Best Mobile Check Deposit Apps

4.2😞(9.8K ratings)

Free

Cash almost any type of check quickly and easily from your phone. Get funds in minutes directly to your bank account, prepaid card, or PayPal. Avoid long lines and deposit holds with a simple photo submission process.

What We Love

🚀 Fast and convenient
💡 Works with various payment methods
👍 Helpful customer service
🚀 Instant check cashing

Room to Improve

🐛 Inconsistent check approval
🔒 Security and identity verification issues
💰 High fees for instant cashing
🤖 Poor communication and lack of transparency

iWallet by iWallet, Inc

Mobile deposit

Strong Contender

4.8(930 ratings)

Free

This payment app allows you to process credit card payments and deposit checks directly from your smartphone or tablet. It eliminates banking fees and paper check handling costs, offering secure contactless payment options and built-in reputation management. Funds are transferred to your bank account within two to three business days.

Venmo by Venmo

Send Money, Debit card

Worth Considering

Online checking and savings

4.8😞(15M ratings)

Free

#5in Finance

A fast, safe, and social way to send and receive money with friends and family. Easily split bills, buy crypto, and manage your finances with integrated debit and credit cards.

What We Love

🚀 Reliable, user-friendly, and convenient
🔒 Robust security features
👍 Untrustworthy vendor protection
💡 Investing feature built-in

Room to Improve

🐛 Buggy and glitchy app
🔒 Weak account security
🔒 Unreliable customer support
💰 Holds funds without explanation
💰 Freezes accounts without notice
💰 Difficult to access own money

More Mobile Check Deposit apps to explore

GO2bank: Mobile banking

Early direct depositHigh-yield savings accountOverdraft protection

This mobile banking app simplifies money management with features like early direct deposit, high-yield savings, and overdraft protection. It offers transparent banking with no hidden fees and tools to build credit. Secure and convenient access to funds nationwide.

(65K)

Get Paid Early. Build Credit.

Current - Mobile Banking

Get paid up to 2 days earlyAdvance paycheck up to $750Overdraft fee-free banking

Manage your finances with a mobile banking app that offers early direct deposit, fee-free overdrafts, and credit building tools. Earn cash back on purchases and interest on savings.

Digital banking on demand!

Earn cash back offersLink external accountsGet paid up to 2 days early

Manage your finances with a digital banking app offering cash back rewards, early direct deposit, and instant money transfers. Easily link external accounts, deposit checks, and pay bills from your mobile device.

Chime® – Mobile Banking

Credit, Cash back, Savings

Early payday accessFee-free overdraft protectionCredit building tools

Manage your finances with tools for early payday access, fee-free overdraft protection, and credit building. This app offers a checking account with fee-free cash deposits and ATMs, plus automatic savings features and 24/7 support.

(1.6M)

Digital Banking Solutions

PNC Mobile Banking

Check account balances and transactionsSecure sign-on with biometricsSend money with Zelle®

Manage your finances on the go with this mobile banking app. Check balances, transfer funds, deposit checks, pay bills, and send money securely. It also offers tools to track spending, set budgets, and manage savings goals.

(2.1M)

Get Paid Faster, Save, Earn

Porte: Mobile Banking

Get paid up to 2 days earlyNo monthly fee with qualifying direct depositCharitable giving on purchases

This mobile finance app helps you get paid faster, access fee-free ATMs, and even gives back to charity with your spending. It offers in-person service options and aims to provide a convenient banking experience without monthly fees for qualifying users.

(15K)

GreenFi - Mobile Banking

Save, Spend, Invest

Ethical checking and savings accountsPlant a tree with every purchaseNo fossil fuel funding

Manage your money with a conscience. This app offers checking and savings accounts that do not fund fossil fuels and plant a tree with every purchase. Enjoy early direct deposit, high APY, and fee-free ATM withdrawals.

(31K)

Citizens Bank Mobile Banking

by Citizens Bank, N.A.

View account balances and activityDeposit checks via photosTransfer money between accounts

Manage your finances on the go with this banking app. View account balances, deposit checks remotely, transfer funds, and pay bills securely. It offers a convenient way to handle your banking needs anytime, anywhere.

(750K)

Varo Bank: Online Banking

Early Payday & Cash Advances

Early payday accessNo monthly or overdraft feesCash advances up to $500

This digital bank offers early payday access and cash advances up to $500. It provides high APY on savings, auto-saving tools, and a free secured credit card. Send money easily to anyone with just a phone number or email.

(234K)

GoBank - Mobile Banking

by Green Dot Corporation

No surprise feesEarly direct depositFree ATM network

This mobile banking app offers a checking account designed to avoid traditional bank fees. It provides early direct deposit, a free ATM network, and tools for bill pay, sending money, and mobile check deposits. It also includes a budgeting feature to help manage spending.

by LGE Community Credit Union

Check depositsTransaction historyBalance checks

Manage your finances conveniently from your mobile device. Deposit checks, view transaction history, check balances, transfer funds, and pay loans securely. Access card management and statements with ease.

(33K)

Convenient and secure banking

EastRise Mobile Banking

Deposit checks via photoView account balances and historyTransfer funds between accounts

Manage your finances on the go with this secure mobile banking application. Deposit checks, view balances, transfer funds, and pay bills conveniently from your device. Access your credit union accounts and manage cards 24/7.

by University Federal Credit Union

Card activation and managementReal-time balance and transaction historyMobile check deposit

Manage your UFCU accounts securely and conveniently from your mobile device. Access real-time balances, make deposits, transfer funds, and pay bills with advanced security features like Face ID and PIN login.

(21K)

Fifth Third: 53 Mobile Banking

by FifthThird Bank

Secure account accessMobile check depositBill payment

Manage your finances on the go with secure access to your accounts. Deposit checks, pay bills, transfer funds, and send money to friends and family. Track transactions and manage alerts for peace of mind.

(668K)