Best Pay With Your Phone Apps

Shop favorite brands and local storesPrice drop and restock alertsSave and organize items into collections

Discover and shop from your favorite brands and local stores, receiving alerts for deals and new arrivals. Organize wishlists, track all your orders in one place, and enjoy a seamless one-tap checkout experience.

🛍️ Shopping

(7.1M)

ad-supported

Klarna: Smarter everyday money

Cashback, payments, savings

Flexible payment optionsInterest-free installmentsUp to 10% cashback

Shop anywhere with flexible payment options, including interest-free installments and pay-in-30-days. Earn cashback, compare prices, track deliveries, and manage returns easily. Also offers mobile phone service.

free with in-app purchases

(2.4M)

Rooam: Pay From Your Phone

Restaurants,Bars & Live Events

Open and pay tabs from your phoneView live order updatesSelect tips with one tap

This app allows you to open, view, and pay your tab at bars and restaurants directly from your phone. Avoid waiting in line and spend more time enjoying your night out with a seamless, contactless payment experience.

🍔 Food & Drink

(3K)

Sezzle: Buy Now, Pay Later

Pay Over Time & Earn Rewards

Buy now, pay laterPay in 4 interest-free installmentsNo interest or hidden fees

This app allows you to buy now and pay later with interest-free installments over six weeks. Easily split purchases into four payments, manage your budget, and discover exclusive deals from thousands of retailers. Enjoy a seamless shopping experience with flexible rescheduling options and instant approval.

🛍️ Shopping

(301K)

free with in-app purchases

rapid! Pay

rapid! Access PayCard OnDemand

Activate/replace PayCardView balances and transaction historyTransfer funds between accounts

Access your PayCard and on-demand earnings instantly. Manage your accounts, transfer funds, deposit checks remotely, and pay bills. Earn cash back rewards and find nearby ATMs.

Apple Pay, Apple Card and more

Store credit/debit cardsDigital driver's license/state IDTransit and event tickets

Securely store and manage digital versions of your credit/debit cards, IDs, transit passes, tickets, and keys. Use it to make payments, send money, and access venues and transportation with your iPhone or Apple Watch.

Switch to an affordable phone plan on a major 5G network. Enjoy unlimited talk, text, and fast data starting at $15/month. Bring your own phone and number, and manage your account or family plans easily.

Affordable phone plansNation's largest 5G networkUnlimited talk & text

Manage & update your account

Account managementPayment processingData usage tracking

Easily manage your wireless account from anywhere, anytime. Track payments, data usage, and plan details. Get support and even switch carriers seamlessly.

🔧 Utilities

(215K)

Pay in up to 24, No late fees

Tamara | Own your Dream

Pay in installments or in fullSign up in minutesShop at thousands of partners

This financial super-app offers flexible payment options, allowing you to shop now and pay later in installments or in full. Enjoy exclusive deals, cashback rewards, and buyer protection for a secure and seamless shopping experience.

(59K)

Buy now pay later for bills

Deferit: Pay bills in 4

Pay bills in 4 installmentsNegotiate lower bill ratesBuild credit history

Manage your bills and budget with flexibility. This app allows you to pay almost any service bill in four smaller installments with no interest. It also helps you save money by negotiating better deals with providers and builds your credit history by reporting on-time payments.

free with in-app purchases

(34K)

Rain Instant Pay

Unlock your employer benefits!

Instant access to earned wagesTrack earnings in real-timeFinancial coaching and education

Access your earned wages and employer benefits instantly, anytime. Track your earnings, gain financial insights, and utilize a full suite of financial tools. Manage your money on your terms with secure, on-demand access.

💼 Business

(43K)

by Ukheshe Technologies (Pty) Ltd

MasterPass Scan to Pay

Scan and pay QR codesSecurely add bank cardsPay bills and online purchases

Easily scan and pay QR codes for groceries, bills, and online purchases. Securely add Visa and Mastercard for convenient payments without entering card details. Purchase prepaid airtime and data bundles instantly.

(4)

Papaya: Securely Pay Any Bill

Fast & Secure Bill Payments

Pay any billFast paymentsSecure processing

This app offers a streamlined and secure method for paying all your bills, eliminating the need for multiple logins or mailing checks. It utilizes advanced technology to process payments quickly and efficiently, supporting various payment methods for a wide range of bill types.

(118K)

Heritage Acceptance Mobile Pay

by Paymentus Corporation

Split up and save on bills

Split bills into smaller paymentsEarn 5% cash back on timely paymentsAutomatic bill negotiation

This app helps you lower your bills by splitting payments and earning cash back. It automatically finds savings, negotiates on your behalf, and tracks your subscriptions. Take control of your finances and reduce expenses without direct customer service calls.

(157)

Link: A smarter way to pay

Pay quickly and securely

One-tap checkoutManage payment methodsView recurring subscriptions

This app streamlines online and in-store checkouts by securely storing payment details and addresses. It helps manage recurring subscriptions, track spending across connected accounts, and offers purchase protection for eligible items.

(55)