Best High Yield Checking Apps

147+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated June 2026

Out of 147+ high yield checking apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Top Picks for High Yield Checking

SoFi: Bank, Invest & Crypto#1

SoFi: Bank, Invest & Crypto by Social Finance, LLC

Online Banking & Investing
Editor's Choice
💰 Finance
4.7😐(386K ratings)
FreeAds
#19in Finance
SoFi: Bank, Invest & Crypto screenshot 1
SoFi: Bank, Invest & Crypto screenshot 2
SoFi: Bank, Invest & Crypto screenshot 3
SoFi: Bank, Invest & Crypto screenshot 4

This application is a comprehensive platform for banking, investing, and financial management. Users can earn high interest rates on savings, invest in stocks and ETFs, access financial planning tools, and enjoy various perks like cash back rewards and cell phone insurance.

What We Love

  • 🚀 Convenient all-in-one finance app
  • 💰 Competitive interest rates on savings
  • 👍 Intuitive and user-friendly interface
  • 📈 Integrated investment platform

Room to Improve

  • 🐛 Buggy and unreliable account management
  • 🕰️ Slow money transfer and withdrawal process
  • 💸 Unwarranted account freezes and fund holds
GO2bank: Mobile banking#2

GO2bank: Mobile banking by Green Dot Corporation

Mobile bank that works for you
Strong Contender
💰 Finance
4.8😞(57K ratings)
Free
GO2bank: Mobile banking screenshot 1
GO2bank: Mobile banking screenshot 2
GO2bank: Mobile banking screenshot 3
GO2bank: Mobile banking screenshot 4
GO2bank: Mobile banking screenshot 5
GO2bank: Mobile banking screenshot 6

An all-in-one mobile banking app with no hidden fees, early paydays, credit building options, account protection features, and more. Download now for easy access to your finances. Visit the app's website to learn more.

What We Love

  • 🚀 Prompt direct deposit
  • 👍 Convenient mobile banking
  • 💡 Useful savings features
  • 🔒 Secure transactions

Room to Improve

  • 🐛 Unreliable app functionality
  • 👎 Poor customer service
  • 🤖 Automated/scripted responses
Zolve Credit Card | Banking#3

Zolve Credit Card | Banking by ZOLVE INNOVATIONS PRIVATE LIMITED

Banking,Visa Prep, Scholarship
Worth Considering
💰 Finance
4.1😐(3.7K ratings)
FreeAds
Zolve Credit Card | Banking screenshot 1
Zolve Credit Card | Banking screenshot 2
Zolve Credit Card | Banking screenshot 3
Zolve Credit Card | Banking screenshot 4
Zolve Credit Card | Banking screenshot 5

Discover a financial app that helps immigrants swiftly build credit by offering easy and quick Credit Card applications. Swipe, save, and build credit with Zolve - your path to accessible financial products. Apply for a Credit Card in under 5 minutes.

What We Love

  • 🚀 Smooth app experience
  • 💳 Helpful credit card for students
  • 💰 Great cashback offers
  • 🤝 Responsive customer support

Room to Improve

  • 🐛 App crashes and bugs
  • ⏱️ Slow transaction processing
  • 💳 High APR and fees

More High Yield Checking apps to explore

4
Varo Bank: Online Banking
Varo Bank: Online Banking
Varo Bank: Online Banking
Early Payday & Cash Advances
Free

Access a comprehensive mobile banking app that helps you manage your finances, build credit, and track your spending easily. Take control of your financial future with just a few taps - download now!

💰 Finance
(233K)
5
Axal: High Yield Savings
Axal: High Yield Savings
Axal: High Yield Savings
Earn 6-10% APY.
Free

Earn up to 10% APY on your savings with a secure and automated platform that protects your funds from volatility and offers high-yield opportunities. Download the app today and start generating passive income with simplicity and automation.

💰 Finance
(51)
6
Chime® – Mobile Banking
Chime® – Mobile Banking
Chime® – Mobile Banking
Save, Spend, Build Credit
Free

A banking app that offers security features, fee-free overdraft up to $200, early direct deposit, no monthly fees, and the ability to build credit through on-time payments. Trusted by millions, Chime also allows easy money transfers with no fees. Discover a new way to manage your finances and build credit.

💰 Finance
(1.5M)
7
Capital One Mobile
Capital One Mobile
Capital One Mobile
Easy account access anywhere.
Free

Access all your accounts and manage your money easily with this app: view balances, pay bills, redeem rewards, and more. Stay informed with alerts, lock your cards instantly, and get assistance from Eno. Download now for better banking.

💰 Finance
(11M)
8
Ally: Bank, Auto & Invest
Ally: Bank, Auto & Invest
Ally: Bank, Auto & Invest
The app for all things money
Free

A comprehensive financial app that combines banking and automotive services, offering an all-in-one solution for managing finances and car-related needs. Simplify your financial life and streamline car-related tasks in one convenient app.

💰 Finance
(109K)
9
Dividend Stocks Ideas for High Yield Investing
Dividend Stocks Ideas for High Yield Investing
Dividend Stocks Ideas for High Yield Investing
by Juicestand Inc
Free

Get top dividend stock ideas for various industries, plus access to streaming business radio stations and informative videos, with customizable notifications to stay on top of new recommendations. Upgrade to a premium experience ad-free and with additional features to take your high-yield investing to the next level.

📡 News
(35)
10
Amex
Amex
Amex
Payments, Balance & Rewards
Free

A convenient app for managing finances, making payments, and checking balances all in one place. Simplify your financial life with Amex today!

💰 Finance
(4.3M)
11
Usmle Mcq (Quiz) High Yield
Usmle Mcq (Quiz) High Yield
Usmle Mcq (Quiz) High Yield
Usmle Step 1 prep, high yield
Free

This application provides a comprehensive quiz platform for USMLE Step 1 preparation, featuring a vast collection of multiple-choice questions organized by chapter across various subjects. Start preparing for your USMLE Step 1 with high-yield questions and helpful mnemonics to boost your knowledge and confidence.

📚 Education
(58)
12
GalaxyOne: Wealth & Investing
GalaxyOne: Wealth & Investing
GalaxyOne: Wealth & Investing
Yield, Cash, Crypto, Stocks
Free

Fierce Finance offers a high-yield checking account with 5.25% APY, no fees or minimums, and a fee-free Mastercard Debit Card with access to 55k ATMs. Invest in your future with Fierce Finance today!

💰 Finance
(350)
13
Marcus by Goldman Sachs®
Marcus by Goldman Sachs®
Marcus by Goldman Sachs®
Banking & Personal Finance
Free

A convenient and efficient banking app designed to help you manage your finances effortlessly. Experience seamless transactions, easy account monitoring, and personalized financial insights tailored to your needs. Take control of your money today.

💰 Finance
(250K)
14
Robinhood Banking
Robinhood Banking
Robinhood Banking
Credit Card & Banking
Free

Introducing a versatile credit card exclusively for Robinhood Gold members, offering 3% cash back on all categories, fee-free transactions, 5% cash back on travel, secure account management, virtual card options, and features for family usage. Take control of your spending and earn rewards effortlessly.

💰 Finance
(50K)
15
High Yield AG MyFarm
High Yield AG MyFarm
High Yield AG MyFarm
Irrigation Management
Free
💼 Business
(0)
16
Easy Anatomy 3D with Voice AI
Easy Anatomy 3D with Voice AI
Easy Anatomy 3D with Voice AI
3D Atlas, Flashcards, Videos
Free

Experience the future of learning anatomy with our 3D atlas, flashcards, videos, and study notes for in-depth understanding. Enhance your anatomy knowledge effortlessly - download now!

🏥 Medical
(531)
17
Acorns: Save & Invest Money
Acorns: Save & Invest Money
Acorns: Save & Invest Money
Grow Your Financial Wellness
Free

An app that helps users invest spare change for their future, with over $4 billion invested so far through Round-Ups®. Start investing and saving today for financial growth.

💰 Finance
(953K)
18
Multipl: High Yield Account
Multipl: High Yield Account
Multipl: High Yield Account
7%* Returns · Brand Discounts
Free

This application offers a higher-yield spending account that earns interest through liquid mutual funds, allowing users to earn around 7% p.a. on their spending balance and unlock discounts on over 100 brands. Users can add money, earn interest, and withdraw or spend instantly, with no lock-in period, making it suitable for daily and planned expenses.

💰 Finance
(5)
19
Wealthfront: Save and Invest
Wealthfront: Save and Invest
Wealthfront: Save and Invest
Saving, investing, stocks.
Free

An application for saving, investing, and trading in stocks with high interest rates for cash savings, automated portfolio management for low-risk bond ETFs, personalized automated index fund investments, and commission-free stock investing. It offers a streamlined approach to managing finances and building wealth in one place. Start managing your finances smarter today!

💰 Finance
(17K)
20
Brookwell - Modern Banking
Brookwell - Modern Banking
Brookwell - Modern Banking
High Yield Savings & Checking
Free
💰 Finance
(3)