot 3
Cash App screenshot 4
Cash App screenshot 5
Cash App screenshot 6

Easily send and receive money or bitcoin instantly. Save by rounding up change, invest in stocks or bitcoin, and get paid up to two days early with direct deposit. Features a customizable debit card with exclusive discounts.

What We Love

  • 💳 Easy money transferring
  • 🚀 Convenient and user-friendly app
  • 🤑 Referral bonuses and discounts
  • 🤑 Free tax filing
  • 🤑 Borrow money feature

Room to Improve

  • 🔒 Security issues and account hacking
  • 🤖 Poor customer service and lack of live support
  • 💰 Unexpected fees and charges
  • 🔍 Unclear account restrictions and limits
  • 🐛 App crashes and technical issues
Venmo#3

Venmo by Venmo

Send Money, Debit card
Worth Considering
💰 Finance
4.8😞(15M ratings)
Free
#6in Finance
Venmo screenshot 1
Venmo screenshot 2
Venmo screenshot 3
Venmo screenshot 4
Venmo screenshot 5
Venmo screenshot 6

A fast, safe, and social way to send and receive money with friends and family. Easily split bills, buy crypto, and manage your finances with integrated debit and credit cards.

What We Love

  • 🚀 Reliable, user-friendly, and convenient
  • 🔒 Robust security features
  • 👍 Untrustworthy vendor protection
  • 💡 Investing feature built-in

Room to Improve

  • 🐛 Buggy and glitchy app
  • 🔒 Weak account security
  • 🔒 Unreliable customer support
  • 💰 Holds funds without explanation
  • 💰 Freezes accounts without notice
  • 💰 Difficult to access own money

More Chime App apps to explore

FAQ about Chime App

What is the best chime app for iPhone?
Chime® – Mobile Banking tops our chime app ranking as of October 2026, with a 4.8-star average from 1.6M App Store ratings, and it's free to download.
Yes — 19 of the top chime app we rank are free to download, including Chime® – Mobile Banking and Cash App.
Chime® – Mobile Banking shows ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 240+ chime app on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.

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