Best Gotpayments Apps

223+ iOS apps curated and reviewed

4.6 avg rating
19 free apps
Updated June 2026

With an average user rating of 4.6โ˜…, the gotpayments category is one of the App Store's strongest. Browse all 223+ apps we track, sorted so the most loved ones surface first.

Compare top Gotpayments Apps (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Afterpay: Pay over timeAfterpay: Pay over timeFree4.9โ˜… (753K)NoNoSep 2026
2Intuit Credit KarmaIntuit Credit KarmaFree4.8โ˜… (7.7M)NoNoSep 2026
3Ibotta: Save & Earn Cash BackIbotta: Save & Earn Cash BackFree4.8โ˜… (2M)YesNoSep 2026
4gotPaymentsgotPayments$9.99โ€”NoNoJun 2026
5Klarna: Smarter everyday moneyKlarna: Smarter everyday moneyFree4.9โ˜… (2.4M)YesNoSep 2026
6BOSS Money Transfer. Send FastBOSS Money Transfer. Send FastFree4.9โ˜… (82K)NoNoSep 2026
7AsiaPayAsiaPayFree3.3โ˜… (134)NoNoSep 2026
8Earn Rewards: Fancy GiveawaysEarn Rewards: Fancy GiveawaysFree4.6โ˜… (12K)YesYesSep 2026

Top Picks for Gotpayments

Afterpay: Pay over time#1

Afterpay: Pay over time by Afterpay

Shop Now. Split your payments.
Editor's Choice
๐Ÿ›๏ธ Shopping
4.9๐Ÿ˜(753K ratings)
Free
#38in Shopping
Afterpay: Pay over time screenshot 1
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Afterpay: Pay over time screenshot 6

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

What We Love

  • ๐Ÿš€ Convenient payment plan
  • ๐Ÿ’ณ No interest or hidden fees
  • ๐Ÿค Good customer service (initially)
  • ๐Ÿ“ˆ Increasing credit limit with usage
  • ๐Ÿ›’ Wide range of participating stores
  • ๐Ÿ•ฐ๏ธ Flexible payment scheduling
  • ๐Ÿ’ฐ Helps with budgeting and affordability

Room to Improve

  • ๐Ÿ› App/website technical issues
  • ๐Ÿ”’ Security and privacy concerns
  • ๐Ÿค– Lack of human customer support
  • ๐Ÿ”ฝ Drastic credit limit reductions
  • ๐Ÿšซ Accounts closed/banned for minor issues
  • ๐Ÿ’ณ Incompatibility with certain payment methods
  • ๐Ÿ•ฐ๏ธ Automatic payments causing overdraft issues
Intuit Credit Karma#2

Intuit Credit Karma by Credit Karma, Inc.

Save, Spend & Grow Your Credit
Strong Contender
๐Ÿ’ฐ Finance
4.8๐Ÿ˜(7.7M ratings)
Free
#18in Finance
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Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

What We Love

  • ๐Ÿ’ฅ Helpful credit monitoring
  • ๐Ÿ“ˆ Improved credit scores
  • ๐Ÿ” Fraud detection
  • ๐Ÿค‘ Free credit reports
  • ๐Ÿค“ Informative credit education
  • ๐Ÿ•ฐ๏ธ Timely credit updates
  • ๐Ÿ™Œ Positive user experience

Room to Improve

  • ๐Ÿšจ Inaccurate credit scores
  • ๐Ÿคฆโ€โ™€๏ธ Misleading credit card offers
  • ๐Ÿ”’ Security concerns
  • ๐Ÿคฏ Confusing credit reporting
  • ๐Ÿคฌ Poor customer service
  • ๐Ÿข Slow credit updates
  • ๐Ÿ’ฐ Aggressive promotion of paid services
Ibotta: Save & Earn Cash Back#3

Ibotta: Save & Earn Cash Back by Ibotta, Inc.

Make Money Shopping Every Day
Worth Considering
๐Ÿ›๏ธ Shopping
4.8๐Ÿ˜ž(2M ratings)
FreeAds
Ibotta: Save & Earn Cash Back screenshot 1
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Earn real cash back on everyday purchases by redeeming offers before you shop. Simply add offers, shop in-store or online, and upload your receipt or link your loyalty card to get paid. Withdraw earnings to your bank, PayPal, or as gift cards.

What We Love

  • ๐Ÿ’ฐ Earn cash back on purchases
  • ๐ŸŽ Bonus rewards and offers
  • ๐Ÿ›’ Works with various stores

Room to Improve

  • ๐Ÿ•ฐ๏ธ Time-consuming to use
  • ๐Ÿค– Unreliable app functionality
  • ๐Ÿคทโ€โ™€๏ธ Inconsistent credit for purchases
  • ๐Ÿ” Difficult to find eligible products
  • ๐Ÿ”’ Poor customer service response

More Gotpayments apps to explore

FAQ about Gotpayments

What are the best gotpayments apps for iPhone?
Afterpay: Pay over time tops our gotpayments apps ranking as of June 2026, with a 4.9-star average from 753K App Store ratings, and it's free to download.
Yes โ€” 19 of the top gotpayments apps we rank are free to download, including Afterpay: Pay over time and Intuit Credit Karma.
Afterpay: Pay over time has no ads and has no in-app purchases, according to its App Store listing as of June 2026.
We track 223+ gotpayments apps on the iOS App Store as of June 2026, ranked by rating, recency, and analysis of real user reviews.
Afterpay is a service that allows you to shop now and pay for your purchases over time. You can split your payments into manageable installments, typically paying in 4 over six weeks or opting for monthly payments on eligible orders.
With the 'Pay in 4' feature, you can split your purchase into four equal installments. The first payment is due at the time of purchase, and the remaining three are generally paid every two weeks over the course of six weeks.