Best Neobank Philippines Apps

221+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated June 2026

GCash is the household name in neobank philippines, but it's far from the only option. We track 221+ alternatives and competitors on iOS β€” many free, many higher-rated than you'd expect.

Top Picks for Neobank Philippines

GCash#1

GCash by Globe Fintech Innovations, Inc.

Editor's Choice
πŸ’° Finance
3.3😐(2.6K ratings)
FreeAds
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A mobile wallet app that allows for instant bill payments, money transfers to various services, online shopping, buying load for mobile phones, and more from the comfort of your home. Join now to experience fast and secure financial transactions with a range of convenient features.

What We Love

  • ✨ Convenient and easy to use
  • πŸ’° Rebates and discounts for transactions
  • πŸš€ Fast money transfers and bill payments
  • 🌍 Accessible for overseas Filipinos

Room to Improve

  • πŸ› Frequent app crashes and errors
  • πŸ€– Unhelpful and slow customer support
  • πŸ”’ Security and verification issues
BPI#2

BPI by Bank of the Philippine Islands

Strong Contender
πŸ’° Finance
4.8😞(15K ratings)
Free
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Access and manage your finances easily with our app! Open an account online in minutes, transfer funds, pay bills, and use QR payments. Enjoy fast and convenient banking wherever you are.

What We Love

  • πŸš€ Smooth transfer experience
  • πŸ”’ Secure authentication
  • πŸ‘ Convenient mobile banking
  • πŸ™Œ Improved app design

Room to Improve

  • πŸ› Frequent crashes
  • 🀯 Frustrating registration process
  • πŸ€” Confusing UI changes
neobank by BNC Digital#3

neobank by BNC Digital by PT. Bank Neo Commerce Tbk

BNC Bank with Digital Services
Worth Considering
πŸ’° Finance
4.0(20 ratings)
Free
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This digital banking application offers a user-friendly platform to manage finances with various features, including savings accounts with high interest rates, loan services, free transfers, and digital product purchases. With a focus on security and convenience, it provides a range of tools for individuals and businesses to handle their financial needs efficiently.

More Neobank Philippines apps to explore

4
UnionBank Online
UnionBank Online
UnionBank Online
Secure, Easy & Smart
Free

Access and manage your finances conveniently with our secure online banking platform that provides easy navigation, account management, bill payment, and fund transfer features. Experience seamless banking at your fingertips – sign up now for hassle-free financial management.

πŸ’° Finance
(3.5K)
5
GoTyme Bank | Philippines
GoTyme Bank | Philippines
GoTyme Bank | Philippines
Banking Made Beautiful
Free

GoTyme Bank offers a fast and simple way to open an account in minutes with just a mobile number, address, and ID. Enjoy high interest rates, free debit card with rewards, easy mobile check deposits, US Dollar time deposits, smart savings tools, and free bank transfers.

πŸ’° Finance
(100)
6
CIMB Bank Philippines
CIMB Bank Philippines
CIMB Bank Philippines
by CIMB BANK PHILIPPINES INC.
Free

Experience the ultimate in banking convenience with the new CIMB Bank PH app! Access a wide range of banking services quickly and easily. Download now for seamless financial management on-the-go.

πŸ’° Finance
(176)
7
Regions Mobile
Regions Mobile
Regions Mobile
by Regions Financial
Free

Experience convenient and secure banking on-the-go with our mobile app. Manage your finances, make transfers, deposits, track spending, and more. Contact us at MobileApps@Regions.com.

πŸ’° Finance
(521K)
8
Nu
Nu
Nu
by NU PAGAMENTOS S/A INSTITUICAO DE PAGAMENTO
Free

A financial application designed to simplify banking, empower users with control over their finances, and provide a transparent and intuitive experience. Features include free NuConta, no-fee credit card accepted worldwide, human-centered customer service, and seamless tracking of expenses, transactions, transfers, and bill payments. Experience financial peace of mind with this user-friendly app.

πŸ’° Finance
(23K)
9
Moniepoint Personal Banking
Moniepoint Personal Banking
Moniepoint Personal Banking
Savings account | Send money
Free

Moniepoint Personal Banking simplifies personal financial management by offering secure mobile banking, instant money transfers, bill payments, and easy airtime purchase. With features like debit card services, savings plans, and seamless issue resolution, Moniepoint ensures a convenient and safe banking experience. Sign up today for hassle-free banking on the go!

πŸ’° Finance
(28K)
10
GO2bank: Mobile banking
GO2bank: Mobile banking
GO2bank: Mobile banking
Mobile bank that works for you
Free

An all-in-one mobile banking app with no hidden fees, early paydays, credit building options, account protection features, and more. Download now for easy access to your finances. Visit the app's website to learn more.

πŸ’° Finance
(57K)
11
FNB Direct
FNB Direct
FNB Direct
by First National Bank of Pennsylvania
Free

Experience ultimate convenience with our mobile banking app, allowing you to manage transactions, cards, deposits, transfers, and more on-the-go. Features include credit score access, secure chat support, online statements, Zelle money transfers, and advanced biometric security.

πŸ’° Finance
(49K)
12
Old National Mobile
Old National Mobile
Old National Mobile
by Old National Bancorp
Free

This mobile banking app offers convenient access to financial services such as account balance checks, fund transfers, bill payments, branch locating, and customer support. Manage your finances easily and securely anytime, anywhere with Old National Bank's Mobile Banking App.

πŸ“Š Productivity
(50K)
13
myWisely: Mobile Banking
myWisely: Mobile Banking
myWisely: Mobile Banking
Get paid. Track spend. Save.
Free

"Get paid early, save effortlessly, and avoid hidden fees with the myWisely mobile banking app. Shop, pay bills, and track your spending conveniently. Download now and take control of your finances with myWisely."

πŸ’° Finance
(35K)
14
Current - Mobile Banking
Current - Mobile Banking
Current - Mobile Banking
Save, spend & get paid fasterΒ²
Free

A cutting-edge banking application revolutionizing financial management. Seamlessly integrating savings and spending tools for a futuristic banking experience. Join now for a glimpse into the future of banking.

πŸ’° Finance
(195K)
15
GoBank - Mobile Banking
GoBank - Mobile Banking
GoBank - Mobile Banking
by Green Dot Corporation
Free

Enjoy fee-free mobile banking with GoBank's convenient app, offering early direct deposit, bill payments, money transfers, cash deposits, and more. Experience hassle-free banking without surprise fees and access to a wide network of ATMs. Sign up now for a seamless banking experience.

πŸ’° Finance
(5.3K)
16
FNBT & FCB Mobile
FNBT & FCB Mobile
FNBT & FCB Mobile
Banking on the Go!
Free

FNBT is a comprehensive financial management tool that offers budget tracking, expense categorization, bill reminders, and detailed financial insights. Take control of your finances with FNBT today!

πŸ’° Finance
(125K)
17
Access More
Access More
Access More
by Access Bank Plc
Free

Access More is an innovative mobile payment app providing a comprehensive banking and lifestyle experience with features like quick account opening, personalized themes, investment services, Dubai Visa application, and more. Seamlessly onboard by downloading the app or logging in for existing users.

πŸ’° Finance
(115K)
18
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Cash Advance, Credit Cards
Free

Access fast cash advances to bridge financial gaps with Empower. Get quick approvals, flexible repayment options, and funds deposited directly into your account. Take control of your finances today.

πŸ’° Finance
(445K)
19
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
Loans, Cards, Payment & FASTag
Free

Access a comprehensive financial management solution in the palm of your hand with this app. From loans to cards and payments, streamline your banking experience seamlessly.

πŸ’° Finance
(63K)
20
ComΓΊn: Tu banca moderna en USA
ComΓΊn: Tu banca moderna en USA
ComΓΊn: Tu banca moderna en USA
Cuenta, tarjeta VISA, remesas
Free

Open a modern banking account with Comun in the USA for $0 fees on your first month of transfers. Enjoy secure international money transfers, Visa debit card, FDIC-insured banking, easy account opening with no fees, and access to a user-friendly mobile app. Join now and experience hassle-free money management and swift fund transfers!

πŸ’° Finance
(27K)