Best Payment App

250+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated September 2026

Tap to Pay + Contactless + POS is the household name in payment app, but it's far from the only option. We track 250+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Payment App (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Tap to Pay + Contactless + POSTap to Pay + Contactless + POSFree4.8★ (3.8K)NoNoSep 2026
2VenmoVenmoFree4.8★ (15M)NoNoSep 2026
3Square Point of Sale (POS)Square Point of Sale (POS)Free4.8★ (604K)NoNoSep 2026
4PayPal - Pay, Send, SavePayPal - Pay, Send, SaveFree4.8★ (6.3M)YesNoSep 2026
5Klarna: Smarter everyday moneyKlarna: Smarter everyday moneyFree4.9★ (2.4M)YesNoSep 2026
6Afterpay: Pay over timeAfterpay: Pay over timeFree4.9★ (753K)NoNoSep 2026
7Cash AppCash AppFree4.8★ (8.7M)NoNoSep 2026
8Sezzle: Buy Now, Pay LaterSezzle: Buy Now, Pay LaterFree4.9★ (301K)NoNoSep 2026

Top Picks for Payment App

Tap to Pay + Contactless + POS#1

Tap to Pay + Contactless + POS by ACCEPT PAYMENT COMPANY

Credit Card Reader + Processor
Editor's Choice
💼 Business
4.8😞(3.8K ratings)
Free
Tap to Pay + Contactless + POS screenshot 1
Tap to Pay + Contactless + POS screenshot 2
Tap to Pay + Contactless + POS screenshot 3
Tap to Pay + Contactless + POS screenshot 4
Tap to Pay + Contactless + POS screenshot 5
Tap to Pay + Contactless + POS screenshot 6

Accept credit card payments directly on your iPhone without additional hardware. This app supports major card types and offers secure, bank-grade encryption for seamless in-person transactions. Streamline your business operations with a modern payment solution.

What We Love

  • 👍 Convenient and easy to use
  • 🚀 Facilitates transactions efficiently
  • 💡 Versatile for various business needs

Room to Improve

  • 🐛 Payments not received or delayed
  • 🔒 Difficult to close accounts
  • 💰 Unexpected charges and fees
Venmo#2

Venmo by Venmo

Send Money, Debit card
Strong Contender
💰 Finance
4.8😞(15M ratings)
Free
#6in Finance
Venmo screenshot 1
Venmo screenshot 2
Venmo screenshot 3
Venmo screenshot 4
Venmo screenshot 5
Venmo screenshot 6

A fast, safe, and social way to send and receive money with friends and family. Easily split bills, buy crypto, and manage your finances with integrated debit and credit cards.

What We Love

  • 🚀 Reliable, user-friendly, and convenient
  • 🔒 Robust security features
  • 👍 Untrustworthy vendor protection
  • 💡 Investing feature built-in

Room to Improve

  • 🐛 Buggy and glitchy app
  • 🔒 Weak account security
  • 🔒 Unreliable customer support
  • 💰 Holds funds without explanation
  • 💰 Freezes accounts without notice
  • 💰 Difficult to access own money
Square Point of Sale (POS)#3

Square Point of Sale (POS) by Block, Inc.

Payments & Business Dashboard
Worth Considering
💼 Business
4.8😐(604K ratings)
Free
#29in Business
Square Point of Sale (POS) screenshot 1
Square Point of Sale (POS) screenshot 2
Square Point of Sale (POS) screenshot 3
Square Point of Sale (POS) screenshot 4
Square Point of Sale (POS) screenshot 5
Square Point of Sale (POS) screenshot 6

This all-in-one payments processing app helps businesses of all types manage operations, accept payments, and boost profits. It offers industry-specific modes for retail, restaurants, services, and beauty businesses, with features like inventory management, online booking, and invoicing.

What We Love

  • 👍 Convenient and easy to use
  • 🚀 Quick transactions and payouts
  • 💡 Useful reporting and inventory management features
  • 👍 Professional and sleek hardware design

Room to Improve

  • 🐛 Connectivity issues with card readers
  • 🔒 Concerns over account deactivation and fund holds
  • 🤖 Poor customer service and lack of live support
  • ⏱️ Slow fund transfers and delays in payouts

More Payment App apps to explore

FAQ about Payment App

What is the best payment app for iPhone?
Tap to Pay + Contactless + POS tops our payment app ranking as of September 2026, with a 4.8-star average from 3.8K App Store ratings, and it's free to download.
Yes — 20 of the top payment app we rank are free to download, including Tap to Pay + Contactless + POS and Venmo.
Tap to Pay + Contactless + POS has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 250+ payment app on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
This app allows merchants to accept credit card payments directly through their iPhone using Tap to Pay and contactless technology. It eliminates the need for separate payment terminals, offering a streamlined solution for in-person transactions.
You can accept major credit cards including VISA, MasterCard, American Express, and Discover, among others. The app is designed to handle a wide range of payment cards for your convenience.

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