Best Momo Payment Service Bank Apps

250+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated August 2026

With an average user rating of 4.4★, the momo payment service bank category is one of the App Store's strongest. Browse all 250+ apps we track, sorted so the most loved ones surface first.

Compare top Momo Payment Service Bank Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1MoMo PSBMoMo PSBFree4.5★ (4.8K)NoNoAug 2026
2MoMo AppMoMo AppFree3.5★ (1.2K)NoNoAug 2026
3MTN MoMoMTN MoMoFree3.1★ (572)NoNoAug 2026
4MoMo PSB BusinessMoMo PSB BusinessFree3.4★ (5)NoNoAug 2026
5Kuda - Free transfer & paymentKuda - Free transfer & paymentFree4.7★ (132K)NoNoSep 2026
6Moniepoint Personal BankingMoniepoint Personal BankingFree4.6★ (31K)NoNoSep 2026
7MoMo AgentMoMo AgentFree3.0★ (20)NoNoAug 2026
8STC BankSTC BankFree4.7★ (43K)NoNoSep 2026

Top Picks for Momo Payment Service Bank

MoMo PSB#1

MoMo PSB by MTN Nigeria

Better than cash.
Editor's Choice
💰 Finance
4.5😐(4.8K ratings)
Free
MoMo PSB screenshot 1
MoMo PSB screenshot 2
MoMo PSB screenshot 3
MoMo PSB screenshot 4
MoMo PSB screenshot 5
MoMo PSB screenshot 6

Access a wide range of financial services and MoMo products with this user-friendly app. It offers secure, fast, and convenient control over your finances, allowing you to send money, buy airtime, pay bills, and more, all without data charges.

What We Love

  • 🚀 Fast and reliable transfers
  • 👍 Easy to use and navigate
  • 💯 Convenient transactions
  • 🔒 Secure platform

Room to Improve

  • 🐛 Login and password issues
  • ⏱️ Slow and frustrating performance
  • 💰 Excessive fees and deductions
MoMo App#2

MoMo App by MTN FINTECH(PTY) LTD

Your Ultimate Financial App
Strong Contender
💰 Finance
3.5😞(1.2K ratings)
Free
MoMo App screenshot 1
MoMo App screenshot 2
MoMo App screenshot 3
MoMo App screenshot 4
MoMo App screenshot 5
MoMo App screenshot 6

Manage all your finances in one place with this comprehensive financial app. It offers secure login, money transfers, bill payments, loans, and virtual cards for convenient transactions and online shopping.

What We Love

  • 🚀 Fast transactions
  • 💡 Innovative features
  • 👍 User-friendly interface

Room to Improve

  • 🐛 Bugs and glitches
  • 🔒 Security issues
  • 🔋 Performance problems
MTN MoMo#3

MTN MoMo by MTN

MoMo
Worth Considering
💰 Finance
3.1😞(572 ratings)
Free
MTN MoMo screenshot 1
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MTN MoMo screenshot 4
MTN MoMo screenshot 5

Easily send money to friends and family, top up airtime, and purchase bundles. This app also allows you to pay bills and merchants, offering a comprehensive solution for managing your finances and tracking your money.

What We Love

  • 👍 Useful for money transfers
  • 💡 Suggestion for resending from transaction history
  • 👍 Decent app interface and design

Room to Improve

  • 🐛 Frequent crashes and bugs
  • 🔒 Security issues with saved login details
  • 🔍 Difficult to log in and register

More Momo Payment Service Bank apps to explore

4
MoMo PSB Business
MoMo PSB Business
MoMo PSB Business
by MTN Nigeria
Free

Manage business finances on the go with this app. Accept various digital payments, track revenue, issue invoices, and analyze performance with detailed reports. It's designed for business owners to simplify financial operations.

Accept digital paymentsTrack revenue growthIssue invoices
💼 Business
(5)
free
5
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Pay, save & invest money
Free

Manage your finances with a digital bank account. Easily make payments, save money with automated features, and invest in stocks. Enjoy free transfers and premium rewards.

Free bank account openingFree money transfersAutomated savings
💰 Finance
(132K)
freemium
6
Moniepoint Personal Banking
Moniepoint Personal Banking
Moniepoint Personal Banking
Savings account | Send money
Free

This app provides a secure and convenient way to manage your finances in Nigeria. Open an account, send and receive money instantly, pay bills, buy airtime, and grow your savings with competitive interest rates. It offers a comprehensive digital banking solution for everyday financial needs.

Open bank account instantlySend and receive money fastEarn up to 18% interest on savings
💰 Finance
(31K)
free
7
MoMo Agent
MoMo Agent
MoMo Agent
by MTN
Free

This app helps agents increase their earnings by streamlining transaction processing and improving customer service. It aims to boost foot traffic and facilitate the sale of value-added services for higher commissions.

Faster transaction processingIncreased foot trafficImproved customer service
💰 Finance
(20)
free
8
STC Bank
STC Bank
STC Bank
by STCPay
Free

Manage your finances securely and easily with a wide range of digital banking services. Perform transactions, manage cards, and access various account features all within a single application.

Manage multiple accountsLocal & international transfersCard management (mada & Visa)
💰 Finance
(43K)
ad-supported
9
Varo Bank: Online Banking
Varo Bank: Online Banking
Varo Bank: Online Banking
Early Payday & Cash Advances
Free

This digital bank offers early payday access and cash advances up to $500. It provides high APY on savings, auto-saving tools, and a free secured credit card. Send money easily to anyone with just a phone number or email.

Early payday accessNo monthly or overdraft feesCash advances up to $500
💰 Finance
(233K)
free
10
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
Loans, Cards, Payment & FASTag
Free

This banking app provides over 400 services, including loans, savings accounts, fund transfers, and card management. It allows users to manage investments, make payments, recharge services, and book travel. Features include budgeting tools, rewards, and 24/7 chatbot assistance.

Apply for various loans (Personal, Home, Car)Open digital savings accounts and fixed depositsManage debit, credit, and forex cards
💰 Finance
(67K)
free
11
Privat24 – mobile bank
Privat24 – mobile bank
Privat24 – mobile bank
Payments.Cashback.Loan.Deposit
Free

Manage your finances with this comprehensive mobile banking app. Perform payments, transfers, and manage loans and deposits. Track expenses, earn cashback, and access various financial services online.

Online payments and money transfersLoan and deposit managementCashback and loyalty programs
💰 Finance
(8.5K)
free
12
Merchant MoMo
Merchant MoMo
Merchant MoMo
by ONLINE MOBILE SERVICES JOINT STOCK COMPANY
Free
💰 Finance
(0)
13
QuickBooks GoPayment POS
QuickBooks GoPayment POS
QuickBooks GoPayment POS
Mobile POS
Free

Accept in-person and contactless payments directly on your iPhone without extra hardware. Manage sales, send receipts, and sync transactions with your accounting software. Streamline your business finances on the go.

Accept contactless payments via Tap to Pay on iPhoneProcess debit and credit card paymentsSend text or email receipts
💼 Business
(6.4K)
free with in-app purchases
14
Tam - Digital Banking
Tam - Digital Banking
Tam - Digital Banking
by Kuwait Finance House
Free

Manage your finances with a modern, intuitive banking app. Open an account, get instant virtual cards, and enjoy easy money transfers. Earn rewards as you use the service and customize your virtual card with unique designs.

Open account on the goInstant virtual debit/prepaid cardEasy money transfers
💰 Finance
(1.6K)
free
15
MTN MoMo SA
MTN MoMo SA
MTN MoMo SA
MTN Mobile Money South Africa
Free

Manage your money easily and securely with this mobile finance app. Send money instantly, pay bills, buy airtime, and make purchases by scanning merchants. Register in minutes and avoid bank queues and carrying cash.

Secure money storageInstant money transfersAirtime and bundle purchases
💰 Finance
(1)
ad-supported
16
monobank — digital mobile bank
monobank — digital mobile bank
monobank — digital mobile bank
Add card to wallet & pay, easy
Free

This digital bank offers rapid account registration and a free virtual card, with options for physical card delivery. It provides features like credit limits, currency exchange, installment plans, and group expense splitting, alongside tools for fundraising and savings.

Fast registration via DiiaFree virtual and physical cardsIncreased credit limit
💰 Finance
(18K)
free
17
Bank Payment
Bank Payment
Bank Payment
by BILL 24 CO., LTD.
Free
💰 Finance
(0)
18
Access More
Access More
Access More
by Access Bank Plc
Free

This innovative mobile payment app goes beyond traditional banking, offering seamless financial transactions, payment solutions, and lifestyle experiences. It provides personalized services, ease of use, and a wide range of features from quick account opening to investment services and bill payments.

Quick account openingPersonalized dashboards and themesInvestment services
💰 Finance
(117K)
free
19
CAKE - Digital Bankin‪g
CAKE - Digital Bankin‪g
CAKE - Digital Bankin‪g
by VIETNAM PROSPERITY JOINT STOCK COMMERCIAL BANK
Free

This digital bank offers a full suite of financial services, including accounts, cards, loans, and savings, powered by AI for enhanced customer experience. It prioritizes security and financial inclusion with a 100% online onboarding process and free lifetime services.

100% online account registrationAI-enhanced banking operationsFree lifetime banking services
💰 Finance
(551)
free
20
Standard Bank / Stanbic Bank
Standard Bank / Stanbic Bank
Standard Bank / Stanbic Bank
by Standard Bank Group
Free

Manage your finances effortlessly with this banking app. Track accounts, make payments, apply for loans, and access financial documents all from your mobile device. Enjoy convenient banking tools and personalized offers.

Quick payments and transfersOpen savings accounts onlineManage cards and set limits
💰 Finance
(5.5K)
free

FAQ about Momo Payment Service Bank

What are the best momo payment service bank apps for iPhone?
MoMo PSB tops our momo payment service bank apps ranking as of August 2026, with a 4.5-star average from 4.8K App Store ratings, and it's free to download.
Yes — 20 of the top momo payment service bank apps we rank are free to download, including MoMo PSB and MoMo App.
MoMo PSB has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 250+ momo payment service bank apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
The app allows you to send and receive money, buy airtime and data bundles, and pay bills. You can also check your account balances in real-time and manage your finances conveniently. It serves as a one-stop shop for various MoMo services.
No, the app is completely free to use. MoMo users have unlimited free access, meaning there are no data charges incurred while using the application.