Best Business Payment Software Alternative Apps

236+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated June 2026

If you already know PayPal Business, this is the deeper bench. 236+ business payment software alternative apps for iPhone, all reviewed and ranked by user rating, recency, and download trend as of June 2026.

Top Picks for Business Payment Software Alternative

PayPal Business#1

PayPal Business by PayPal, Inc.

Track sales and Send invoices
Editor's Choice
πŸ’Ό Business
4.2😐(29K ratings)
FreeAds
PayPal Business screenshot 1
PayPal Business screenshot 2
PayPal Business screenshot 3
PayPal Business screenshot 4
PayPal Business screenshot 5

Track sales, send invoices, and manage money easily with this comprehensive business app. Create and send invoices, manage sales, transfer money, and access customer information all in one place. Simplify your business management tasks on-the-go with this essential app.

What We Love

  • πŸš€ Efficient payment processing
  • πŸ’³ Convenient payment options
  • πŸ“ˆ Useful business insights
  • πŸ”’ Secure transactions

Room to Improve

  • ⏱️ Delayed fund releases
  • πŸ’° High transaction fees
  • πŸ€– Poor customer service
BILL AP & AR Business Payments#2

BILL AP & AR Business Payments by Bill.com

Pay bills and get paid online
Strong Contender
πŸ’Ό Business
4.9😞(49K ratings)
Free
BILL AP & AR Business Payments screenshot 1
BILL AP & AR Business Payments screenshot 2
BILL AP & AR Business Payments screenshot 3
BILL AP & AR Business Payments screenshot 4

A convenient app that helps users manage and track their bills, set reminders, and organize payments easily. Stay on top of your finances effortlessly with our user-friendly interface. Download now to simplify your bill management!

What We Love

  • πŸš€ Efficient bill payment
  • πŸ‘ User-friendly interface
  • πŸš€ Convenient for on-the-go approvals
  • πŸ‘ Helpful for tracking payments

Room to Improve

  • πŸ› Login issues, especially for non-US users
  • πŸ•°οΈ Slow payment processing times
  • πŸ€– Poor customer service and lack of phone support
Square Point of Sale (POS)#3

Square Point of Sale (POS) by Block, Inc.

Payments & Business Dashboard
Worth Considering
πŸ’Ό Business
4.8😐(600K ratings)
FreeAds
#26in Business
Square Point of Sale (POS) screenshot 1
Square Point of Sale (POS) screenshot 2
Square Point of Sale (POS) screenshot 3
Square Point of Sale (POS) screenshot 4
Square Point of Sale (POS) screenshot 5
Square Point of Sale (POS) screenshot 6

Square Point of Sale (POS) is a versatile mobile application that allows users to accept payments, track sales, manage inventory, and analyze business performance all in one place. With its user-friendly interface and powerful features, Square POS helps businesses streamline their operations and improve customer service. Try it out now to simplify your payment transactions and boost your business efficiency.

What We Love

  • πŸ‘ Convenient and easy to use
  • πŸš€ Quick transactions and payouts
  • πŸ’‘ Useful reporting and inventory management features
  • πŸ‘ Professional and sleek hardware design

Room to Improve

  • πŸ› Connectivity issues with card readers
  • πŸ”’ Concerns over account deactivation and fund holds
  • πŸ€– Poor customer service and lack of live support

More Business Payment Software Alternative apps to explore

4
Melio Business Payments
Melio Business Payments
Melio Business Payments
A simpler way to pay vendors
Free

This application simplifies vendor payments for small businesses with flexible payment options and tracking capabilities. It streamlines the payment process, saves time, and provides full payment control from your phone to improve cash flow.

πŸ’° Finance
(1.4K)
5
Payoneer - Business Payments
Payoneer - Business Payments
Payoneer - Business Payments
by Payoneer Inc
Free

Payoneer enables businesses to streamline global commerce by facilitating cross-border payments. With features like receiving payments worldwide, making international transactions, tracking payments, and accessing multilingual customer support, Payoneer empowers professionals to expand their business globally. Join millions of users already benefiting from Payoneer's services by downloading the app now and taking your business beyond.

πŸ’° Finance
(5.1K)
6
Payanywhere: Point of Sale POS
Payanywhere: Point of Sale POS
Payanywhere: Point of Sale POS
Credit Card Reader & Payment
Free

An innovative mobile application designed to streamline point of sale transactions with its user-friendly interface and secure credit card reader. Simplify your business operations and boost efficiency today.

πŸ’Ό Business
(652)
7
Revolut Business
Revolut Business
Revolut Business
Banking fΓΌr dein Unternehmen
Free

Revolut Business is a comprehensive financial super app for businesses. It offers features like multi-currency payments, spending control, subaccounts, virtual and physical cards, and integration with accounting tools. Download now to streamline your business finance operations.

πŸ’° Finance
(2.7K)
8
Kuda Business
Kuda Business
Kuda Business
Kuda Business Banking App
Free

Kuda Business is an all-in-one business management app for freelancers and SMEs, offering features like estimates, invoices, bulk transfers, bill payments, and team finance management. Simplify your business operations, accept payments on the go, and track your finances seamlessly. Join now, download the app, and optimize your business with Kuda Business.

πŸ’° Finance
(961)
9
Wave: Small Business Software
Wave: Small Business Software
Wave: Small Business Software
Invoice, scan receipts & more
Free

Wave: Small Business Software helps streamline your business finances with features like invoicing and receipt scanning. Simplify your accounting processes and stay organized with this all-in-one solution. Try it today to take control of your small business finances.

πŸ’Ό Business
(6.6K)
10
Novo - Small Business Checking
Novo - Small Business Checking
Novo - Small Business Checking
Built for modern businesses
Free

Apply online for a modern small business checking account with free banking tools, a business debit card, and virtual card with Novo. Focus on your business while managing payments, transfers, checks, and savings easily within the app.

πŸ’° Finance
(20K)
11
Square: Retail Point of Sale
Square: Retail Point of Sale
Square: Retail Point of Sale
Payment, Inventory Management
Free

Accept payments, manage inventory, and track retail performance with an all-in-one point-of-sale app tailored for retail businesses. Sell faster with intelligent tools, handle exchanges easily, track sales and inventory across multiple locations, and connect with customers seamlessly. Empower your retail business with integrated payments and online selling capabilities.

πŸ’Ό Business
(15K)
12
QuickBooks GoPayment POS
QuickBooks GoPayment POS
QuickBooks GoPayment POS
Mobile POS
Free

This mobile point of sale app by Intuit enables easy on-the-go payments through various methods including card, Apple Pay, Google Pay, and Samsung Pay. Users can conveniently track transactions, reconcile with QuickBooks, and manage payments with no hidden fees. Accept payments anywhere and anytime seamlessly with QuickBooks GoPayment. For more information, visit the developer's website.

πŸ’Ό Business
(6.4K)
13
JIM: Tap to Pay & Payment Link
JIM: Tap to Pay & Payment Link
JIM: Tap to Pay & Payment Link
Sell & Get Paid Now
Free

This revolutionary app, designed for business owners, allows you to sell anywhere and get paid instantly with just your iPhone. Accept contactless payments, access your money instantly, and leverage AI tools for sales insights and recommendations. Start accepting instant payments and supercharge your business growth today!

πŸ’° Finance
(7.4K)
14
PayRange
PayRange
PayRange
by PayRange Inc.
Free

PayRange allows you to pay easily by swiping on your phone at vending, laundry, parking, and more machines. Simply select the machine on the app and swipe to pay securely with various payment options. Download PayRange now and simplify your payment experience. Visit payrange.com for a demo and get your machines enabled by contacting info@payrange.com.

πŸ”§ Utilities
(221K)
15
Relay | Business Banking
Relay | Business Banking
Relay | Business Banking
Banking for small businesses
Free

Relay is an online business banking platform offering no-fee services for small businesses. With features like multiple checking accounts, virtual debit cards, payment processing, and detailed transaction data, Relay helps businesses manage cash flow efficiently. Experience hassle-free banking, financial collaboration, and top-notch security with Relay. Explore more at relayfi.com.

πŸ’° Finance
(3.3K)
16
Invoice Maker - Billdu
Invoice Maker - Billdu
Invoice Maker - Billdu
Billing & Quote Generator
Free

Create professional invoices and estimates easily with this app. Accept card payments, track expenses, and manage your business efficiently. Try it free for 30 days!

πŸ’Ό Business
(9.4K)
17
PayPal POS (ex Zettle)
PayPal POS (ex Zettle)
PayPal POS (ex Zettle)
Grow with our point of sale.
Free
πŸ’Ό Business
(1.1K)
18
MyFatoorah   Ω…Ψ§ΩŠ فاΨͺورة
MyFatoorah   Ω…Ψ§ΩŠ فاΨͺورة
MyFatoorah Ω…Ψ§ΩŠ فاΨͺورة
MyFatoorah - Ω…Ψ§ΩŠ فاΨͺورة
Free

An innovative online payment solution for Kuwaiti businesses, allowing easy invoicing and secure online payments. Simplify your payment processes and focus on growing your business with quick deposit times and user-friendly interface. Start maximizing your efficiency today.

πŸ’Ό Business
(3.3K)
19
OPay Business
OPay Business
OPay Business
by OPAY DIGITAL SERVICES PTE. LTD.
Free

A leading financial service company in Nigeria with 40 million users, dedicated to making financial services more inclusive through technology. The OPay Business App offers omnichannel collection methods and solutions for all types of businesses.

πŸ’° Finance
(300)
20
OnPoint Mobile
OnPoint Mobile
OnPoint Mobile
by OnPoint Community Credit Union
Free

A comprehensive mobile banking app that allows users to securely manage finances, pay bills, transfer funds, deposit checks, and access various account features. Offers Touch ID and Face ID sign-in, bill management, money transfers, transaction searches, and customizable alerts. Business members can also add users, control access, and generate ACH payments. Experience the convenience of OnPoint Mobile for all your financial needs.

πŸ’° Finance
(22K)