Who Owes Me - Payment Tracker

Who Owes Me - Payment Tracker

Remember debts, split expenses

783 ratings
115 reviews
Free
In-App Purchases

Details

  • Released
  • Updated
  • April 7, 2017
  • July 23, 2026

Features

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About

Easily track money lent and borrowed, and split expenses with friends. This app helps you remember debts, manage payments, and provides an overview of your financial obligations. It offers features like cloud sync, currency support, and data export.

Track debts and IOUs
Split expenses
Cloud sync across devices
Over 155 currency support
Mark debts as paid
Generate PDF reports
Remind people via message
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What users say

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+1

What's New in Who Owes Me

4.5.8

July 23, 2026

- Fixed performance issues for split groups with many entries - Improved split group images for sharing - Bugfixes

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Subscription plans

Monthly

Monthly Pro Subscription with all Features

$2.991 Month
How to cancel Who Owes Me subscription ⁉️
3

In-App Purchases

$39.99

Lifetime

All pro features including future updates

User reviews

Horrible performance

I’ve been using this to track group expenses for a year now. I have to share, the performance while adding or editing individual transactions is so slow, the app is unusable. Not noticeable with participants with few transactions. Participants with many slow to a crawl and has let to many data entry mistakes.

I’ve only continued using this because I have so much information in here, it’s hard to switch. But I’ve made up my mind that this will be the last month I pay for this app. If there is not an update that fully addresses performance, I’ll find one that actually works.
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Great but…

I really like this app—it has a clean interface, it’s easy to use, and after trying it for a week, I transferred all of my data because I decided it was the right app for me.

However, I’m very disappointed with the pricing options. Just a week ago, I saw a one-time lifetime purchase, but now it’s gone and I’m only being offered monthly and yearly subscriptions. I prefer paying once rather than subscribing forever, especially for this type of app.

I would happily change my review to 5 stars if the developer brings back the lifetime purchase option. Please consider offering it again for users like me who prefer a one-time payment. For now, I decided to cancel my subscription.
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Glitch/Bug

The app hasn’t worked in a couple days since a recent update and there’s no way to get in touch with the owner or staff members of the app for them to fix the problem or even make them aware. I sent messages through the feedback option with no response. I have tried everything including restarting my phone, deleting the app and reinstalling it several times and nothing worked. I run my business through this app so this problem is a huge inconvenience!
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Response from developer

Hello, I have seen your feedback and sent you replies to your provided email address. Please check your spam folder or send me another feedback request with your current email address. I explained the reason and provided a solution in the email. Hope you can find it in your spam folder and solves your problem. If this is the case maybe you could then give a update in your review.

Best application

Good for business accounts

Schlecht

Ich kann vom Kauf nur abraten. Lohnt nicht und auch eine Rückerstattung über Apple ist nicht möglich 😠

Developer apps

User experience

🐞

Reported Bugs

4 issues

App crashes on startup

Bug

Sudden loss of all user data

Bug

Sync issues between devices

Bug

Inability to add new debts in free version

Bug

Requested Features

5 requests

Add ability to record partial payments

Feature

Implement recurring payment tracking

Feature

Include more note-taking options

Feature

Provide cloud-based sync and backup

Feature

Add reminders and notifications

Feature

FAQ

What does Who Owes Me do?

This app helps you remember who you owe money to and who owes you money. It allows you to track debts, split expenses with friends, and maintain an overview of your financial transactions with contacts.

What are the key features of this debt tracker?

Key features include remembering debts, splitting expenses, cloud synchronization between devices, support for over 155 currencies, part payments, marking debts as paid, exporting data, generating PDFs, and sending reminders via SMS or email.

How much does Who Owes Me cost?

The app offers a free version with basic features. Advanced features, unlimited entries, and cloud sync are available through one-time in-app purchases or auto-renewing monthly/yearly subscriptions. A free trial is included with the yearly subscription.

Is this app compatible with my devices?

The description mentions cloud sync between multiple iOS devices, suggesting it is available on iOS. Specific compatibility details for different iOS versions would typically be found on the app store listing.

What are common use cases for this app?

Common use cases include tracking money lent to friends, managing shared expenses for holidays or gifts, keeping a record of personal loans, and ensuring everyone pays their fair share for group activities.