Best Indian Banking App

211+ iOS apps curated and reviewed

4.3 avg rating
20 free apps
Updated June 2026

If you already know IndSMART IndianBank Mobile App, this is the deeper bench. 211+ indian banking app for iPhone, all reviewed and ranked by user rating, recency, and download trend as of June 2026.

Compare top Indian Banking App (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1IndSMART IndianBank Mobile AppIndSMART IndianBank Mobile AppFree4.1โ˜… (328)NoNoJul 2026
2IndSMART BIZ Corporate AppIndSMART BIZ Corporate AppFreeโ€”NoNoMay 2026
3IB Merchant AppIB Merchant AppFreeโ€”NoNoJun 2026
4PNB ONEPNB ONEFree3.6โ˜… (552)NoNoJul 2026
5IOB Connect-Mobile Banking AppIOB Connect-Mobile Banking AppFree4.0โ˜… (1.1K)NoNoJul 2026
6CBNA Mobile BankingCBNA Mobile BankingFree4.8โ˜… (44K)NoNoJul 2026
7IndusInd Bank: Savings A/C, FDIndusInd Bank: Savings A/C, FDFree4.7โ˜… (2K)NoNoJul 2026
8BHIM Bharat's Own Payments AppBHIM Bharat's Own Payments AppFree4.4โ˜… (1.4K)NoNoJul 2026

Top Picks for Indian Banking App

IndSMART IndianBank Mobile App#1

IndSMART IndianBank Mobile App by Indian Bank

Editor's Choice
๐Ÿ’ฐ Finance
4.1๐Ÿ˜ž(328 ratings)
Free
IndSMART IndianBank Mobile App screenshot 1
IndSMART IndianBank Mobile App screenshot 2
IndSMART IndianBank Mobile App screenshot 3
IndSMART IndianBank Mobile App screenshot 4
IndSMART IndianBank Mobile App screenshot 5
IndSMART IndianBank Mobile App screenshot 6

A comprehensive digital banking application offering over 250 features for managing accounts, making payments, and investing. It provides tools for budgeting, loan applications, and card management, aiming to be a secure and user-friendly financial hub.

What We Love

  • ๐Ÿ‘ Intuitive design
  • ๐Ÿ‘ Ease of use
  • ๐Ÿ‘ Well-organized app
  • ๐Ÿ‘ Smooth and seamless operation

Room to Improve

  • ๐Ÿ› App not working/loading issues
  • ๐Ÿ› OTP not received for international numbers
  • ๐Ÿ› Unreliable app performance
IndSMART BIZ Corporate App#2

IndSMART BIZ Corporate App by Indian Bank

Mobile App - MSME & Corporates
Strong Contender
๐Ÿ’ฐ Finance
0.0(0 ratings)
Free
IndSMART BIZ Corporate App screenshot 1
IndSMART BIZ Corporate App screenshot 2
IndSMART BIZ Corporate App screenshot 3
IndSMART BIZ Corporate App screenshot 4
IndSMART BIZ Corporate App screenshot 5
IndSMART BIZ Corporate App screenshot 6

This corporate banking app offers over 50 advanced features for businesses to manage finances seamlessly. It provides tools for fund transfers, bulk payments, transaction approvals, and account insights, all accessible from a mobile device.

More Indian Banking App apps to explore

4
PNB ONE
PNB ONE
PNB ONE
by PNB
Free

Manage all your banking needs from a single platform. Transfer funds, view statements, invest, and manage cards securely. Offers a user-friendly interface with features like fingerprint login and bill payments.

Interactive dashboardAccount statement viewingFund transfers (NEFT/IMPS/UPI)
๐Ÿ’ฐ Finance
(552)
free
5
IOB Connect-Mobile Banking App
IOB Connect-Mobile Banking App
IOB Connect-Mobile Banking App
by Indian Overseas Bank
Free

Manage your finances with a secure and user-friendly mobile banking application. Perform balance inquiries, view statements, and transfer funds easily. Pay bills, manage checks, and access services 24/7.

Enhanced user experience with new designSecure balance enquiry and statementsFund transfer via UPI, NEFT, RTGS, IMPS
๐Ÿ’ฐ Finance
(1.1K)
free
6
CBNA Mobile Banking
CBNA Mobile Banking
CBNA Mobile Banking
Simple & secure mobile banking
Free

Manage your finances securely and conveniently from your mobile device. View account balances, transfer funds, deposit checks, and pay bills. Features include customizable dashboards, biometric sign-in, and in-app customer support.

View account balances and transactionsTransfer funds between accountsMobile check deposit
๐Ÿ’ฐ Finance
(44K)
free
7
IndusInd Bank: Savings A/C, FD
IndusInd Bank: Savings A/C, FD
IndusInd Bank: Savings A/C, FD
Savings Bank Account & FD
Free

This banking app offers a fully digital experience for opening savings accounts, booking fixed deposits, and applying for loans or credit cards. Enjoy features like scan-and-pay, bill payments, and investment options, all with zero fees on many transactions.

Digital savings account openingFixed deposit booking and managementInstant personal loans and credit lines
๐Ÿ’ฐ Finance
(2K)
free with in-app purchases
8
BHIM Bharat's Own Payments App
BHIM Bharat's Own Payments App
BHIM Bharat's Own Payments App
Bharat Interface for Money
Free

This UPI payment app simplifies digital transactions for all Indians with an intuitive interface and advanced security. It offers features like expense tracking, bill payments, and the ability to manage family payments.

Intuitive UIFamily payment managementExpense monitoring
๐Ÿ’ฐ Finance
(1.4K)
free
9
PhonePe: Secure Payments App
PhonePe: Secure Payments App
PhonePe: Secure Payments App
UPI, Recharges, Bills Payments
Free

This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

BHIM UPI money transfersMobile and DTH rechargesUtility bill payments
๐Ÿ’ฐ Finance
(165K)
free with in-app purchases
10
IRCTC Rail Connect
IRCTC Rail Connect
IRCTC Rail Connect
*Official Mobile App by IRCTC*
Free

Book Indian railway tickets easily with this official app. Features include advanced security, PNR status checks, and support for various quotas like Tatkal and Divyangjan. Manage your bookings and payments seamlessly.

Book railway tickets anywhere in IndiaPNR enquiry and confirmation probabilitySupport for Tatkal, Ladies, and Divyangjan quotas
โœˆ๏ธ Travel
(143)
free
11
YONO SBI:Banking and Lifestyle
YONO SBI:Banking and Lifestyle
YONO SBI:Banking and Lifestyle
Bank,Invest,Shop,Travel
Free

Manage your finances with this comprehensive banking and lifestyle application. It offers seamless UPI payments, instant fund transfers, and easy account opening. Enjoy personalized offers, loyalty rewards, and robust security features for all your banking needs.

All-in-one digital bankingInstant account openingSeamless UPI and quick-pay
๐Ÿ’ฐ Finance
(2.9K)
free
12
Rockland Trust Mobile Banking
Rockland Trust Mobile Banking
Rockland Trust Mobile Banking
by Rockland Trust Company
Free

Manage your bank accounts 24/7 from your mobile device. Deposit checks with photos, view balances, transfer funds, pay bills, and find ATMs. Secure login options include fingerprint authentication.

Mobile check depositView account balances and activityFund transfers
๐Ÿ’ฐ Finance
(11K)
free
13
Axis Bank Mobile Banking
Axis Bank Mobile Banking
Axis Bank Mobile Banking
by Axis Bank Limited
Free

Manage your finances with a comprehensive mobile banking app. Open new accounts, track transactions, make payments, and access loans and investments. Enjoy personalized features and secure access to all your banking needs.

Open digital savings accounts onlineCustomizable dashboard for financial overviewSecure MPIN for transactions and login
๐Ÿ’ฐ Finance
(7.3K)
free
14
Service CU Mobile Banking
Service CU Mobile Banking
Service CU Mobile Banking
by Service Credit Union
Free

Easily manage your finances on the go. Check balances, transfer funds, pay bills, and deposit checks remotely. Find ATM and branch locations with this secure and convenient mobile banking solution.

Check account balancesTransfer fundsPay bills
๐Ÿ’ฐ Finance
(11K)
free with in-app purchases
15
Heartland Bank Mobile Banking
Heartland Bank Mobile Banking
Heartland Bank Mobile Banking
by Heartland Bank and Trust Company
Free

Access your bank accounts on the go to monitor balances, review transactions, and manage your cards. Deposit checks, pay bills, and transfer funds securely from your mobile device.

Check account balancesView transaction historyManage debit and credit cards
๐Ÿ’ฐ Finance
(6.5K)
free
16
Ally: Bank, Auto & Invest
Ally: Bank, Auto & Invest
Ally: Bank, Auto & Invest
The app for all things money
Free

Manage your banking, investments, and auto payments all in one secure app. Features include smart savings tools, commission-free trading, and personalized investment advice. Get early direct deposit and free FICOยฎ Score updates.

Manage bank, auto, and investment accountsSchedule vehicle payments and use Auto PaySmart savings tools like buckets and boosters
๐Ÿ’ฐ Finance
(111K)
free
17
Yono Lite SBI
Yono Lite SBI
Yono Lite SBI
SBI Mobile Banking App
Free

This mobile banking application allows State Bank of India customers to manage their finances conveniently on the go. It offers a wide range of features for account management, fund transfers, bill payments, and card management, accessible in multiple Indian languages.

Account management and mini statementsFund transfers (within SBI, third-party, inter-bank)Fixed and recurring deposit opening
๐Ÿ’ฐ Finance
(1.6K)
free with in-app purchases
18
IDFC FIRST Bank: MobileBanking
IDFC FIRST Bank: MobileBanking
IDFC FIRST Bank: MobileBanking
Savings, Payments, and Loans
Free

Manage your finances with a comprehensive mobile banking app. Perform instant payments, track expenses, build wealth through investments, and access loans and insurance. Enjoy zero-fee banking services and personalized offers.

One-Swipe Banking for account managementInstant payments and UPI transfersZero fee banking services
๐Ÿ’ฐ Finance
(2.8K)
free with in-app purchases
19
SmartBank Mobile Banking
SmartBank Mobile Banking
SmartBank Mobile Banking
by SmartBank
Free

Manage your finances on the go with this mobile banking application. Check balances, transfer funds between accounts, and pay bills conveniently. Locate nearby branches and ATMs with ease.

Check account balancesSearch recent transactionsTransfer funds between accounts
๐Ÿ’ฐ Finance
(5.3K)
free
20
Upgrade - Mobile Banking
Upgrade - Mobile Banking
Upgrade - Mobile Banking
Rewards Checking, Loans, Cards
Free

Manage your finances with a comprehensive mobile banking app. Access rewards checking, loans, and cards. Track balances, pay bills, monitor credit, and request cash advances.

Cash back rewards on card purchasesManage personal loans and credit linesTrack credit score and receive alerts
๐Ÿ’ฐ Finance
(80K)
free with in-app purchases

FAQ about Indian Banking App

What is the best indian banking app for iPhone?
IndSMART IndianBank Mobile App tops our indian banking app ranking as of June 2026, with a 4.1-star average from 328 App Store ratings, and it's free to download.
Yes โ€” 20 of the top indian banking app we rank are free to download, including IndSMART IndianBank Mobile App and IndSMART BIZ Corporate App.
IndSMART IndianBank Mobile App has no ads and has no in-app purchases, according to its App Store listing as of June 2026.
We track 211+ indian banking app on the iOS App Store as of June 2026, ranked by rating, recency, and analysis of real user reviews.
This app is a next-generation digital banking solution designed to handle all your banking needs. It offers a wide array of features for account management, fund transfers, bill payments, investments, loan applications, and card services, aiming to provide a secure and user-friendly experience.
Key features include customizing your dashboard and themes, viewing account summaries and transaction history, making fund transfers via UPI, IMPS, NEFT, and RTGS, paying bills through BBPS, investing in various instruments like PPF, NPS, stocks, and mutual funds, applying for loans, managing debit and credit cards, and even withdrawing cash without a physical card.