Best Pay By Phone Mobile App

222+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated July 2026

From beginner-friendly picks to power-user tools, our pay by phone mobile app list covers 222+ iPhone apps updated through July 2026. Compare ratings, prices, and screenshots in one place.

Compare top Pay By Phone Mobile App (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1PayByPhone ParkingPayByPhone ParkingFree4.8★ (743K)YesNoJul 2026
2ParkMobile: Park. Pay. Go.ParkMobile: Park. Pay. Go.Free4.8★ (1.3M)YesNoJul 2026
3PayPal - Pay, Send, SavePayPal - Pay, Send, SaveFree4.8★ (6.3M)YesNoJul 2026
4ParkByAppParkByAppFree3.2★ (272)NoNoJun 2026
5JIM: Tap to Pay & Payment LinkJIM: Tap to Pay & Payment LinkFree4.7★ (9.6K)YesNoJul 2026
6Afterpay: Pay over timeAfterpay: Pay over timeFree4.9★ (752K)YesNoJul 2026
7Tap to Pay + Contactless + POSTap to Pay + Contactless + POSFree4.8★ (3.1K)NoNoJul 2026
8OnePay – Mobile BankingOnePay – Mobile BankingFree4.9★ (378K)YesNoJul 2026

Top Picks for Pay By Phone Mobile App

PayByPhone Parking#1

PayByPhone Parking by PayByPhone Technologies Inc.

The best way to park.
Editor's Choice
✈️ Travel
4.8😐(743K ratings)
FreeAds
#28in Travel
PayByPhone Parking screenshot 1
PayByPhone Parking screenshot 2
PayByPhone Parking screenshot 3
PayByPhone Parking screenshot 4
PayByPhone Parking screenshot 5

Easily pay for parking from your phone, extending sessions remotely and finding nearby spots. Get notifications before your session expires and track your parking history. Supports multiple payment methods for a seamless experience.

What We Love

  • 🚀 Convenient
  • 🚀 Easy to use
  • 🚀 Saves time
  • 🚀 Seamless

Room to Improve

  • 🐛 App glitches and crashes
  • 🐛 Payment issues
  • 🐛 Inaccurate location detection
ParkMobile: Park. Pay. Go.#2

ParkMobile: Park. Pay. Go. by Parkmobile USA, Inc.

Airport, Lot & Street Parking
Strong Contender
🗺️ Navigation
4.8😞(1.3M ratings)
FreeAds
#3in Navigation
ParkMobile: Park. Pay. Go. screenshot 1
ParkMobile: Park. Pay. Go. screenshot 2
ParkMobile: Park. Pay. Go. screenshot 3
ParkMobile: Park. Pay. Go. screenshot 4
ParkMobile: Park. Pay. Go. screenshot 5
ParkMobile: Park. Pay. Go. screenshot 6

Easily pay for street, lot, and garage parking across North America. Reserve spots in advance for events and find parking in over 500 cities. Streamline business parking expenses with dedicated features.

What We Love

  • 🚀 Convenient parking payment
  • 👍 Easy to use
  • 📍 Accurate location detection
  • ⏰ Helpful parking time reminders

Room to Improve

  • 🐛 Buggy app with glitches
  • ⚠️ Unreliable parking session tracking
  • 💰 Overcharging for parking extensions
PayPal - Pay, Send, Save#3

PayPal - Pay, Send, Save by PayPal, Inc.

Savings, cash back, pay later
Worth Considering
💰 Finance
4.8😐(6.3M ratings)
FreeAds
#3in Finance
PayPal - Pay, Send, Save screenshot 1
PayPal - Pay, Send, Save screenshot 2
PayPal - Pay, Send, Save screenshot 3
PayPal - Pay, Send, Save screenshot 4
PayPal - Pay, Send, Save screenshot 5
PayPal - Pay, Send, Save screenshot 6

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

What We Love

  • 🚀 Extremely effective and reliable crypto recovery service
  • 🔒 Secure payment processing
  • 💰 Convenient way to send and receive money
  • 👍 Easy to use app with simple interface

Room to Improve

  • 🐛 Inconsistent customer support responses
  • 🕰️ Slow money transfer times
  • 💳 Holds on funds for new accounts

More Pay By Phone Mobile App apps to explore

4
ParkByApp
ParkByApp
ParkByApp
Park. Pay. Be on your way.
Free

Easily pay for and manage your parking sessions directly from your smartphone. Avoid the hassle of meters and receive notifications before your session expires. Extend your parking time remotely to accommodate changing plans.

Pay for parking on the goExtend parking sessions remotelyReceive parking session expiry alerts
✈️ Travel
(272)
free
5
JIM: Tap to Pay & Payment Link
JIM: Tap to Pay & Payment Link
JIM: Tap to Pay & Payment Link
Sell & Get Paid Now
Free

Accept contactless payments directly on your iPhone without extra hardware. Get paid instantly and access funds immediately with a prepaid card. Utilize AI-driven insights to grow your business.

Accept contactless paymentsInstant fund accessSpend with JIM Visa® Prepaid card
💰 Finance
(9.6K)
free with in-app purchases
6
Afterpay: Pay over time
Afterpay: Pay over time
Afterpay: Pay over time
Shop Now. Split your payments.
Free

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

Split purchases into 4 paymentsMonthly payment options availableDiscover exclusive deals and brands
🛍️ Shopping
(752K)
free with in-app purchases
7
Tap to Pay + Contactless + POS
Tap to Pay + Contactless + POS
Tap to Pay + Contactless + POS
Credit Card Reader + Processor
Free

Accept credit card payments directly on your iPhone without additional hardware. This app supports major card types and offers secure, bank-grade encryption for seamless in-person transactions. Streamline your business operations with a modern payment solution.

Accept major credit cardsContactless payment processingBank-grade encryption
💼 Business
(3.1K)
free with in-app purchases
8
OnePay – Mobile Banking
OnePay – Mobile Banking
OnePay – Mobile Banking
Bank. Borrow. Build Credit.
Free

Manage your finances with a mobile banking solution offering early pay, rewards, and high-yield savings. Access a cash rewards credit card, affordable wireless plans, and a credit builder loan. Buy now, pay later options are also available.

Early pay and rewardsHigh-yield savings accountsCash back credit card
💰 Finance
(378K)
free with in-app purchases
9
Tamara | Shop Now Pay Later
Tamara | Shop Now Pay Later
Tamara | Shop Now Pay Later
Pay in up to 24, No late fees
Free

This financial super-app offers flexible payment options, allowing you to shop now and pay later in installments or in full. Enjoy exclusive deals, cashback rewards, and buyer protection for a secure and seamless shopping experience.

Pay in installments or in fullSign up in minutesShop at thousands of partners
💰 Finance
(59K)
free
10
Meezan Mobile App
Meezan Mobile App
Meezan Mobile App
by Meezan Bank Limited
Free

Manage your finances with a comprehensive digital banking app. Perform transactions, pay bills, send money, and access exclusive discounts. Features include biometric login, account statements, and card management.

Biometric loginAccount statements and transactionsSend money to any bank
💰 Finance
(2.9K)
free
11
Moniepoint Personal Banking
Moniepoint Personal Banking
Moniepoint Personal Banking
Savings account | Send money
Free

This app provides a secure and convenient way to manage your finances in Nigeria. Open an account, send and receive money instantly, pay bills, buy airtime, and grow your savings with competitive interest rates. It offers a comprehensive digital banking solution for everyday financial needs.

Open bank account instantlySend and receive money fastEarn up to 18% interest on savings
💰 Finance
(29K)
free
12
Connect & Pay
Connect & Pay
Connect & Pay
by 365 Retail Markets, LLC
Free

This app simplifies shopping at participating service locations. Users can create and fund accounts, pay for purchases, view nutrition information, and track their spending history.

Create and fund accountsPay for purchasesView nutrition information
🛍️ Shopping
(9K)
ad-supported
13
BILL AP & AR Business Payments
BILL AP & AR Business Payments
BILL AP & AR Business Payments
Pay bills and get paid online
Free

This app streamlines business payments and receivables, automating accounts payable and receivable processes. It offers flexible payment options and real-time tracking, saving time and improving cash flow.

Automate AP and ARMultiple payment options (ACH, wires, virtual card, credit card, check)Real-time payment tracking and notifications
💼 Business
(49K)
free
14
Sezzle: Buy Now, Pay Later
Sezzle: Buy Now, Pay Later
Sezzle: Buy Now, Pay Later
Shop & Pay in 4¹
Free

This app allows you to buy now and pay later with interest-free installments over six weeks. Easily split purchases into four payments, manage your budget, and discover exclusive deals from thousands of retailers. Enjoy a seamless shopping experience with flexible rescheduling options and instant approval.

Buy now, pay laterPay in 4 interest-free installmentsNo interest or hidden fees
🛍️ Shopping
(292K)
free with in-app purchases
15
Moniepoint Business Banking
Moniepoint Business Banking
Moniepoint Business Banking
Mobile bank account|POS|Loans
Free

This app offers comprehensive mobile banking solutions for businesses. It allows users to open business accounts, accept payments, manage expenses with dedicated cards, purchase airtime, and pay bills. Businesses can also request POS terminals and access savings plans to grow their reserves.

Business bank account creationAccept online and offline paymentsPOS terminal requests
💰 Finance
(15K)
free with in-app purchases
16
ECG PowerApp
ECG PowerApp
ECG PowerApp
by Electricity Company of Ghana Ltd
Free

Manage your prepaid and postpaid meters with ease. This app allows direct connection to critical information, customer service engagement for issue reporting, and a streamlined top-up process with faster refunds. Enjoy a renewed vision for customer convenience.

Prepaid and postpaid meter top-upsCustomer service engagementIssue reporting and feedback
📊 Productivity
(24K)
free
17
Freenow by Lyft - taxi & more
Freenow by Lyft - taxi & more
Freenow by Lyft - taxi & more
Taxis in a tap
Free

This app provides reliable taxi services and a variety of other transportation options across 9 European countries. Easily book rides, rent cars, purchase public transport tickets, and pay securely within the app. Enjoy features like pre-booking, in-app chat with drivers, and trip sharing for a seamless travel experience.

Book trusted taxiseScooter, eBike, eMoped rentalsCarsharing and private hire
✈️ Travel
(51K)
free with in-app purchases
18
Grab: Taxi Ride, Food Delivery
Grab: Taxi Ride, Food Delivery
Grab: Taxi Ride, Food Delivery
Car Hailing & Grocery Order
Free

This app provides a comprehensive suite of services across Southeast Asia, including ride-hailing, food and grocery delivery, and package delivery. It aims to be a one-stop solution for everyday needs, offering convenient booking and cashless payment options.

Ride-hailing and taxi bookingFood delivery from restaurantsGrocery delivery from supermarkets
✈️ Travel
(249K)
free with in-app purchases
19
JazzCash- Your Mobile Account
JazzCash- Your Mobile Account
JazzCash- Your Mobile Account
Instant Transfers & Payments
Free

This mobile wallet allows users to send money, pay bills, and recharge mobile balances instantly. It offers a secure mobile account, debit card linking for deposits, and options for physical or virtual Mastercards for payments. The app features customization, universal search, and an agent locator.

Instant money transfersUtility bill paymentsMobile balance recharge
💰 Finance
(7K)
free
20
Rebtel: Top-ups And Calls
Rebtel: Top-ups And Calls
Rebtel: Top-ups And Calls
Recharge Fast, Call Worldwide.
Free

Stay connected with loved ones globally through affordable international calls and fast mobile top-ups. This app offers fee-free recharges and excellent calling rates, making it easy to send credit and connect with over 150 countries.

International mobile top-upsCrystal-clear international callsBest available rates
🌐 Social Networking
(124K)
free with in-app purchases

FAQ about Pay By Phone Mobile App

What is the best pay by phone mobile app for iPhone?
PayByPhone Parking tops our pay by phone mobile app ranking as of July 2026, with a 4.8-star average from 743K App Store ratings, and it's free to download.
Yes — 20 of the top pay by phone mobile app we rank are free to download, including PayByPhone Parking and ParkMobile: Park. Pay. Go..
PayByPhone Parking shows ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 222+ pay by phone mobile app on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
The app allows you to pay for parking sessions directly from your smartphone. You can start and extend your parking time remotely, find parking spots, and receive notifications before your session expires. It aims to make the parking experience quick, seamless, and secure.
Key features include the ability to start and extend parking sessions remotely, find parking using maps, receive expiry notifications, review parking history, pin your parking location, and get emailed receipts for expense tracking. It also supports various payment methods.