Best Pay By Phone Mobile App

250+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated August 2026

From beginner-friendly picks to power-user tools, our pay by phone mobile app list covers 250+ iPhone apps updated through August 2026. Compare ratings, prices, and screenshots in one place.

Compare top Pay By Phone Mobile App (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1PayByPhone ParkingPayByPhone ParkingFree4.8โ˜… (750K)YesNoAug 2026
2ParkMobile: Park. Pay. Go.ParkMobile: Park. Pay. Go.Free4.8โ˜… (1.3M)NoNoAug 2026
3PayPal - Pay, Send, SavePayPal - Pay, Send, SaveFree4.8โ˜… (6.3M)YesNoAug 2026
4Tap to Pay - Card PaymentsTap to Pay - Card PaymentsFree5.0โ˜… (3)NoNoAug 2026
5ParkByAppParkByAppFree3.2โ˜… (272)NoNoJul 2026
6Jim: sell & get paid instantlyJim: sell & get paid instantlyFree4.7โ˜… (11K)YesNoAug 2026
7Citi MobileยฎCiti MobileยฎFree4.9โ˜… (4M)NoNoAug 2026
8My Vault Card PlusMy Vault Card PlusFree5.0โ˜… (3)โ€”NoAug 2026

Top Picks for Pay By Phone Mobile App

PayByPhone Parking#1

PayByPhone Parking by PayByPhone Technologies Inc.

The best way to park.
Editor's Choice
โœˆ๏ธ Travel
4.8๐Ÿ˜(750K ratings)
FreeAds
#23in Travel
PayByPhone Parking screenshot 1
PayByPhone Parking screenshot 2
PayByPhone Parking screenshot 3
PayByPhone Parking screenshot 4
PayByPhone Parking screenshot 5

Easily pay for parking from your phone, extending sessions remotely and finding nearby spots. Get notifications before your session expires and track your parking history. Supports multiple payment methods for a seamless experience.

What We Love

  • ๐Ÿš€ Convenient
  • ๐Ÿš€ Easy to use
  • ๐Ÿš€ Saves time
  • ๐Ÿš€ Seamless

Room to Improve

  • ๐Ÿ› App glitches and crashes
  • ๐Ÿ› Payment issues
  • ๐Ÿ› Inaccurate location detection
ParkMobile: Park. Pay. Go.#2

ParkMobile: Park. Pay. Go. by Parkmobile USA, Inc.

Airport, Lot & Street Parking
Strong Contender
๐Ÿ—บ๏ธ Navigation
4.8๐Ÿ˜ž(1.3M ratings)
Free
#4in Navigation
ParkMobile: Park. Pay. Go. screenshot 1
ParkMobile: Park. Pay. Go. screenshot 2
ParkMobile: Park. Pay. Go. screenshot 3
ParkMobile: Park. Pay. Go. screenshot 4
ParkMobile: Park. Pay. Go. screenshot 5
ParkMobile: Park. Pay. Go. screenshot 6

Easily pay for street, lot, and garage parking across North America. Reserve spots in advance for events and find parking in over 500 cities. Streamline business parking expenses with dedicated features.

What We Love

  • ๐Ÿš€ Convenient parking payment
  • ๐Ÿ‘ Easy to use
  • ๐Ÿ“ Accurate location detection
  • โฐ Helpful parking time reminders

Room to Improve

  • ๐Ÿ› Buggy app with glitches
  • โš ๏ธ Unreliable parking session tracking
  • ๐Ÿ’ฐ Overcharging for parking extensions
PayPal - Pay, Send, Save#3

PayPal - Pay, Send, Save by PayPal, Inc.

Debit card, rewards, pay later
Worth Considering
๐Ÿ’ฐ Finance
4.8๐Ÿ˜(6.3M ratings)
FreeAds
#5in Finance
PayPal - Pay, Send, Save screenshot 1
PayPal - Pay, Send, Save screenshot 2
PayPal - Pay, Send, Save screenshot 3
PayPal - Pay, Send, Save screenshot 4
PayPal - Pay, Send, Save screenshot 5
PayPal - Pay, Send, Save screenshot 6

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

What We Love

  • ๐Ÿš€ Extremely effective and reliable crypto recovery service
  • ๐Ÿ”’ Secure payment processing
  • ๐Ÿ’ฐ Convenient way to send and receive money
  • ๐Ÿ‘ Easy to use app with simple interface

Room to Improve

  • ๐Ÿ› Inconsistent customer support responses
  • ๐Ÿ•ฐ๏ธ Slow money transfer times
  • ๐Ÿ’ณ Holds on funds for new accounts

More Pay By Phone Mobile App apps to explore

4
Tap to Pay - Card Payments
Tap to Pay - Card Payments
Tap to Pay - Card Payments
Accept Payments on your phone
Free

Transform your iPhone into a mobile payment terminal to accept contactless card and mobile wallet payments instantly on-site. Eliminate the need for separate hardware and get paid faster, improving cash flow and professionalism for mobile businesses.

Accept contactless card payments on iPhoneNo EFTPOS machine or card reader neededInstant on-site payment processing
๐Ÿ’ผ Business
(3)
free
5
ParkByApp
ParkByApp
ParkByApp
Park. Pay. Be on your way.
Free

Easily pay for and manage your parking sessions directly from your smartphone. Avoid the hassle of meters and receive notifications before your session expires. Extend your parking time remotely to accommodate changing plans.

Pay for parking on the goExtend parking sessions remotelyReceive parking session expiry alerts
โœˆ๏ธ Travel
(272)
free
6
Jim: sell & get paid instantly
Jim: sell & get paid instantly
Jim: sell & get paid instantly
Tap to Pay & Payment Links
Free

Accept contactless payments directly on your iPhone without extra hardware. Get paid instantly and access funds immediately with a prepaid card. Utilize AI-driven insights to grow your business.

Accept contactless paymentsInstant fund accessSpend with JIM Visaยฎ Prepaid card
๐Ÿ’ฐ Finance
(11K)
free with in-app purchases
7
Citi Mobileยฎ
Citi Mobileยฎ
Citi Mobileยฎ
A Banking App Designed for You
Free

Manage your banking and finances with a comprehensive mobile app. Open accounts, deposit checks, pay bills, and track spending. Securely access your accounts and manage your cards with features like card locking and PIN resets.

Open new accountsMobile check depositPay bills and schedule payments
๐Ÿ’ฐ Finance
(4M)
free with in-app purchases
8
My Vault Card Plus
My Vault Card Plus
My Vault Card Plus
by payfare Inc.
Free

Manage your Vault Visaยฎ Payroll Card on the go. Check balances, review transactions, and add your card to mobile payment services for secure spending. Easily find nearby ATMs for cash access.

Check account balanceReview transaction historyAdd card to Apple Pay/Google Pay
๐Ÿ’ฐ Finance
(3)
free
9
Afterpay: Pay over time
Afterpay: Pay over time
Afterpay: Pay over time
Shop Now. Split your payments.
Free

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

Split purchases into 4 paymentsMonthly payment options availableDiscover exclusive deals and brands
๐Ÿ›๏ธ Shopping
(752K)
free with in-app purchases
10
OnePay โ€“ Mobile Banking
OnePay โ€“ Mobile Banking
OnePay โ€“ Mobile Banking
Bank. Borrow. Build Credit.
Free

Manage your finances with a mobile banking solution offering early pay, rewards, and high-yield savings. Access a cash rewards credit card, affordable wireless plans, and a credit builder loan. Buy now, pay later options are also available.

Early pay and rewardsHigh-yield savings accountsCash back credit card
๐Ÿ’ฐ Finance
(418K)
free with in-app purchases
11
Square Point of Sale (POS)
Square Point of Sale (POS)
Square Point of Sale (POS)
Payments & Business Dashboard
Free

This all-in-one payments processing app helps businesses of all types manage operations, accept payments, and boost profits. It offers industry-specific modes for retail, restaurants, services, and beauty businesses, with features like inventory management, online booking, and invoicing.

Accept all major payment typesIndustry-specific business modesInventory management
๐Ÿ’ผ Business
(603K)
free with in-app purchases
12
Remitly: Send Money & Transfer
Remitly: Send Money & Transfer
Remitly: Send Money & Transfer
Fast international payments
Free

Send money internationally with a secure and reliable service. Supports over 170 countries and 100 currencies, with various delivery options including bank accounts, mobile wallets, and cash pickup. Offers business services for international payroll and payments.

International money transfersSupport for 170+ countriesMultiple delivery options
๐Ÿ’ฐ Finance
(2.7M)
free with in-app purchases
13
Tap to Pay + Contactless + POS
Tap to Pay + Contactless + POS
Tap to Pay + Contactless + POS
Credit Card Reader + Processor
Free

Accept credit card payments directly on your iPhone without additional hardware. This app supports major card types and offers secure, bank-grade encryption for seamless in-person transactions. Streamline your business operations with a modern payment solution.

Accept major credit cardsContactless payment processingBank-grade encryption
๐Ÿ’ผ Business
(3.6K)
free with in-app purchases
14
PNC Mobile Banking
PNC Mobile Banking
PNC Mobile Banking
Digital Banking Solutions
Free

Manage your finances on the go with this mobile banking app. Check balances, transfer funds, deposit checks, pay bills, and send money securely. It also offers tools to track spending, set budgets, and manage savings goals.

Check account balances and transactionsSecure sign-on with biometricsSend money with Zelleยฎ
๐Ÿ’ฐ Finance
(2M)
free
15
Cashoo
Cashoo
Cashoo
Quick and Easy Payments
Free

Easily send and receive money with loved ones, shop at businesses, pay bills, and donate to charities. Manage your spending with a transaction history and enjoy a secure, cashless lifestyle.

Send and receive moneyShop at businessesPay bills
๐Ÿ’ฐ Finance
(1)
free
16
PeerPurse: Pay,Save & Business
PeerPurse: Pay,Save & Business
PeerPurse: Pay,Save & Business
Personal and Business Banking
Free
๐Ÿ’ฐ Finance
(0)
17
BILL AP & AR Business Payments
BILL AP & AR Business Payments
BILL AP & AR Business Payments
Pay bills and get paid online
Free

This app streamlines business payments and receivables, automating accounts payable and receivable processes. It offers flexible payment options and real-time tracking, saving time and improving cash flow.

Automate AP and ARMultiple payment options (ACH, wires, virtual card, credit card, check)Real-time payment tracking and notifications
๐Ÿ’ผ Business
(49K)
free
18
Payactiv
Payactiv
Payactiv
On-demand pay and beyond
Free

Access your earned wages before payday, pay bills on time, and manage unexpected expenses with user-friendly digital tools. This app helps you achieve financial stability and reach your financial wellness goals without predatory loans or interest.

Early access to wagesGovernment payment early accessSpending and saving tools
๐Ÿ’ฐ Finance
(78K)
free
19
Agent Apps
Agent Apps
Agent Apps
by Linq, LLC
Free

This app allows users to send and receive payment requests directly within messaging conversations. It transforms payment links into interactive cards, displaying the exact amount and details for secure transactions. The card updates automatically to "Paid" once the payment is complete, streamlining the process for both parties.

Send payment requests as interactive cardsAutomatic amount and description from payment linkSecure checkout via Linq
๐Ÿ’ผ Business
(2)
free
20
BankMobile
BankMobile
BankMobile
Digital banking on demand!
Free

Manage your finances with a digital banking app offering cash back rewards, early direct deposit, and instant money transfers. Easily link external accounts, deposit checks, and pay bills from your mobile device.

Earn cash back offersLink external accountsGet paid up to 2 days early
๐Ÿ’ฐ Finance
(33K)
free

FAQ about Pay By Phone Mobile App

What is the best pay by phone mobile app for iPhone?
PayByPhone Parking tops our pay by phone mobile app ranking as of August 2026, with a 4.8-star average from 750K App Store ratings, and it's free to download.
Yes โ€” 20 of the top pay by phone mobile app we rank are free to download, including PayByPhone Parking and ParkMobile: Park. Pay. Go..
PayByPhone Parking shows ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 250+ pay by phone mobile app on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
The app allows you to pay for parking sessions directly from your smartphone. You can start and extend your parking time remotely, find parking spots, and receive notifications before your session expires. It aims to make the parking experience quick, seamless, and secure.
Key features include the ability to start and extend parking sessions remotely, find parking using maps, receive expiry notifications, review parking history, pin your parking location, and get emailed receipts for expense tracking. It also supports various payment methods.