Best Bill Pay Split Apps

218+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated May 2026

Out of 218+ bill pay split apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Top Picks for Bill Pay Split

tricount: Split & Settle Bills#1

tricount: Split & Settle Bills by Tricount

Bill Splitter & Track Expenses
Editor's Choice
๐Ÿ’ฐ Finance
4.8๐Ÿ˜Š(7K ratings)
FreeAdsIn-App Purchases
tricount: Split & Settle Bills screenshot 1
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A bill-sharing application for groups to easily split expenses, create shared accounts, and track spending for various occasions like holidays and shared living. With features like uneven expense division, notifications, and offline functionality, it simplifies managing group finances. Users can create a tricount, share the link, and enjoy hassle-free expense management.

What We Love

  • ๐Ÿš€ Intuitive and easy to use
  • ๐Ÿ’ฐ Free with no ads
  • ๐ŸŒ Supports multiple currencies
  • ๐Ÿค Facilitates group expense tracking

Room to Improve

  • ๐Ÿ› Occasional calculation errors
  • ๐Ÿ” Lack of detailed transaction history
  • ๐Ÿ”’ Limited customization options
Deferit: Pay bills in 4#2

Deferit: Pay bills in 4 by deferit Pty Ltd

Save & build credit history
Strong Contender
๐Ÿ’ฐ Finance
4.8๐Ÿ˜Š(28K ratings)
FreeAds
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Pay and manage your bills effortlessly with our app. Take a photo of your bill, select the amount, and we pay it for you. Save money, build credit history, and join over 500,000 users taking control of their bills today!

What We Love

  • ๐Ÿ’ณ Helpful for paying bills in installments
  • โฑ๏ธ Fast bill payment processing
  • ๐Ÿ“† Ability to change payment due dates
  • ๐Ÿค Friendly and responsive customer service

Room to Improve

  • ๐Ÿ•ฐ๏ธ Delayed bill payments due to high volume
  • ๐Ÿค– Lack of phone/live chat support
  • ๐Ÿ’ฐ Subscription fees and processing fees
Cino โ€“ Split bills instantly#3

Cino โ€“ Split bills instantly by Freerange Lamas Oรœ

Bill-splitting app
Worth Considering
๐Ÿ’ฐ Finance
5.0(8 ratings)
FreeAds
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This instant bill-splitting app allows users to easily and fairly share expenses with partners, friends, and housemates, eliminating the need for manual calculations, chasing payments, or logging expenses. With its user-friendly and secure features, it enables effortless bill-splitting for various groups, making it a convenient solution for everyday expenses.

More Bill Pay Split apps to explore

4
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Shop & Pay in 4ยน
Free

Shop now and pay later with Zip! Enjoy the convenience of making purchases without upfront payments. Experience hassle-free shopping today.

๐Ÿ›๏ธ Shopping
(823K)
5
Sezzle: Buy Now, Pay Later
Sezzle: Buy Now, Pay Later
Sezzle: Buy Now, Pay Later
Shop & Pay in 4ยน
Free

Shop clothing, beauty products, electronics, and more with flexible payment options through our app. Buy now and pay later in easy installments to make shopping convenient and affordable for you. Start shopping today and enjoy the freedom to pay at your own pace.

๐Ÿ›๏ธ Shopping
(290K)
6
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Flexible Shopping & Payments
Free

Shop now, pay later at your favorite stores with an app that allows you to split payments into four interest-free installments every 2 weeks. Manage orders, payments, and get notified before due dates. Discover new retailers in the app directory. Happy shopping!

๐Ÿ›๏ธ Shopping
(108K)
7
Pay with Sublime
Pay with Sublime
Pay with Sublime
Split up and save on bills
Free

This personal finance app uses AI to help you save money on subscriptions by negotiating bills on your behalf and alerting you to upcoming due dates. By connecting your subscriptions, you can track and manage them in one place, and lower your bills without having to call customer service.

๐Ÿ’ฐ Finance
(96)
8
Afterpay: Pay over time
Afterpay: Pay over time
Afterpay: Pay over time
Shop Now. Split your payments.
Free

Shop fashion, beauty, and tech with the app that lets you buy now, pay later in four interest-free payments. Browse brands, products, discounts, and gift cards across various categories, manage orders, get price drop alerts, use in stores, and access customer support. Download now and enjoy the benefits of Afterpay!

๐Ÿ›๏ธ Shopping
(752K)
9
Papaya: Securely Pay Any Bill
Papaya: Securely Pay Any Bill
Papaya: Securely Pay Any Bill
Fast & Secure Bill Payments
Free

A secure bill payment app that enables users to quickly and securely pay any bill with ease. Simplify your bill payments today!

๐Ÿ’ฐ Finance
(117K)
10
Livble - Split your rent
Livble - Split your rent
Livble - Split your rent
Pay rent on your own schedule
Free

Split your rent easily with our app - pay your rent in flexible installments throughout the month. Take control of your rent payments with Livble today!

๐Ÿ’ฐ Finance
(1.9K)
11
Tab - The simple bill splitter
Tab - The simple bill splitter
Tab - The simple bill splitter
The simple bill splitter
Free

Tab is a bill-splitting app that helps users easily divide expenses among friends. Simply snap a pic of the receipt, select items, and let the app do the rest, including calculating tax and tip. Stay organized, share bills in real-time, and even split someone's total evenly for special occasions.

๐Ÿ”ง Utilities
(1.1K)
12
Splitwise
Splitwise
Splitwise
Split expenses with friends
Free

An app that simplifies sharing expenses among friends and family, making it easy to split bills for rent, trips, events, and more. Offers features like multi-platform support, debt simplification, expense categorization, and integrated payment options. Experience stress-free money management and smoother financial relationships.

๐Ÿ’ฐ Finance
(219)
13
Split โ€“ Pay Together
Split โ€“ Pay Together
Split โ€“ Pay Together
Split bills with friends
Free

Make group payments fast, transparent, and automatic by easily splitting expenses with friends, whether it's rent, dinner, or a weekend getaway. Simplify the process of figuring out who owes what and get paid back quickly with this modern solution.

๐Ÿ’ฐ Finance
(158)
14
Xpress Bill Pay
Xpress Bill Pay
Xpress Bill Pay
The trusted way to pay
Free

Pay your bills quickly and securely with our trusted app. Set up auto-pay, receive account alerts, and easily pay using your cards or bank account. Don't miss outโ€”get started today!

๐Ÿ’ฐ Finance
(25K)
15
Split Pay
Split Pay
Split Pay
Split Better, Save More
Free

This application helps users easily divide group bills and save money by snapping a photo of the check, matching items with friends, and settling up instantly. It provides a seamless group dining experience by accurately allocating tips and tax, and allowing users to settle up instantly with integrated payment options.

๐Ÿ” Food & Drink
(22)
16
splitty: Split Bills & Tip
splitty: Split Bills & Tip
splitty: Split Bills & Tip
Scan Receipts, Pay Fair
Free
๐Ÿ”ง Utilities
(76)
17
PayLater - Split in 4 payments
PayLater - Split in 4 payments
PayLater - Split in 4 payments
The Only Way to Split Pay
Free
๐Ÿ’ฐ Finance
(3)
18
Splitpay - Split it
Splitpay - Split it
Splitpay - Split it
SplitMate - SharePay
Free
๐Ÿ’ฐ Finance
(0)
19
Affirm: Buy now, pay over time
Affirm: Buy now, pay over time
Affirm: Buy now, pay over time
Flexible payments, big savings
Free

Shop stress-free with the Affirm app: pay over time at any store, access exclusive deals with low rates, manage your account and payments, and open a high-yield Money Account. Use the Affirm Card online or in-person, request payment plans, link your bank account, and shop easily with flexible payment options.

๐Ÿ›๏ธ Shopping
(1.7M)
20
splyt: tab & bill splitter
splyt: tab & bill splitter
splyt: tab & bill splitter
split payments, check & cost
Free

Discover new restaurants and share tabs with friends effortlessly using this app. Split bills, choose venues, and enjoy dining out without the hassle. Ready to revolutionize how you dine?

๐Ÿ’ฐ Finance
(406)