Best Chime Apple Pay Apps

249+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated October 2026

The best chime apple pay apps on iPhone average 4.6★ across 249+ titles — we've ranked them by what real users actually keep on their phones. Updated October 2026.

Compare top Chime Apple Pay Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Chime® – Mobile BankingChime® – Mobile BankingFree4.8★ (1.6M)YesNoOct 2026
2AmexAmexFree4.9★ (4.4M)YesNoOct 2026
3Dave: Credit, Cash & Money AppDave: Credit, Cash & Money AppFree4.8★ (918K)NoNoOct 2026
4OnePay – Mobile BankingOnePay – Mobile BankingFree4.9★ (459K)NoNoOct 2026
5Afterpay: Pay over timeAfterpay: Pay over timeFree4.9★ (753K)NoNoOct 2026
6PNC Mobile BankingPNC Mobile BankingFree4.8★ (2M)NoNoOct 2026
7Klarna: Smarter everyday moneyKlarna: Smarter everyday moneyFree4.9★ (2.5M)YesNoOct 2026
8Sendwave Send & Transfer MoneySendwave Send & Transfer MoneyFree4.7★ (86K)NoNoOct 2026

Top Picks for Chime Apple Pay

Chime® – Mobile Banking#1

Chime® – Mobile Banking by Chime Financial, Inc.

Credit, Cash back, Savings
Editor's Choice
💰 Finance
4.8😊(1.6M ratings)
FreeAds
#7in Finance
Chime® – Mobile Banking screenshot 1
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Chime® – Mobile Banking screenshot 6

Manage your finances with tools for early payday access, fee-free overdraft protection, and credit building. This app offers a checking account with fee-free cash deposits and ATMs, plus automatic savings features and 24/7 support.

What We Love

  • 🚀 Early paycheck
  • 💰 No overdraft fees
  • 👍 Easy to use app
  • 💳 Credit builder feature
  • 💳 Spot me feature
  • 💳 Referral program
  • 🏧 Fee-free ATM access
  • 🤝 Helpful customer service

Room to Improve

  • 🐛 Inconsistent direct deposit timing
  • 🤖 Poor chatbot support
  • 💳 Difficulty with card activation/replacement
  • 💰 Fees for cash deposits
  • 🤔 Unclear account closure policies
  • 🔒 Security concerns with unauthorized transactions
Amex#2

Amex by American Express

Payments, Balance & Rewards
Strong Contender
💰 Finance
4.9😐(4.4M ratings)
FreeAds
#29in Finance
Amex screenshot 1
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Amex screenshot 5
Amex screenshot 6

Manage your American Express account securely from anywhere. Track spending, view rewards, pay your bill, and discover personalized offers. Enjoy quick, safe access with biometric login and instant alerts for added peace of mind.

What We Love

  • 💳 Reliable credit card with good benefits
  • 🤝 Excellent customer service and support
  • 🚀 Seamless app experience
  • 📱 Convenient mobile app features
  • 💳 Prestigious card status and recognition

Room to Improve

  • 🤖 Inconsistent or unhelpful customer service
  • 💳 Unexpected account changes or credit limit reductions
  • 🤔 Confusing or misleading policies/offers
  • 🕰️ Slow or delayed payment processing
  • 🔒 Security issues with closed accounts
Dave: Credit, Cash & Money App#3

Dave: Credit, Cash & Money App by Dave, Inc

Get Paid Early, No Hidden Fees
Worth Considering
💰 Finance
4.8😐(918K ratings)
Free
#19in Finance
Dave: Credit, Cash & Money App screenshot 1
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Dave: Credit, Cash & Money App screenshot 3
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Dave: Credit, Cash & Money App screenshot 5
Dave: Credit, Cash & Money App screenshot 6

Access up to $500 in minutes without a credit check or interest. Get paid up to two days early, avoid pesky fees, and save effortlessly with dedicated savings accounts. This app offers financial management tools to help you reach your goals.

What We Love

  • 🚀 Quick and easy to use
  • 💰 Helpful for financial emergencies
  • 👍 Convenient and user-friendly
  • 🌳 Donates to charity with tips
  • ⚖️ No interest or fees (besides optional tip)

Room to Improve

  • 🤔 Inconsistent advance limits
  • 🕰️ Slow to update payment information
  • 🤑 Tricky to avoid extra fees
  • 🔒 Concerns about security and identity verification
  • 🤯 Frustrating customer support experiences

More Chime Apple Pay apps to explore

FAQ about Chime Apple Pay

What are the best chime apple pay apps for iPhone?
Chime® – Mobile Banking tops our chime apple pay apps ranking as of October 2026, with a 4.8-star average from 1.6M App Store ratings, and it's free to download.
Yes — 20 of the top chime apple pay apps we rank are free to download, including Chime® – Mobile Banking and Amex.
Chime® – Mobile Banking shows ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 249+ chime apple pay apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.