Best Out-Of-Network Claims Alternative Apps

210+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated June 2026

Aetna Health is the household name in out-of-network claims alternative, but it's far from the only option. We track 210+ alternatives and competitors on iOS โ€” many free, many higher-rated than you'd expect.

Top Picks for Out-Of-Network Claims Alternative

Aetna Health#1

Aetna Health by Aetna Life Insurance Company

Take control of your benefits
Editor's Choice
๐Ÿ’ช Health & Fitness
4.7๐Ÿ˜ž(373K ratings)
FreeAds
#52in Health & Fitness
Aetna Health screenshot 1
Aetna Health screenshot 2
Aetna Health screenshot 3
Aetna Health screenshot 4
Aetna Health screenshot 5

Take control of your benefits with an app that helps you manage your health and benefits conveniently 24/7. Access ID cards, track spending, find care providers, schedule appointments, and connect with doctors easily.

What We Love

  • ๐Ÿš€ Time saver
  • ๐Ÿ’ก $1200 wellness allowance
  • ๐Ÿ‘ Very Pleased So Far

Room to Improve

  • ๐Ÿ› Full of Miss-information!
  • ๐Ÿ› Poorly designed
  • ๐Ÿ› Signing in glitch
TRICARE East#2

TRICARE East by Humana Military

Strong Contender
๐Ÿฅ Medical
4.3๐Ÿ˜ž(5.1K ratings)
Free
TRICARE East screenshot 1
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TRICARE East screenshot 6

Access details of your claims, referrals, and authorizations, view provider information, eligibility, and payment history. Make payments, find network providers, and manage your healthcare easily.

What We Love

  • ๐Ÿ‘ Tracks claims processing
  • ๐Ÿš€ App has improved over time
  • ๐Ÿ’ก Alternate login options

Room to Improve

  • ๐Ÿ› Glitchy and buggy
  • ๐Ÿ”’ Overly complicated login process
  • ๐Ÿคฏ Difficult to find and access information
BCBSIL#3

BCBSIL by Blue Cross and Blue Shield of Illinois

Worth Considering
๐Ÿ’ช Health & Fitness
4.7๐Ÿ˜ž(21K ratings)
Free
BCBSIL screenshot 1
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Access member information, coverage, claims, and resources with the BCBSIL app. Features include finding doctors, estimating costs, virtual visits, and more. Download now for efficient management of your healthcare needs.

What We Love

  • ๐Ÿ’ป User-friendly interface
  • ๐Ÿ”’ Secure login options
  • ๐Ÿ—“๏ธ Convenient access to claims and coverage details
  • ๐Ÿ” Helpful provider search functionality

Room to Improve

  • ๐Ÿ› Frequent login issues and app crashes
  • ๐Ÿค” Confusing navigation and lack of intuitive features
  • ๐Ÿ“ฑ Outdated and non-responsive design

More Out-Of-Network Claims Alternative apps to explore

4
Fidelity Healthยฎ
Fidelity Healthยฎ
Fidelity Healthยฎ
Health benefits + expenses
Free

Manage your health care benefit plans and expenses efficiently with this app. Access key information, manage expenses, find in-network providers, and more to streamline your health care needs.

๐Ÿ’ฐ Finance
(22K)
5
BCBSOK
BCBSOK
BCBSOK
by Blue Cross and Blue Shield of Oklahoma
Free
๐Ÿ’ช Health & Fitness
(2.6K)
6
The Hartford
The Hartford
The Hartford
Insurance Policies And Claims
Free

Access and manage your Auto and Home policies with ease using this new mobile application. Simplified access to policy data and payment information for The Hartford policy holders.

๐Ÿ’ฐ Finance
(11K)
7
Horizon Blue
Horizon Blue
Horizon Blue
Horizon Blue Cross Blue Shield
Free

Access your health plan easily with the Horizon Blue app. Connect with member services, view benefits, visit doctors, track costs, and submit claims. Join Horizon members now.

๐Ÿฅ Medical
(77K)
8
Erie Insurance Mobile
Erie Insurance Mobile
Erie Insurance Mobile
by Erie Indemnity Company
Free

Access all your important insurance policy information, make payments, view billing activity, check claim status, and connect with your local agent conveniently through the mobile app. Stay informed and in control of your insurance needs on-the-go!

๐Ÿ’ฐ Finance
(2.2K)
9
athenaPatient
athenaPatient
athenaPatient
The athenahealth Patient App
Free

Access your health information, message your care team, schedule appointments, and attend virtual visits with ease using this mobile app. Ensure quick logins, view test results, and get directions to appointments conveniently.

๐Ÿฅ Medical
(134K)
10
MySelective
MySelective
MySelective
by Selective Insurance Group, Inc.
Free

MySelective is an insurance application that offers easy account management with features like account activation, policy information viewing, ID card saving, live chat support, claims reporting, payments, and roadside assistance. Access your insurance details and services conveniently on-the-go.

๐Ÿ”ง Utilities
(3.6K)
11
Amion - Clinician Scheduling
Amion - Clinician Scheduling
Amion - Clinician Scheduling
On-the-Go Schedule Access
Free

Access your on-call schedule anytime, anywhere with on-the-go schedule management. Stay organized with shift alerts, customized calendar views, HIPAA-secure messaging, team collaboration, and offline access. Provide feedback to improve the app at support@doximity.com.

๐Ÿฅ Medical
(5.6K)
12
MyHumana
MyHumana
MyHumana
by Humana Inc.
Free

Access your Humana insurance information easily with MyHumana. View coverage details, deductibles, and more with this user-friendly app. Download now for quick and convenient access to your plan information.

๐Ÿ’ช Health & Fitness
(32K)
13
Sermo: Physician Network
Sermo: Physician Network
Sermo: Physician Network
Healthcare Pros Connect & Earn
Free

Join a secure and private global network of nearly 800,000 physicians from 150 countries. Discuss medical topics, earn honoraria for your expertise, get second opinions on challenging cases, and access a peer-to-peer drug review system. Become part of the leading doctors-only social platform today.

๐Ÿฅ Medical
(132)
14
myHealthSpring
myHealthSpring
myHealthSpring
by Health Care Service Corporation
Free
๐Ÿฅ Medical
(138)
15
PulsePoint Respond
PulsePoint Respond
PulsePoint Respond
Building informed communities
Free

This app immediately informs you of emergencies in your community and can request your help with CPR when needed. You can also receive notifications for other events affecting your area and monitor live dispatch radio traffic. Join the conversation at pulsepoint.org.

๐Ÿฅ Medical
(258K)
16
Prudential - MyBenefits
Prudential - MyBenefits
Prudential - MyBenefits
Supplemental Health claims
Free

This mobile app allows users to easily submit and manage supplemental health claims for accident, critical illness, and hospital indemnity insurance benefits. With the app, users can log in securely, submit claims, track their status, upload documents, and choose payment options, all from the convenience of their mobile device.

๐Ÿ’ผ Business
(19)
17
HealthEquity Mobile
HealthEquity Mobile
HealthEquity Mobile
Connecting Health and Wealth
Free

Access and manage your benefit accounts on-the-go with our mobile app. Take photos, upload images, and initiate claims conveniently. Simplify payments and stay connected to your health and wealth.

๐Ÿ’ฐ Finance
(14K)
18
Select Health
Select Health
Select Health
by SelectHealth Inc.
Free

Take control of your health plan with this app that helps you check your deductible, track claims, download ID cards, estimate costs, find in-network doctors, and more. Get started by logging in now for easy access to your benefits.

๐Ÿฅ Medical
(3.8K)
19
Surest
Surest
Surest
Health plan
Free

Start saving with the free Surest app's health plan. Compare prices for doctors and services, view claims info, access your digital ID card, and enjoy benefits like no deductible, clear copays, and access to a wide network of high-value providers. Download the app now for optimal healthcare savings!

๐Ÿ’ช Health & Fitness
(4.3K)
20
Accolade, Inc.
Accolade, Inc.
Accolade, Inc.
by Accolade, Inc.
Free

Access personalized healthcare with integrated benefits and clinical guidance through our app. Chat securely with your dedicated health assistant, consult virtual physicians 24/7, connect with mental health providers, access national specialists for second opinions, manage bills, and use virtual wallet features seamlessly. Start by sending a secure message to get your own health assistant for comprehensive care.

๐Ÿ’ช Health & Fitness
(40K)