Best Financing App

250+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated September 2026

Whether you're new to financing app or looking for an upgrade, our curated collection of 250+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top Financing App (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Buddy: Budget Planner AppBuddy: Budget Planner AppFree4.7★ (9.5K)NoYesSep 2026
2Affirm: Buy now, pay over timeAffirm: Buy now, pay over timeFree4.9★ (1.7M)NoNoSep 2026
3Klarna: Smarter everyday moneyKlarna: Smarter everyday moneyFree4.9★ (2.4M)YesNoSep 2026
4Afterpay: Pay over timeAfterpay: Pay over timeFree4.9★ (753K)NoNoSep 2026
5Dave: Credit, Cash & Money AppDave: Credit, Cash & Money AppFree4.8★ (899K)NoNoSep 2026
6Snap FinanceSnap FinanceFree4.9★ (27K)NoNoSep 2026
7PNC Mobile BankingPNC Mobile BankingFree4.8★ (2M)NoNoSep 2026
8AvantAvantFree4.8★ (124K)NoNoSep 2026

Top Picks for Financing App

Buddy: Budget Planner App#1

Buddy: Budget Planner App by Buddy Budgeting AB

Bill Tracker & Money Manager
Editor's Choice
💰 Finance
4.7😐(9.5K ratings)
FreeIn-App Purchases
#70in Finance
Buddy: Budget Planner App screenshot 1
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Buddy: Budget Planner App screenshot 6

This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.

What We Love

  • 🚀 Easy to use
  • 👍 Visually appealing
  • 💡 Customizable categories
  • 🚀 Intuitive interface
  • 👍 Helps with budgeting
  • 👍 Manually entering transactions
  • 👍 Great for those who don't want to link bank accounts

Room to Improve

  • 🐛 Recurring transactions not working properly
  • 🐛 Balance not carrying over to next month
  • 🐛 Syncing issues between devices
  • 🐛 Transactions disappearing or resetting
  • 💸 Expensive subscription
  • 🐛 Inability to split transactions
  • 🐛 Inaccurate category assignments
Affirm: Buy now, pay over time#2

Affirm: Buy now, pay over time by Affirm, Inc.

Flexible payments, big savings
Strong Contender
🛍️ Shopping
4.9😞(1.7M ratings)
Free
#15in Shopping
Affirm: Buy now, pay over time screenshot 1
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This app allows users to pay for purchases over time with flexible payment options. It offers clear payment plans, deals, and the ability to set up automatic payments. Users can also apply for a card to use anywhere Visa is accepted for convenient installment payments.

What We Love

  • 🙏 Helpful in tough times
  • 💳 Convenient financing option
  • 📈 Improved credit score

Room to Improve

  • 🤔 Confusing payment process
  • 🔒 Security and privacy concerns
  • 🔍 Difficulty verifying identity
  • 🚫 Unexpected account closures
  • 💰 High interest rates
Klarna: Smarter everyday money#3

Klarna: Smarter everyday money by Klarna Bank AB

Cashback, payments, savings
Worth Considering
💰 Finance
4.9😞(2.4M ratings)
FreeAds
#11in Finance
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Klarna: Smarter everyday money screenshot 6

Shop anywhere with flexible payment options, including interest-free installments and pay-in-30-days. Earn cashback, compare prices, track deliveries, and manage returns easily. Also offers mobile phone service.

What We Love

  • 💳 Easy payment process
  • 📦 Wide range of stores
  • 🕰️ Flexible payment plans
  • 🔍 Convenient for large purchases

Room to Improve

  • 🚫 Inconsistent approval process
  • ⚠️ Lack of Apple Wallet integration
  • 🤖 Automated decision-making issues
  • 🕰️ Slow/delayed refund processing
  • 🤯 Poor customer service

More Financing App apps to explore

FAQ about Financing App

What is the best financing app for iPhone?
Buddy: Budget Planner App tops our financing app ranking as of September 2026, with a 4.7-star average from 9.5K App Store ratings, and it's free to download.
Yes — 20 of the top financing app we rank are free to download, including Buddy: Budget Planner App and Affirm: Buy now, pay over time.
Buddy: Budget Planner App has no ads and offers in-app purchases, according to its App Store listing as of September 2026.
We track 250+ financing app on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
Buddy is a finance app designed to help you create budgets, track your expenses, and manage your money. It allows for both individual and shared budgeting, making it easy to monitor spending with partners or friends. You can also connect your bank account to automatically import transactions.
Key features include the ability to set up personalized budgets, create shared budgets with others for joint expenses, connect your bank account for transaction import, view detailed overviews of your spending and income, and utilize an expense splitting tool to track who owes what.

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