Best Efpay Apps

228+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated May 2026

Finding the right efpay app can be overwhelming with so many options. We've analyzed 228+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Top Picks for Efpay

Square Point of Sale (POS)#1

Square Point of Sale (POS) by Block, Inc.

Payments & Business Dashboard
Editor's Choice
💼 Business
4.8😐(599K ratings)
FreeAds
#19in Business
Square Point of Sale (POS) screenshot 1
Square Point of Sale (POS) screenshot 2
Square Point of Sale (POS) screenshot 3
Square Point of Sale (POS) screenshot 4
Square Point of Sale (POS) screenshot 5
Square Point of Sale (POS) screenshot 6

Square Point of Sale (POS) is a versatile mobile application that allows users to accept payments, track sales, manage inventory, and analyze business performance all in one place. With its user-friendly interface and powerful features, Square POS helps businesses streamline their operations and improve customer service. Try it out now to simplify your payment transactions and boost your business efficiency.

What We Love

  • 👍 Convenient and easy to use
  • 🚀 Quick transactions and payouts
  • 💡 Useful reporting and inventory management features
  • 👍 Professional and sleek hardware design

Room to Improve

  • 🐛 Connectivity issues with card readers
  • 🔒 Concerns over account deactivation and fund holds
  • 🤖 Poor customer service and lack of live support
Wave: Small Business Software#2

Wave: Small Business Software by Wave Financial Inc

Invoice, scan receipts & more
Strong Contender
💼 Business
4.4😐(6.6K ratings)
FreeAdsIn-App Purchases
#55in Business
Wave: Small Business Software screenshot 1
Wave: Small Business Software screenshot 2
Wave: Small Business Software screenshot 3
Wave: Small Business Software screenshot 4
Wave: Small Business Software screenshot 5
Wave: Small Business Software screenshot 6

Wave: Small Business Software helps streamline your business finances with features like invoicing and receipt scanning. Simplify your accounting processes and stay organized with this all-in-one solution. Try it today to take control of your small business finances.

What We Love

  • 🚀 Easy to use
  • 🚀 Professional invoicing
  • 🚀 Great for small businesses
  • 👍 Convenient mobile app

Room to Improve

  • 🐛 Buggy app with crashes
  • 🔒 Poor customer service and support
  • 💰 Expensive payment processing fees
PhonePe: Secure Payments App#3

PhonePe: Secure Payments App by PHONEPE PRIVATE LIMITED

UPI, Recharges, Bills Payments
Worth Considering
💰 Finance
4.8😐(159K ratings)
FreeAds
PhonePe: Secure Payments App screenshot 1
PhonePe: Secure Payments App screenshot 2
PhonePe: Secure Payments App screenshot 3
PhonePe: Secure Payments App screenshot 4
PhonePe: Secure Payments App screenshot 5
PhonePe: Secure Payments App screenshot 6

A versatile payments app offering BHIM UPI, bill payments, recharges, and more. Seamlessly manage transactions and investments in one place. Download now for secure and convenient financial management.

What We Love

  • 🚀 Instant payments
  • 👍 User-friendly interface
  • 🔒 Secure transactions
  • 💡 Diverse payment options

Room to Improve

  • 🐛 Transactions failing or pending
  • 🔍 Lack of customer support
  • 🔍 Difficult to resolve issues

More Efpay apps to explore

4
BILL AP & AR Business Payments
BILL AP & AR Business Payments
BILL AP & AR Business Payments
Pay bills and get paid online
Free

A convenient app that helps users manage and track their bills, set reminders, and organize payments easily. Stay on top of your finances effortlessly with our user-friendly interface. Download now to simplify your bill management!

💼 Business
(49K)
5
JIM: Tap to Pay & Payment Link
JIM: Tap to Pay & Payment Link
JIM: Tap to Pay & Payment Link
Sell & Get Paid Now
Free

This revolutionary app, designed for business owners, allows you to sell anywhere and get paid instantly with just your iPhone. Accept contactless payments, access your money instantly, and leverage AI tools for sales insights and recommendations. Start accepting instant payments and supercharge your business growth today!

💰 Finance
(7.4K)
6
Payoneer - Business Payments
Payoneer - Business Payments
Payoneer - Business Payments
by Payoneer Inc
Free

Payoneer enables businesses to streamline global commerce by facilitating cross-border payments. With features like receiving payments worldwide, making international transactions, tracking payments, and accessing multilingual customer support, Payoneer empowers professionals to expand their business globally. Join millions of users already benefiting from Payoneer's services by downloading the app now and taking your business beyond.

💰 Finance
(5.1K)
7
Paytm: Secure UPI Payments
Paytm: Secure UPI Payments
Paytm: Secure UPI Payments
UPI, Recharge & Pay Bills
Free

A secure mobile app for easy BHIM UPI payments and mobile recharges. Conveniently send money, pay bills, and recharge your mobile phone with peace of mind. Simplify your transactions today!

💰 Finance
(39K)
8
ShinePay
ShinePay
ShinePay
Coin-Op Laundry Payment App
Free

Avoid the hassle of finding quarters with this app that lets you pay for laundry digitally. Say goodbye to quarters and switch to a more convenient laundry payment method with ShinePay today!

💰 Finance
(13K)
9
bKash
bKash
bKash
Transactions, now that simple
Free

An elegant mobile money app that simplifies your transactions - register, add money, pay bills, send money, and more all in one secure place. Explore offers, discover services, and enjoy fast access to your most frequent transactions.

💰 Finance
(11K)
10
Skrill - Pay & Transfer Money
Skrill - Pay & Transfer Money
Skrill - Pay & Transfer Money
Fast, secure online payments
Free

A secure mobile payment app that allows users to effortlessly send and receive money, pay for purchases, and manage their finances on the go. Simplify your transactions with Skrill – download now!

💰 Finance
(23K)
11
SumUp Business
SumUp Business
SumUp Business
Tap to Pay, paiements et POS
Free
💼 Business
(676)
12
Papaya: Securely Pay Any Bill
Papaya: Securely Pay Any Bill
Papaya: Securely Pay Any Bill
Fast & Secure Bill Payments
Free

A secure bill payment app that enables users to quickly and securely pay any bill with ease. Simplify your bill payments today!

💰 Finance
(117K)
13
Mercury | Bank Differently
Mercury | Bank Differently
Mercury | Bank Differently
Business and personal accounts
Free

A powerful banking solution tailored for startups of all sizes and stages, offering essential financial services like business banking, credit cards, treasury management, and venture debt. Founded in 2019, Mercury has gained the trust of over 100,000 startups. Explore more at Mercury.com.

💰 Finance
(12K)
14
OPay-Beyond Banking
OPay-Beyond Banking
OPay-Beyond Banking
by OPAY DIGITAL SERVICES PTE. LTD.
Free

Revolutionize your financial experience with a trusted platform used by millions in Nigeria. Access secure and inclusive financial services through state-of-the-art technology.

💰 Finance
(87K)
15
Touch ‘n Go eWallet
Touch ‘n Go eWallet
Touch ‘n Go eWallet
It’s the way to GO
Free

Experience seamless financial services with this app supporting iOS 11.0 and above. From effortless payments and international remittance to in-store and online shopping, bill payments, and secure investments, this app offers a comprehensive eWallet experience. Start exploring and redefine your banking experience today!

💰 Finance
(2K)
16
Connect & Pay
Connect & Pay
Connect & Pay
by 365 Retail Markets, LLC
Free

Connect is a mobile application that allows users to easily find, connect, and network with professionals in their industry. The app provides a platform for users to create detailed profiles, search for connections based on various filters, and engage in meaningful professional relationships. Expand your network and advance your career with Connect!

🛍️ Shopping
(8.6K)
17
Hundy - Money When You Need It
Hundy - Money When You Need It
Hundy - Money When You Need It
Zero fee, P2P loan replacement
Free
💰 Finance
(1.6K)
18
My e& - EG
My e& - EG
My e& - EG
e& Egypt
Free

Manage your accounts, check balance, recharge, and more with this app from Etisalat Egypt. Enjoy a redesigned interface, bill payment via credit card, complaint management, rate plan migration, and other features for full control. Stay updated and thank you for using the app!

🔧 Utilities
(21K)
19
monobank — digital mobile bank
monobank — digital mobile bank
monobank — digital mobile bank
99 сек — рекорд реєстрації
Free

Experience the speed and convenience of the largest commercial digital bank in Ukraine with easy registration in just 99 seconds via the app. Enjoy features like secure payments, unique card settings, quick fund transfers, cashback offers, and more. Download the app now for a seamless banking experience.

💰 Finance
(16K)
20
BHIM Bharat's Own Payments App
BHIM Bharat's Own Payments App
BHIM Bharat's Own Payments App
Bharat Interface for Money
Free

"BHIM – Making India Cashless" is a UPI-enabled initiative called Bharat Interface for Money, designed to facilitate safe and easy digital transactions. Join the movement towards a cashless India today!

💰 Finance
(1.4K)