Best Apple Pay Card Apps

4.8😊(7.4M ratings)

Free

Securely store and manage digital versions of your credit/debit cards, IDs, transit passes, tickets, and keys. Use it to make payments, send money, and access venues and transportation with your iPhone or Apple Watch.

What We Love

🚀 Convenient and easy to use
🔒 Secure with Face ID/Touch ID
💳 Integrates credit/debit cards well
🎟️ Stores tickets and passes
🏠 Stores digital keys and IDs

Room to Improve

🚫 Limited ability to add loyalty/membership cards
🤔 Inconsistent card detection and adding
💰 Unauthorized charges and payment issues
🔍 Lack of customization options (nicknames, images)
🇨🇦 Limited support for Canadian features

PayPal - Pay, Send, Save by PayPal, Inc.

Debit card, rewards, pay later

Strong Contender

Money. Debit Card. Bitcoin.

4.8😐(6.3M ratings)

FreeAds

#6in Finance

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

What We Love

🚀 Extremely effective and reliable crypto recovery service
🔒 Secure payment processing
💰 Convenient way to send and receive money
👍 Easy to use app with simple interface

Room to Improve

🐛 Inconsistent customer support responses
🕰️ Slow money transfer times
💳 Holds on funds for new accounts
🤖 Overly automated with lack of human interaction

Apple Store by Apple

Shopping designed around you

Worth Considering

🛍️ Shopping

3.5😐(168K ratings)

Free

Discover and shop the latest Apple products with a personalized experience. Get tailored recommendations, track orders, and access support. Explore creative tips and book in-store sessions.

What We Love

🚀 Convenient online shopping
💡 Customizable product options
👍 Easy to navigate
🚀 Fast delivery
👍 Seamless Apple Pay integration

Room to Improve

🐛 App crashes and glitches
🔒 Requires iCloud account to use
🔒 Restricted to newer iOS versions
💰 Overpriced products and accessories
🔋 Poor battery life on older devices

More Apple Pay Card apps to explore

Cash App

Send & receive money/bitcoin instantlyRound up spare change to saveInvest in stocks, ETFs, and bitcoin

Easily send and receive money or bitcoin instantly. Save by rounding up change, invest in stocks or bitcoin, and get paid up to two days early with direct deposit. Features a customizable debit card with exclusive discounts.

(8.7M)

Pay for things, get some free

Tuyo: Buy Now, Pay Maybe

Self-custodial control of USDCUSD, EUR, MXN account numbersFree, instant global USDC transfers

Manage your digital dollars (USDC) with a self-custodial finance app. Access global banking features, send money instantly worldwide, and earn yield on your holdings. Spend USDC at millions of merchants using a linked card.

(130)

Venmo

Send Money, Debit card

Send and receive moneySplit payments among friendsBuy, hold, and sell cryptocurrency

A fast, safe, and social way to send and receive money with friends and family. Easily split bills, buy crypto, and manage your finances with integrated debit and credit cards.

(15M)

Bank. Borrow. Build Credit.

OnePay – Mobile Banking

Early pay and rewardsHigh-yield savings accountsCash back credit card

Manage your finances with a mobile banking solution offering early pay, rewards, and high-yield savings. Access a cash rewards credit card, affordable wireless plans, and a credit builder loan. Buy now, pay later options are also available.

(435K)

Payemm

Payemm Now, Pay Us Later

Split payments into 4 fortnightly installmentsManage groceries, top-ups, and online shoppingEarn rewards and cashback for timely payments

Manage everyday spending, from groceries to online shopping, by splitting costs into four easy fortnightly payments. Earn rewards and cashback for making payments on time or early, building better financial habits.

Manage your prepaid cards easily and securely. View balances, store card details, and add them to your digital wallet for contactless payments in-store or online. Quickly access full card information when needed.

View card balanceStore cards securelyAdd to digital wallet

Payments, Balance & Rewards

Secure account managementTrack spending and rewardsPay bills and manage balance

Manage your American Express account securely from anywhere. Track spending, view rewards, pay your bill, and discover personalized offers. Enjoy quick, safe access with biometric login and instant alerts for added peace of mind.

Square Point of Sale (POS)

(4.4M)

free

Payments & Business Dashboard

Accept all major payment typesIndustry-specific business modesInventory management

This all-in-one payments processing app helps businesses of all types manage operations, accept payments, and boost profits. It offers industry-specific modes for retail, restaurants, services, and beauty businesses, with features like inventory management, online booking, and invoicing.

💼 Business

(604K)

Imprint App

Cards & Rewards

Apply for loyalty credit cardsEarn unlimited rewardsManage account activity

This app allows you to apply for and manage loyalty credit cards from your favorite brands. Earn unlimited rewards on purchases, especially with partner brands. Access your virtual card instantly, manage your account, and enjoy secure payment options.

Manage your Discover credit card and bank accounts securely from anywhere. Check balances, view transactions, make payments, redeem rewards, and deposit checks. Access your FICO score and freeze your account for added security.

Account balance and transaction viewingPayment management and schedulingRewards redemption

Shop Now. Split your payments.

(5.2M)

free

Afterpay: Pay over time

Split purchases into 4 paymentsMonthly payment options availableDiscover exclusive deals and brands

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

🛍️ Shopping

(753K)

Credit, Cash back, Savings

Chime® – Mobile Banking

Early payday accessFee-free overdraft protectionCredit building tools

Manage your finances with tools for early payday access, fee-free overdraft protection, and credit building. This app offers a checking account with fee-free cash deposits and ATMs, plus automatic savings features and 24/7 support.

(1.6M)

Affirm: Buy now, pay over time

Flexible payments, big savings

Pay over time online and in-storeFlexible payment optionsDiscover 0% APR deals

This app allows users to pay for purchases over time with flexible payment options. It offers clear payment plans, deals, and the ability to set up automatic payments. Users can also apply for a card to use anywhere Visa is accepted for convenient installment payments.

🛍️ Shopping

(1.7M)

Tap to Pay + Contactless + POS

Credit Card Reader + Processor

Accept major credit cardsContactless payment processingBank-grade encryption

Accept credit card payments directly on your iPhone without additional hardware. This app supports major card types and offers secure, bank-grade encryption for seamless in-person transactions. Streamline your business operations with a modern payment solution.

💼 Business

(3.8K)

Klarna: Smarter everyday money

Cashback, payments, savings

Flexible payment optionsInterest-free installmentsUp to 10% cashback

Shop anywhere with flexible payment options, including interest-free installments and pay-in-30-days. Earn cashback, compare prices, track deliveries, and manage returns easily. Also offers mobile phone service.

(2.4M)

Dave: Credit, Cash & Money App

Get Paid Early, No Hidden Fees

Up to $500 cash advanceNo credit check or interest on advancesGet paid up to 2 days early

Access up to $500 in minutes without a credit check or interest. Get paid up to two days early, avoid pesky fees, and save effortlessly with dedicated savings accounts. This app offers financial management tools to help you reach your goals.

Easily purchase and manage digital gift cards. This app offers a secure and quick payment experience, integrating with Apple Pay for seamless transactions.

Digital gift card purchasingSecure payment optionsApple Pay integration