Best Pay Bills App Africa

214+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated June 2026

JumiaPay is the household name in pay bills app africa, but it's far from the only option. We track 214+ alternatives and competitors on iOS β€” many free, many higher-rated than you'd expect.

Top Picks for Pay Bills App Africa

JumiaPay#1

JumiaPay by AFRICA ECOMMERCE SERVICES

Pay Airtime,Electricity, Bills
Editor's Choice
πŸ’° Finance
4.6😞(7.5K ratings)
FreeAds
JumiaPay screenshot 1
JumiaPay screenshot 2
JumiaPay screenshot 3
JumiaPay screenshot 4
JumiaPay screenshot 5

Easily pay for airtime, electricity, and bills with this convenient app. Simplify your top-ups and payments with just a few taps.

What We Love

  • πŸš€ Fast and reliable
  • πŸ’‘ Convenient all-in-one app
  • πŸ‘ User-friendly interface
  • πŸ€‘ Offers discounts and cashback

Room to Improve

  • πŸ› Buggy and unstable
  • 🀯 Poor customer service
  • πŸ’Έ Deceptive promotional offers
Chipper Cash#2

Chipper Cash by Critical Ideas, Inc.

Send or Request Cash in Africa
Strong Contender
πŸ’° Finance
4.4😊(14K ratings)
Free
Chipper Cash screenshot 1
Chipper Cash screenshot 2
Chipper Cash screenshot 3
Chipper Cash screenshot 4
Chipper Cash screenshot 5
Chipper Cash screenshot 6

Send and receive money quickly and easily across Africa with this cross-border payments app, connecting over 3 million users. Transfer funds locally or internationally straight from your mobile device.

What We Love

  • πŸ‘ User-friendly interface
  • πŸš€ Fast and reliable transactions
  • πŸ’° Cashback and bonuses
  • πŸ”’ Secure platform

Room to Improve

  • πŸ› Occasional app crashes
  • ⏰ Delayed transaction processing
  • πŸ”’ Verification issues
Xpress Bill Pay#3

Xpress Bill Pay by Xpress Solutions Inc

The trusted way to pay
Worth Considering
πŸ’° Finance
4.8😐(25K ratings)
Free
Xpress Bill Pay screenshot 1
Xpress Bill Pay screenshot 2
Xpress Bill Pay screenshot 3
Xpress Bill Pay screenshot 4
Xpress Bill Pay screenshot 5
Xpress Bill Pay screenshot 6

Pay your bills quickly and securely with our trusted app. Set up auto-pay, receive account alerts, and easily pay using your cards or bank account. Don't miss outβ€”get started today!

What We Love

  • πŸ‘ Easy to use
  • πŸš€ Convenient bill payment
  • πŸ’‘ Helpful features like paperless statements
  • πŸ‘ User-friendly app

Room to Improve

  • πŸ› Update loop issues
  • πŸ› App not working after updates
  • πŸ› Routing number/payment issues

More Pay Bills App Africa apps to explore

4
MoMo App
MoMo App
MoMo App
Your Ultimate Financial App
Free

Manage your finances effortlessly with our all-in-one financial app. Send and receive money, shop, pay bills, get loans, deposit or CashOut easily. Safe, user-friendly, and now available for download in Ghana.

πŸ’° Finance
(1.1K)
5
Airtel App: Recharge & Bank
Airtel App: Recharge & Bank
Airtel App: Recharge & Bank
Bill Payment, Recharges, UPI
Free

A comprehensive rewards and recharge app, easily managing all your Airtel services in one place. Simplifying bill payments, offering exclusive rewards, and providing personalized suggestions for a seamless user experience. Download now to streamline your Airtel experience.

🌟 Lifestyle
(2.3K)
6
Monica - Pay, Send, Bills
Monica - Pay, Send, Bills
Monica - Pay, Send, Bills
Everything Money and Bills
Free

Monica.ng - An all-in-one app that simplifies bill management by organizing due dates, setting reminders, and tracking payment history. Never miss a payment again - stay organized and on top of your finances with Monica.ng.

πŸ’° Finance
(14K)
7
PayPal - Send, Manage, Pay
PayPal - Send, Manage, Pay
PayPal - Send, Manage, Pay
Savings, cash back, pay later
Free

An all-in-one app for sending money, managing your account, earning cash back, and growing your savings with high-yield options. Easily send money for free, get cash back on purchases, and manage your finances all in one place. Check it out now for a simple and secure way to stay on top of your financial transactions!

πŸ’° Finance
(190K)
8
Smartcash PSB
Smartcash PSB
Smartcash PSB
Smartcash
Free

Transfer money instantly to any mobile number or bank account, recharge, buy data, and pay bills all in one app. Simplify your transactions with Smartcash PSB now!

πŸ”§ Utilities
(1.6K)
9
doxo: All-in-One Bill Pay
doxo: All-in-One Bill Pay
doxo: All-in-One Bill Pay
Securely Track and Pay Bills
Free

Track and pay your bills seamlessly with a secure app offering free bill reminders, various payment methods, and real-time tracking. Stay organized and never miss a payment again.

πŸ’° Finance
(1.1K)
10
Papaya: Securely Pay Any Bill
Papaya: Securely Pay Any Bill
Papaya: Securely Pay Any Bill
Fast & Secure Bill Payments
Free

A secure bill payment app that enables users to quickly and securely pay any bill with ease. Simplify your bill payments today!

πŸ’° Finance
(117K)
11
Deferit: Pay bills in 4
Deferit: Pay bills in 4
Deferit: Pay bills in 4
Save & build credit history
Free

Pay and manage your bills effortlessly with our app. Take a photo of your bill, select the amount, and we pay it for you. Save money, build credit history, and join over 500,000 users taking control of their bills today!

πŸ’° Finance
(28K)
12
Paga - Send, Pay, and Bank
Paga - Send, Pay, and Bank
Paga - Send, Pay, and Bank
Borderless living
Free

A money transfer app based in Nigeria that allows users to seamlessly send, pay, and manage their finances. Simplify your financial transactions with ease.

πŸ’° Finance
(1.5K)
13
DivDat Mobile Payments App
DivDat Mobile Payments App
DivDat Mobile Payments App
by DivDat
Free

Experience the ultimate convenience of bill payments with our mobile app! Quickly add local billers, set payment reminders, and pay using various methods on-the-go. Download now for free and simplify your bill payment process!

πŸ’° Finance
(4.1K)
14
Hubtel: Bills, Food, Groceries
Hubtel: Bills, Food, Groceries
Hubtel: Bills, Food, Groceries
Order Food, Shop & Pay Bills
Free

Discover a versatile app that transforms your phone into a powerful tool for business and personal needs. Easily access a range of services such as payments, tickets, orders, and more all in one place. Download now to simplify your daily tasks and streamline your life.

πŸ” Food & Drink
(3.8K)
15
Bills Manager
Bills Manager
Bills Manager
Never miss a bill again
Free

Manage your bills effortlessly with this intuitive app that helps you track and pay your bills on time. Features include monthly bill lists, calendar view, notifications, and secure data storage on your device. Never miss a payment again and stay organized with Bills Manager.

πŸ’° Finance
(7.9K)
16
TAP - Talk and Pay
TAP - Talk and Pay
TAP - Talk and Pay
Chat & Settle Bills in a Snap!
Free

This all-in-one mobile app allows users to connect with friends and family through chat and calls, transfer money, pay bills, and recharge mobile airtime globally, all with a focus on security and convenience. Download now to simplify your life and experience seamless communication, financial transactions, and bill payments in one place.

🌐 Social Networking
(7)
17
Pay with Sublime
Pay with Sublime
Pay with Sublime
Split up and save on bills
Free

This personal finance app uses AI to help you save money on subscriptions by negotiating bills on your behalf and alerting you to upcoming due dates. By connecting your subscriptions, you can track and manage them in one place, and lower your bills without having to call customer service.

πŸ’° Finance
(96)
18
Sahl Ψ³Ω‡Ω„ - Payments Made Easy
Sahl Ψ³Ω‡Ω„ - Payments Made Easy
Sahl Ψ³Ω‡Ω„ - Payments Made Easy
One Stop For All Your Bills
Free

Sahl Ψ³Ω‡Ω„ - Payments Made Easy is a convenient app for managing and paying bills, offering a variety of services like electricity, water, gas, mobile top-ups, and more. Enjoy secure transactions, various payment methods, and easy tracking of payment history. Contact support to switch to an NFC-enabled card for app access. Explore @sahlpayapp on social media and reach out at info@sahlpay.app for inquiries.

πŸ’° Finance
(9.1K)
19
UBA Mobile App
UBA Mobile App
UBA Mobile App
UBA Mobile App
Free

The UBA Mobile App enables users to manage their accounts, send money, pay bills, save, and more. Features include setting spending limits, scheduling payments, making transfers, and accessing multilingual support. Get started by signing up with your existing UBA account or easily open a new account through the app.

πŸ’° Finance
(873)
20
Kredi – Loan, Savings & Bills
Kredi – Loan, Savings & Bills
Kredi – Loan, Savings & Bills
Save, pay bills, & get loan
Free

With Kredi, meet all your banking needs efficiently and securely. Open accounts, save money, apply for loans, fund accounts, make transfers, pay bills, and top-up airtime seamlessly. Start banking with Kredi today!

πŸ’° Finance
(120)