Best Pay With Your Phone Apps

215+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated May 2026

Out of 215+ pay with your phone apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Top Picks for Pay With Your Phone

PayRange#1

PayRange by PayRange Inc.

Editor's Choice
๐Ÿ”ง Utilities
4.7๐Ÿ˜(221K ratings)
FreeAds
#35in Utilities
PayRange screenshot 1
PayRange screenshot 2
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PayRange screenshot 5
PayRange screenshot 6

PayRange allows you to pay easily by swiping on your phone at vending, laundry, parking, and more machines. Simply select the machine on the app and swipe to pay securely with various payment options. Download PayRange now and simplify your payment experience. Visit payrange.com for a demo and get your machines enabled by contacting info@payrange.com.

What We Love

  • ๐Ÿš€ Convenient app for laundry payments
  • ๐Ÿ‘ Notifies when laundry is done
  • ๐Ÿ’ก Ability to add small amounts to dryers
  • ๐Ÿค Good customer service response

Room to Improve

  • ๐Ÿ› App connectivity issues
  • ๐Ÿ•ฐ๏ธ Inaccurate time estimates on machines
  • ๐Ÿ’ฐ Unexpected fees and charges
PayByPhone Parking#2

PayByPhone Parking by PayByPhone Technologies Inc.

The best way to park.
Strong Contender
โœˆ๏ธ Travel
4.8๐Ÿ˜(732K ratings)
FreeAds
#29in Travel
PayByPhone Parking screenshot 1
PayByPhone Parking screenshot 2
PayByPhone Parking screenshot 3
PayByPhone Parking screenshot 4
PayByPhone Parking screenshot 5

Easily manage your parking needs with our intuitive app - register, pay, extend, and never worry about forgetting your parking time again. Available in over 1,000 cities worldwide.

What We Love

  • ๐Ÿš€ Convenient
  • ๐Ÿš€ Easy to use
  • ๐Ÿš€ Saves time
  • ๐Ÿš€ Seamless

Room to Improve

  • ๐Ÿ› App glitches and crashes
  • ๐Ÿ› Payment issues
  • ๐Ÿ› Inaccurate location detection
Klarna: Smarter everyday money#3

Klarna: Smarter everyday money by Klarna Bank AB

Shop anywhere, manage & save
Worth Considering
๐Ÿ’ฐ Finance
4.9๐Ÿ˜ž(2.2M ratings)
FreeAds
#13in Finance
Klarna: Smarter everyday money screenshot 1
Klarna: Smarter everyday money screenshot 2
Klarna: Smarter everyday money screenshot 3
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Klarna: Smarter everyday money screenshot 5
Klarna: Smarter everyday money screenshot 6

Shop now and pay later with our online shopping app. Enjoy the convenience of deferred payments with easy installment options. Download now for effortless shopping!

What We Love

  • ๐Ÿ’ณ Easy payment process
  • ๐Ÿ“ฆ Wide range of stores
  • ๐Ÿ•ฐ๏ธ Flexible payment plans
  • ๐Ÿ” Convenient for large purchases

Room to Improve

  • ๐Ÿšซ Inconsistent approval process
  • โš ๏ธ Lack of Apple Wallet integration
  • ๐Ÿค– Automated decision-making issues

More Pay With Your Phone apps to explore

4
rapid! Pay
rapid! Pay
rapid! Pay
rapid! Access PayCard OnDemand
Free

Get secure, on-the-go access to all your accounts with the rapid! Pay app. Manage your rapid! PayCard, view balances, transfer funds, and access earnings instantly. Experience cash back rewards, bill payment, personalized cards, and more.

๐Ÿ’ฐ Finance
(179K)
5
Afterpay: Pay over time
Afterpay: Pay over time
Afterpay: Pay over time
Shop Now. Split your payments.
Free

Shop fashion, beauty, and tech with the app that lets you buy now, pay later in four interest-free payments. Browse brands, products, discounts, and gift cards across various categories, manage orders, get price drop alerts, use in stores, and access customer support. Download now and enjoy the benefits of Afterpay!

๐Ÿ›๏ธ Shopping
(384)
6
Passport Parking
Passport Parking
Passport Parking
Park. Pay. Be on your way. ยฎ
Free
โœˆ๏ธ Travel
(97K)
7
Google Meet
Google Meet
Google Meet
Video calling and meetings
Free

A high-quality video calling app designed for connecting with friends, family, colleagues, and classmates. Features include spontaneous calls, group video messages, integration with Google Workspace apps, and fun video call options with up to 100 participants. Experience up to 4k video quality and various interactive tools to enhance your virtual meetings. Learn more at: https://workspace.google.com/products/meet/

๐ŸŒ Social Networking
(2.3M)
8
Beside (M1): AI Receptionist
Beside (M1): AI Receptionist
Beside (M1): AI Receptionist
From missed call to booked job
Free

Manage your work contacts efficiently with a handy phone application designed for business professionals. Keep your work and personal contacts separate, schedule important calls, and access work-related information with ease. Download now to streamline your communication workflow.

๐Ÿ“Š Productivity
(193)
9
Tap to Pay & Stripe Payments
Tap to Pay & Stripe Payments
Tap to Pay & Stripe Payments
Soft POS,Payments,Subscription
Free

Turn your mobile into a professional payment terminal and accept contactless payments with credit cards, debit cards, and digital wallets in minutes. Get paid securely and instantly with a simple, easy-to-use solution that requires no extra hardware.

๐Ÿ’ผ Business
(41)
10
Sezzle: Buy Now, Pay Later
Sezzle: Buy Now, Pay Later
Sezzle: Buy Now, Pay Later
Shop & Pay in 4ยน
Free

Shop clothing, beauty products, electronics, and more with flexible payment options through our app. Buy now and pay later in easy installments to make shopping convenient and affordable for you. Start shopping today and enjoy the freedom to pay at your own pace.

๐Ÿ›๏ธ Shopping
(287K)
11
Mobily Pay
Mobily Pay
Mobily Pay
by UNION DIGITAL FINANCIAL COMPANY
Free

Mobily Pay is a licensed digital wallet for daily financial transactions approved by The Saudi Central Bank. Simplify your payments with Mobily Pay today!

๐Ÿ’ฐ Finance
(3.5K)
12
Monica - Pay, Send, Bills
Monica - Pay, Send, Bills
Monica - Pay, Send, Bills
Everything Money and Bills
Free

Monica.ng - An all-in-one app that simplifies bill management by organizing due dates, setting reminders, and tracking payment history. Never miss a payment again - stay organized and on top of your finances with Monica.ng.

๐Ÿ’ฐ Finance
(11K)
13
Rooam: Pay From Your Phone
Rooam: Pay From Your Phone
Rooam: Pay From Your Phone
Restaurants,Bars & Live Events
Free

A convenient mobile payment app for restaurants and bars that allows users to pay for their orders directly from their phones. Say goodbye to waiting for the check โ€“ pay seamlessly and securely with Rooam.

๐Ÿ” Food & Drink
(3K)
14
Deferit: Pay bills in 4
Deferit: Pay bills in 4
Deferit: Pay bills in 4
Save & build credit history
Free

Pay and manage your bills effortlessly with our app. Take a photo of your bill, select the amount, and we pay it for you. Save money, build credit history, and join over 500,000 users taking control of their bills today!

๐Ÿ’ฐ Finance
(23K)
15
Papaya: Securely Pay Any Bill
Papaya: Securely Pay Any Bill
Papaya: Securely Pay Any Bill
Fast & Secure Bill Payments
Free

A secure bill payment app that enables users to quickly and securely pay any bill with ease. Simplify your bill payments today!

๐Ÿ’ฐ Finance
(117K)
16
Play24
Play24
Play24
Manage your account
Free

Manage all your Play or Virgin Mobile services effortlessly with the app, from checking account balances to activating services securely. Stay updated on data usage, special offers, and more. Download now and enjoy a seamless experience.

๐Ÿ”ง Utilities
(4.4K)
17
Xpress Bill Pay
Xpress Bill Pay
Xpress Bill Pay
The trusted way to pay
Free

Pay your bills quickly and securely with our trusted app. Set up auto-pay, receive account alerts, and easily pay using your cards or bank account. Don't miss outโ€”get started today!

๐Ÿ’ฐ Finance
(25K)
18
DivDat Mobile Payments App
DivDat Mobile Payments App
DivDat Mobile Payments App
by DivDat
Free

Experience the ultimate convenience of bill payments with our mobile app! Quickly add local billers, set payment reminders, and pay using various methods on-the-go. Download now for free and simplify your bill payment process!

๐Ÿ’ฐ Finance
(4.1K)
19
365Pay
365Pay
365Pay
by 365 Retail Markets, LLC
Free

Experience seamless purchasing and stay updated on promotions with our app, your gateway to a variety of workplace services. Use your unique QR code for touchless checkouts and earn loyalty points while ordering ahead or vending snacks and coffee effortlessly.

๐Ÿ›๏ธ Shopping
(8.4K)
20
urpay
urpay
urpay
by GLOBAL FINANCIAL DIGITAL SOLUTIONS COMPANY
Free

Discover a versatile digital wallet offering a range of financial services and payment options for seamless transactions. Simplify your life with features like local and international transfers - explore more today!

๐Ÿ’ฐ Finance
(11K)