Best Niumpay Apps & Games

221+ iOS apps & games curated and reviewed

4.7 avg rating
20 free apps & games
Updated June 2026

Payactiv is the household name in NiumPay, but it's far from the only option. We track 221+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Top Picks for Niumpay

Payactiv#1

Payactiv by PayActiv Inc.

On-demand pay and beyond
Editor's Choice
💰 Finance
4.7😞(77K ratings)
Free
Payactiv screenshot 1
Payactiv screenshot 2
Payactiv screenshot 3
Payactiv screenshot 4
Payactiv screenshot 5

Access your earnings early, manage spending, savings, and get discounts effortlessly with our app. Enjoy early access to your paycheck, instant mobile payments, smart spending insights, and grow your savings with real-time advice. Experience convenient and secure banking without hidden fees. Join us at www.payactiv.com.

What We Love

  • 🚀 Quick access to money
  • 👍 Convenient feature
  • 🚀 Easy to use
  • 🚀 Helpful in emergencies

Room to Improve

  • 🐛 App crashes and freezes
  • 🐛 Hours/funds not updating properly
  • 🔒 Security and login issues
Benjamin - Earn Money Moments#2

Benjamin - Earn Money Moments by Benjamin Capital Partners Inc

Cashback, Surveys & Games
Strong Contender
🛍️ Shopping
4.4😐(72K ratings)
FreeAds
Benjamin - Earn Money Moments screenshot 1
Benjamin - Earn Money Moments screenshot 2
Benjamin - Earn Money Moments screenshot 3
Benjamin - Earn Money Moments screenshot 4
Benjamin - Earn Money Moments screenshot 5
Benjamin - Earn Money Moments screenshot 6

Earn cash rewards through cashback offers and surveys with our app. Maximize savings and earnings effortlessly. Join now!

What We Love

  • 💰 Earn money by playing games
  • 🤑 Decent payouts for completing tasks
  • 🤝 Responsive customer service
  • 💳 Variety of payout options (bank, gift cards)

Room to Improve

  • 🕰️ Long wait times for payouts
  • 🐛 Tracking issues with game progress
  • ❌ Accounts flagged for 'suspicious activity'
Pogo: Earn Cash & Rewards#3

Pogo: Earn Cash & Rewards by Pogo Technologies, Inc.

Receipts, Games & Surveys
Worth Considering
🛍️ Shopping
4.8😊(135K ratings)
FreeAds
Pogo: Earn Cash & Rewards screenshot 1
Pogo: Earn Cash & Rewards screenshot 2
Pogo: Earn Cash & Rewards screenshot 3
Pogo: Earn Cash & Rewards screenshot 4
Pogo: Earn Cash & Rewards screenshot 5
Pogo: Earn Cash & Rewards screenshot 6

Earn rewards on every purchase, find automatic savings, and get paid for sharing data with this app. Simply sync your data, make purchases, and watch your savings grow effortlessly. Cash out your rewards easily via Venmo or PayPal. Start saving with this app today!

What We Love

  • 🚀 Automatic rewards for purchases
  • 💰 Earn cash back easily
  • ⚡ Quick payouts to PayPal/Venmo
  • 📊 Variety of earning methods (surveys, games, etc.)

Room to Improve

  • 🐛 Glitches with receipt/account linking
  • 🕰️ Slow accumulation of rewards
  • 🤔 Unclear policies/requirements

More Niumpay apps to explore

4
Step: All-In-One Money App
Step: All-In-One Money App
Step: All-In-One Money App
Build, Spend, Save, and Borrow
Free

A financial management app that offers comprehensive tools for budgeting, expense tracking, goal setting, and saving towards financial targets. Users can easily manage their finances, set priorities, and stay on top of their financial health. Try it now for better control over your money.

💰 Finance
(81K)
5
PayRange
PayRange
PayRange
by PayRange Inc.
Free

PayRange allows you to pay easily by swiping on your phone at vending, laundry, parking, and more machines. Simply select the machine on the app and swipe to pay securely with various payment options. Download PayRange now and simplify your payment experience. Visit payrange.com for a demo and get your machines enabled by contacting info@payrange.com.

🔧 Utilities
(221K)
6
Copper: Earn Cash
Copper: Earn Cash
Copper: Earn Cash
Receipts, Surveys & More!
Free

Copper is a banking app that offers seamless integration of traditional banking services with modern technology. It allows users to manage their accounts, track spending, set financial goals, and easily transfer money. Experience personalized banking like never before with Copper!

💰 Finance
(92K)
7
BOSS Money Transfer. Send Fast
BOSS Money Transfer. Send Fast
BOSS Money Transfer. Send Fast
International Remittance App
Free

"Send money internationally with ease using our top-rated money transfer app trusted by 1 million customers. Enjoy low fees, excellent exchange rates, top-notch security, and 24/7 support for peace of mind. Download now and experience the convenience and reliability of BOSS Money."

💰 Finance
(78K)
8
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Pay, save & invest money
Free

Kuda is a financial app that offers free money transfers, savings, and bill payments. It provides easy access to banking services without hidden fees. Download now to simplify your finances.

💰 Finance
(133K)
9
Ent Mobile Banking
Ent Mobile Banking
Ent Mobile Banking
by Ent Credit Union
Free

Access your finances conveniently with our secure, fast, and free mobile banking app. Check balances, transfer funds, pay bills, deposit checks, manage alerts, and more - all in one place. Join now for effortless money management on the go!

💰 Finance
(57K)
10
FloatMe: Fast Cash Advance App
FloatMe: Fast Cash Advance App
FloatMe: Fast Cash Advance App
Borrow Money Between Paychecks
Free

This application allows users to easily access cash advances, manage their finances, and receive financial forecasts. It also provides low balance alerts, personalized spending insights, and secure bank account connections. Download today for fast cash advances and financial tools to help you save and manage money effectively.

💰 Finance
(144K)
11
Current - Mobile Banking
Current - Mobile Banking
Current - Mobile Banking
Save, spend & get paid faster²
Free

A cutting-edge banking application revolutionizing financial management. Seamlessly integrating savings and spending tools for a futuristic banking experience. Join now for a glimpse into the future of banking.

💰 Finance
(194K)
12
Pool Payday: 8 Ball Pool Game
Pool Payday: 8 Ball Pool Game
Pool Payday: 8 Ball Pool Game
Play Billiards For Real Cash
Free

Play 8 Ball Billiards online and earn real money with Pool Payday! Compete with players worldwide in thrilling games and cash in on your skills. Join now for endless fun and cash prizes!

🎮 Games
(94K)
13
ATM Cash Advance・Instant Money
ATM Cash Advance・Instant Money
ATM Cash Advance・Instant Money
Earn Real Cash・Quick Advances
Free

Earn real cash rewards by playing games, taking surveys, and completing offers through ATM. Cash out your earnings directly to your bank account, invest in stocks, or use ATM Instant Cash™ for quick funds. Join now to start earning cash, not just points or gift cards.

💰 Finance
(11K)
14
myWisely: Mobile Banking
myWisely: Mobile Banking
myWisely: Mobile Banking
Get paid. Track spend. Save.
Free

"Get paid early, save effortlessly, and avoid hidden fees with the myWisely mobile banking app. Shop, pay bills, and track your spending conveniently. Download now and take control of your finances with myWisely."

💰 Finance
(35K)
15
Platinum smiONE Visa Prepaid
Platinum smiONE Visa Prepaid
Platinum smiONE Visa Prepaid
Platinum & Circle smiONE Visa
Free

A versatile financial management app with the ability to track spending, make mobile payments, and manage funds efficiently. Simplify your financial life with innovative features tailored to meet your needs.

💰 Finance
(19K)
16
ATH Móvil
ATH Móvil
ATH Móvil
by EVERTEC, INC.
Free

ATH Móvil is a money transfer and payment application within the ATH® Network that enables instant transfers, card-to-card transfers, payments, donations, and balance inquiries. To use ATH Móvil, you need to be a client of a participating bank or credit union in the ATH® network, possess an ATH® debit card, and have an email and phone number. Explore more at www.athmovil.com.

💰 Finance
(1.1K)
17
JIM: Tap to Pay & Payment Link
JIM: Tap to Pay & Payment Link
JIM: Tap to Pay & Payment Link
Sell & Get Paid Now
Free

This revolutionary app, designed for business owners, allows you to sell anywhere and get paid instantly with just your iPhone. Accept contactless payments, access your money instantly, and leverage AI tools for sales insights and recommendations. Start accepting instant payments and supercharge your business growth today!

💰 Finance
(7.9K)
18
Skrill - Pay & Transfer Money
Skrill - Pay & Transfer Money
Skrill - Pay & Transfer Money
Fast, secure online payments
Free

A secure mobile payment app that allows users to effortlessly send and receive money, pay for purchases, and manage their finances on the go. Simplify your transactions with Skrill – download now!

💰 Finance
(23K)
19
EarnIn: Beyond Cash Advance
EarnIn: Beyond Cash Advance
EarnIn: Beyond Cash Advance
Get Paid Fast, Early Payday
Free

Access your pay in advance without waiting for a paycheck using this application. Get up to $100 a day and improve your financial well-being without loans, interest, or credit checks. Stay on budget with no-cost cash advances and free credit monitoring.

💰 Finance
(429K)
20
Payday Loans USA
Payday Loans USA
Payday Loans USA
by Rainbow UK Ltd
Free

An easy-to-use payday loan calculator app for the USA that instantly calculates repayments and connects you with top lenders for quick money transfer. With password protection for easy future applications and loan amounts up to $1,500, take control of your finances without extensive paperwork. Download now for free and apply for quick cash advances with bad credit, making managing your finances a breeze.

💰 Finance
(3.8K)