This app offers a way to earn higher interest on your deposits. It provides tools for better financial management, with deposits insured by FDIC through a partner bank.
LiaFi by Magnolia Bank
Editor's Choice
💰 Finance
5.0(1 ratings)
Free
Top Picks for Liafi
4.8😞(453K ratings)
FreeAds
#64in Finance
Access your earned wages instantly, monitor your credit score, and build savings with automated tools. This app also offers curated deals and cash back on everyday purchases, all while providing 24/7 customer support.
What We Love
- 🚀 Convenient access to paycheck
- 💡 Helpful for emergencies and budgeting
- 👍 Decent customer service in some cases
Room to Improve
- 🐛 Inconsistent balance updates
- 💰 Excessive fees for instant transfers
- 🔒 Concerns about account security and access
Intuit QuickBooks for Business by Intuit Inc.
Accounting & Invoicing with AIWorth Considering
💼 Business
4.7😐(249K ratings)
FreeAdsIn-App Purchases
#4in Business
Manage your business finances on the go with AI-powered accounting and invoicing tools. Accept payments, track expenses, generate invoices from photos, and automatically track mileage for tax deductions. Syncs with your online account for up-to-date financial data.
What We Love
- 🚀 Efficient invoicing and expense tracking
- 👍 Intuitive and user-friendly interface
- 💡 Helpful mileage tracking feature
- 🚀 Seamless bank account integration
Room to Improve
- 🐛 Frequent crashes and glitches
- 🔍 Lack of visibility into bank transactions
- 🔍 Inability to edit or customize invoices
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4
Self – Credit Builder & Cash
Build credit or get cash now.
Free
Build your credit history and savings simultaneously with tools designed to improve your financial wellness. Access quick cash advances for unexpected expenses without a credit check. Report rent and utility payments to boost your score.
Build credit and savings togetherCash advances up to $100Secured Visa credit card with no credit check
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free with in-app purchases5
M1: Invest & Bank Smarter
Manage Money, Build Wealth
Free
This finance app simplifies wealth building by offering integrated earning, investing, and borrowing features. Manage cash with high yields, build custom investment portfolios with automated rebalancing, and access competitive margin rates, all within a secure platform.
High-Yield Cash AccountCustomizable Investment Portfolios (Pies)Automatic Rebalancing
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free with in-app purchases6
Varo Bank: Online Banking
Early Payday & Cash Advances
Free
This digital bank offers early payday access and cash advances up to $500. It provides high APY on savings, auto-saving tools, and a free secured credit card. Send money easily to anyone with just a phone number or email.
Early payday accessNo monthly or overdraft feesCash advances up to $500
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(233K)
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Novo - Small Business Checking
Built for modern businesses
Free
This app offers a digital checking account designed for modern small businesses. Apply online quickly and access free banking tools, including debit card control, bill pay, ACH transfers, and check deposits. Manage funds efficiently with features like transaction categorization and savings reserves.
Online account applicationFree banking toolsDebit card control
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free8
Lili - Business Banking
Banking, Accounting & Taxes
Free
This all-in-one platform offers business banking, smart bookkeeping, tax preparation, credit building, and invoicing for small business owners. Manage your finances, track expenses, and get paid faster, all in one place.
Business checking accountSmart bookkeeping toolsTax preparation features
💰 Finance
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free with in-app purchases9
Rain Instant Pay
Unlock your employer benefits!
Free
Access your earned wages and employer benefits instantly, anytime. Track your earnings, gain financial insights, and utilize a full suite of financial tools. Manage your money on your terms with secure, on-demand access.
Instant access to earned wagesTrack earnings in real-timeFinancial coaching and education
💼 Business
(40K)
free10
STRIKE: Buy & Hold Bitcoin
Buy, sell, withdraw, send
Free
Easily buy, sell, and hold Bitcoin with flexible funding options and automated strategies. Access loans against your Bitcoin holdings and manage your portfolio with ease. Send payments and global money transfers using Bitcoin or cash.
Automated Bitcoin buying (DCA, target orders)Bitcoin-backed loansDirect deposit salary to Bitcoin
💰 Finance
(28K)
free with in-app purchases11
True Finance: Cash Advance
Get, Earn, and Save Money
Free
Access instant cash advances, manage your budget with smart tools, and track your credit score. Earn extra income by playing games or taking surveys. Explore financial products from trusted partners.
Instant cash advances up to $150Smart budgeting and spending trackerEarn rewards by playing games and surveys
💰 Finance
(43K)
subscription12
Grid Money
Get Paid to Build Credit
Free
Access cash advances between paychecks without interest or credit checks. Boost your take-home pay and receive your tax refund early. Build your credit score with a simple monthly fee.
Cash advances up to $200Boost your paycheckEarly tax refund access
💰 Finance
(28K)
subscription13
Branch: A Better Payday
Your money—fast
Free
Access your earned wages instantly with flexible payout options. This app provides a free digital bank account and debit card, along with financial wellness tools to help you save, spend, and manage your money effectively.
Fast wage accessDigital bank accountDebit card
💰 Finance
(67K)
free with in-app purchases14
Happen Bank
Get more from your money
Free
Manage your checking, savings, personal loans, and credit report all in one place. This app offers features to help you save, borrow, and track your financial health with tools like a credit simulator and free credit score monitoring.
Consolidated account managementLoan progress trackingFree credit score and report monitoring
💰 Finance
(8.1K)
free15
EarnIn: Beyond Cash Advance
Get Paid Fast, Early Payday
Free
Access funds you've already earned before payday with this app. It offers same-day pay, overdraft protection, credit monitoring, and savings tools. Get up to $150 daily with optional expedited transfers for a small fee.
Access up to $150 per dayGet paycheck up to 2 days earlyOverdraft alerts and custom transfers
💰 Finance
(432K)
free with in-app purchases16
Upgrade - Mobile Banking
Rewards Checking, Loans, Cards
Free
Manage your finances with a comprehensive mobile banking app. Access rewards checking, loans, and cards. Track balances, pay bills, monitor credit, and request cash advances.
Cash back rewards on card purchasesManage personal loans and credit linesTrack credit score and receive alerts
💰 Finance
(80K)
free with in-app purchases17
Payactiv
On-demand pay and beyond
Free
Access your earned wages before payday, pay bills on time, and manage unexpected expenses with user-friendly digital tools. This app helps you achieve financial stability and reach your financial wellness goals without predatory loans or interest.
Early access to wagesGovernment payment early accessSpending and saving tools
💰 Finance
(78K)
free18
SoLo Funds: Lend & Borrow
Loans On Your Terms
Free
Access funds up to $625 without credit checks or earn money by lending to others. This community finance platform offers a banking solution and AI-powered financial advice. It ensures no hidden fees and provides a safety net for its members.
Access up to $625 without credit checksEarn money by funding others' requestsAI-powered financial co-pilot (SoLo IQ)
💰 Finance
(38K)
free with in-app purchases19
Get Paid Early: Cash Advance
Early paycheck. Instant money
Free
Access your earned wages before payday without loans, interest, or hidden fees. Get instant cash transfers to your bank or debit card 24/7. Build better financial health and manage your pay flexibly.
Access pay in real-timeNo loans, interest, or hidden feesInstant cash transfers
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(5.7K)
free20
Tapcheck: On-Demand Earnings
by Tapcheck, Inc.
Free
Access earned wages before your next payday for unexpected expenses or daily needs. This service allows you to withdraw funds you've already worked for, with simple transfers and transparent fees. It's a way to gain more control over your finances between paychecks.
Access earned wages before paydayInstant or next-day transfersNo hidden fees, interest, or credit checks
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(48K)
free with in-app purchases