Best Mobile Payment App Africa

220+ iOS apps curated and reviewed

4.3 avg rating
20 free apps
Updated June 2026

Every iPhone needs a few good mobile payment app africa apps. We benchmark 220+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Top Picks for Mobile Payment App Africa

Chipper Cash#1

Chipper Cash by Critical Ideas, Inc.

Send or Request Cash in Africa
Editor's Choice
πŸ’° Finance
4.4😊(14K ratings)
Free
Chipper Cash screenshot 1
Chipper Cash screenshot 2
Chipper Cash screenshot 3
Chipper Cash screenshot 4
Chipper Cash screenshot 5
Chipper Cash screenshot 6

Send and receive money quickly and easily across Africa with this cross-border payments app, connecting over 3 million users. Transfer funds locally or internationally straight from your mobile device.

What We Love

  • πŸ‘ User-friendly interface
  • πŸš€ Fast and reliable transactions
  • πŸ’° Cashback and bonuses
  • πŸ”’ Secure platform

Room to Improve

  • πŸ› Occasional app crashes
  • ⏰ Delayed transaction processing
  • πŸ”’ Verification issues
My Airtel Africa#2

My Airtel Africa by Bharti Airtel Ltd

Airtel Africa
Strong Contender
πŸ”§ Utilities
4.1😞(4.4K ratings)
Free
My Airtel Africa screenshot 1
My Airtel Africa screenshot 2
My Airtel Africa screenshot 3
My Airtel Africa screenshot 4
My Airtel Africa screenshot 5
My Airtel Africa screenshot 6

Manage all aspects of your Airtel connection with ease using MyAirtel App: recharge, buy data bundles, check balance, pay bills, and more. Streamline your Airtel experience on the go.

What We Love

  • πŸš€ Fast and reliable
  • πŸ‘ User-friendly interface
  • πŸ’° Convenient for transactions
  • πŸ₯° Great app overall

Room to Improve

  • πŸ› App crashes and bugs
  • ⚠️ Poor network connectivity
  • πŸ’° High data/airtime costs
Airtel App: Recharge & Bank#3

Airtel App: Recharge & Bank by Bharti Airtel Limited

Bill Payment, Recharges, UPI
Worth Considering
🌟 Lifestyle
4.3😞(2.3K ratings)
FreeAds
Airtel App: Recharge & Bank screenshot 1
Airtel App: Recharge & Bank screenshot 2
Airtel App: Recharge & Bank screenshot 3
Airtel App: Recharge & Bank screenshot 4
Airtel App: Recharge & Bank screenshot 5
Airtel App: Recharge & Bank screenshot 6

A comprehensive rewards and recharge app, easily managing all your Airtel services in one place. Simplifying bill payments, offering exclusive rewards, and providing personalized suggestions for a seamless user experience. Download now to streamline your Airtel experience.

What We Love

  • πŸš€ Easy to use
  • ⚑ Quick payments
  • πŸ‘ Intuitive interface
  • πŸ”’ Secure transactions

Room to Improve

  • πŸ› Frequent app crashes
  • ⚠️ Inaccurate data usage tracking
  • πŸ€” Confusing navigation

More Mobile Payment App Africa apps to explore

4
FNB Banking App
FNB Banking App
FNB Banking App
by FirstRand Bank Limited
Free

The FNB Banking App offers a user-friendly interface with features like bottom navigation, multi-user switching, an action panel for quick access to banking functions, and Chat Pay for secure payments. With options like Pay and Secure Messaging, it provides a seamless banking experience tailored for FNB customers. Experience modern banking convenience – download now!

πŸ’° Finance
(8.2K)
5
MoMo App
MoMo App
MoMo App
Your Ultimate Financial App
Free

Manage your finances effortlessly with our all-in-one financial app. Send and receive money, shop, pay bills, get loans, deposit or CashOut easily. Safe, user-friendly, and now available for download in Ghana.

πŸ’° Finance
(1.1K)
6
Standard Bank / Stanbic Bank
Standard Bank / Stanbic Bank
Standard Bank / Stanbic Bank
by The Standard Bank of South Africa Limited
Free

This app provides secure and convenient banking services, including easy payments, account management, and secure transactions. Stay in control of your finances with features like online account opening and personalized settings, all while ensuring safety with advanced security measures. Download now to simplify your banking experience.

πŸ’° Finance
(5.2K)
7
Zobo – Money Transfer App
Zobo – Money Transfer App
Zobo – Money Transfer App
Send Money Home with Zero Fees
Free

Send money across borders with zero fees and in just a few seconds, enjoying competitive rates, instant transfers, and advanced security. Download the app now and experience seamless money transfers to countries in Africa with a user-friendly interface.

πŸ’° Finance
(7)
8
JazzCash- Your Mobile Account
JazzCash- Your Mobile Account
JazzCash- Your Mobile Account
Instant Transfers & Payments
Free

Easily manage your finances on-the-go with instant money transfers and convenient account access. Take control of your mobile banking today!

πŸ’° Finance
(7K)
9
Accrue: Send. Spend. Sell.
Accrue: Send. Spend. Sell.
Accrue: Send. Spend. Sell.
The cross-border payment app
Free

Accrue: An all-in-one financial platform for sending money across Africa, creating virtual dollar cards for online spending, saving in dollars, selling goods and services, investing in stocks and cryptocurrencies, and more. Enjoy fast transactions, best exchange rates, and responsive customer support. Download now to maximize your money! Contact us at hello@useaccrue.com.

πŸ’° Finance
(1.5K)
10
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Pay, save & invest money
Free

Kuda is a financial app that offers free money transfers, savings, and bill payments. It provides easy access to banking services without hidden fees. Download now to simplify your finances.

πŸ’° Finance
(133K)
11
UBA Mobile App
UBA Mobile App
UBA Mobile App
UBA Mobile App
Free

The UBA Mobile App enables users to manage their accounts, send money, pay bills, save, and more. Features include setting spending limits, scheduling payments, making transfers, and accessing multilingual support. Get started by signing up with your existing UBA account or easily open a new account through the app.

πŸ’° Finance
(873)
12
Wave - Mobile Money
Wave - Mobile Money
Wave - Mobile Money
by Wave Global Employment Inc.
Free

Wave is a mobile money network available in Burkina Faso, CΓ΄te d'Ivoire, The Gambia, Mali, Senegal, and Uganda. With Wave, you can send money at a 1% fee, deposit and withdraw for free at any agent, pay bills without fees, buy airtime for all networks, and access toll-free customer support.

πŸ’° Finance
(3.4K)
13
Raven: Fastest Payments
Raven: Fastest Payments
Raven: Fastest Payments
Fastest transfers and payments
Free

A digital bank in Africa offering low transaction fees, bulk transfers, transparent insights, easy bill payments, high interest on savings, and social banking at no cost. Experience banking convenience with flat-rate transfers, budget insights, bill payments, high interest savings, and free transfers to friends and family.

πŸ’° Finance
(1.8K)
14
Privat24 – mobile bank
Privat24 – mobile bank
Privat24 – mobile bank
Payments.Cashback.Loan.Deposit
Free

Experience convenience with a versatile mobile banking app accessible to all, offering services like transfers, bill payments, loans, savings management, unique services like purchasing train tickets, and more. Seamlessly manage your finances, track expenses, and enjoy exclusive features tailored for individuals and entrepreneurs. Explore the benefits yourself and join over 13 million satisfied clients.

πŸ’° Finance
(8.5K)
15
BMCE Direct
BMCE Direct
BMCE Direct
BANK OF AFRICA
Free
πŸ’° Finance
(1.6K)
16
Sendwave: Money Transfer App
Sendwave: Money Transfer App
Sendwave: Money Transfer App
Money Transfer
Free

Sendwave - Send Money is a money transfer application that allows rapid, affordable international transfers from various countries to select destinations. Users can send money easily from debit cards to mobile wallets, bank accounts, or for cash pickup, with real-time updates and 24/7 support. Join thousands of active users and start sending money securely today. Contact support for assistance at help@sendwave.com.

πŸ’° Finance
(13K)
17
GCB Mobile App
GCB Mobile App
GCB Mobile App
GCB Mobile App
Free

"Access all your banking needs on the go with the ultimate financial solution. From bill payments to term deposits, manage everything securely using fingerprint or face ID. Download now for a seamless experience!"

πŸ’° Finance
(332)
18
Ecobank Mobile App
Ecobank Mobile App
Ecobank Mobile App
by ECOBANK NIGERIA PLC
Free

Access banking services conveniently with the Ecobank Mobile App. Manage accounts, perform transactions, and enjoy affordable banking services 24/7 across 33 countries. Download now for seamless banking on the go.

πŸ’° Finance
(1.3K)
19
Remitly: Transfer money abroad
Remitly: Transfer money abroad
Remitly: Transfer money abroad
Send for Personal or Business
Free

Easily send money to friends and family abroad with our user-friendly app. Enjoy secure and convenient international transfers at your fingertips. Sign up now to stay connected globally!

πŸ’° Finance
(359K)
20
JIM: Tap to Pay & Payment Link
JIM: Tap to Pay & Payment Link
JIM: Tap to Pay & Payment Link
Sell & Get Paid Now
Free

This revolutionary app, designed for business owners, allows you to sell anywhere and get paid instantly with just your iPhone. Accept contactless payments, access your money instantly, and leverage AI tools for sales insights and recommendations. Start accepting instant payments and supercharge your business growth today!

πŸ’° Finance
(7.9K)