Best Pnc Bank Virtual Wallet Apps

248+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated August 2026

Every iPhone needs a few good pnc bank virtual wallet apps. We benchmark 248+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Pnc Bank Virtual Wallet Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1PNC Mobile BankingPNC Mobile BankingFree4.8★ (2M)NoNoAug 2026
2OnePay – Mobile BankingOnePay – Mobile BankingFree4.9★ (418K)NoNoAug 2026
3PNC BeneFit PlusPNC BeneFit PlusFree4.4★ (782)NoNoAug 2026
4U.S. Bank Mobile BankingU.S. Bank Mobile BankingFree4.8★ (2.1M)YesNoAug 2026
5Huntington Mobile BankingHuntington Mobile BankingFree4.8★ (276K)NoNoAug 2026
6Discover MobileDiscover MobileFree4.9★ (5.2M)NoNoAug 2026
7Cash AppCash AppFree4.8★ (8.6M)NoNoAug 2026
8Chime® – Mobile BankingChime® – Mobile BankingFree4.8★ (1.6M)YesNoAug 2026

Top Picks for Pnc Bank Virtual Wallet

PNC Mobile Banking#1

PNC Mobile Banking by PNC Bank, N.A.

Digital Banking Solutions
Editor's Choice
💰 Finance
4.8😐(2M ratings)
Free
#93in Finance
PNC Mobile Banking screenshot 1
PNC Mobile Banking screenshot 2
PNC Mobile Banking screenshot 3
PNC Mobile Banking screenshot 4
PNC Mobile Banking screenshot 5
PNC Mobile Banking screenshot 6

Manage your finances on the go with this mobile banking app. Check balances, transfer funds, deposit checks, pay bills, and send money securely. It also offers tools to track spending, set budgets, and manage savings goals.

What We Love

  • 🚀 Convenient mobile banking
  • 🔒 Secure transactions
  • 👍 Friendly and helpful customer service
  • 🚀 Easy check deposit via mobile app

Room to Improve

  • 🐛 Frequent app crashes and glitches
  • 🔒 Security issues with data breaches
  • 💰 Excessive fees and overdraft charges
OnePay – Mobile Banking#2

OnePay – Mobile Banking by One Finance, Inc.

Bank. Borrow. Build Credit.
Strong Contender
💰 Finance
4.9😞(418K ratings)
Free
#10in Finance
OnePay – Mobile Banking screenshot 1
OnePay – Mobile Banking screenshot 2
OnePay – Mobile Banking screenshot 3
OnePay – Mobile Banking screenshot 4
OnePay – Mobile Banking screenshot 5
OnePay – Mobile Banking screenshot 6

Manage your finances with a mobile banking solution offering early pay, rewards, and high-yield savings. Access a cash rewards credit card, affordable wireless plans, and a credit builder loan. Buy now, pay later options are also available.

What We Love

  • 🚀 Efficient banking features
  • 🔒 Secure transactions
  • 👍 Intuitive user interface
  • 💡 Useful budgeting tools

Room to Improve

  • 🐛 Unreliable app performance
  • 🤯 Frustrating account changes
  • 🤔 Lack of transparency
PNC BeneFit Plus#3

PNC BeneFit Plus by PNC Bank, N.A.

Worth Considering
💰 Finance
4.4😐(782 ratings)
Free
PNC BeneFit Plus screenshot 1
PNC BeneFit Plus screenshot 2
PNC BeneFit Plus screenshot 3
PNC BeneFit Plus screenshot 4

Manage your health benefit accounts like HSA, HRA, and FSA on the go. Quickly check balances, view claims, and file reimbursements with secure, real-time access to your account details.

What We Love

  • 🚀 Quick and easy to use
  • 👍 User-friendly interface
  • 💡 Convenient for managing HSA
  • 🚀 Straightforward reimbursement process

Room to Improve

  • 🐛 Login issues, inconsistent biometric authentication
  • 🐛 Slow and buggy app performance
  • 🔒 Concerns about security and account access

More Pnc Bank Virtual Wallet apps to explore

4
U.S. Bank Mobile Banking
U.S. Bank Mobile Banking
U.S. Bank Mobile Banking
Personal Finance and Invest
Free

Manage your finances, monitor cash flow, and send money securely. View account balances, deposit checks, pay bills, and track spending. Get personalized insights and explore banking products and investments.

Manage accounts and cardsSend and request money with Zelle®Deposit checks with increased limits
💰 Finance
(2.1M)
free with in-app purchases
5
Huntington Mobile Banking
Huntington Mobile Banking
Huntington Mobile Banking
Access bank accounts on the go
Free

Manage your Huntington accounts, pay bills, deposit checks, and transfer funds securely from your mobile device. The app offers budgeting tools, real-time alerts, and card management features to help you stay on top of your finances.

Check account balancesPay bills and transfer fundsDeposit checks remotely
💰 Finance
(276K)
free
6
Discover Mobile
Discover Mobile
Discover Mobile
Banking and Finance
Free

Manage your Discover credit card and bank accounts securely from anywhere. Check balances, view transactions, make payments, redeem rewards, and deposit checks. Access your FICO score and freeze your account for added security.

Account balance and transaction viewingPayment management and schedulingRewards redemption
💰 Finance
(5.2M)
free
7
Cash App
Cash App
Cash App
Money. Debit Card. Bitcoin.
Free

Easily send and receive money or bitcoin instantly. Save by rounding up change, invest in stocks or bitcoin, and get paid up to two days early with direct deposit. Features a customizable debit card with exclusive discounts.

Send & receive money/bitcoin instantlyRound up spare change to saveInvest in stocks, ETFs, and bitcoin
💰 Finance
(8.6M)
free with in-app purchases
8
Chime® – Mobile Banking
Chime® – Mobile Banking
Chime® – Mobile Banking
The #1 Choice for Banking
Free

Manage your finances with tools for early payday access, fee-free overdraft protection, and credit building. This app offers a checking account with fee-free cash deposits and ATMs, plus automatic savings features and 24/7 support.

Early payday accessFee-free overdraft protectionCredit building tools
💰 Finance
(1.6M)
free with in-app purchases
9
MAJORITY: Mobile banking
MAJORITY: Mobile banking
MAJORITY: Mobile banking
Get a US account without SSN
Free

Manage your money with a mobile banking app designed for internationals. Open an FDIC-insured account and get a Visa debit card with just a passport. Send money abroad, top up phones, and make international calls at competitive rates.

FDIC-insured accountVisa debit card with cashbackInternational money transfers
💰 Finance
(82K)
freemium
10
Ally: Bank, Auto & Invest
Ally: Bank, Auto & Invest
Ally: Bank, Auto & Invest
The app for all things money
Free

Manage your banking, investments, and auto payments all in one secure app. Features include smart savings tools, commission-free trading, and personalized investment advice. Get early direct deposit and free FICO® Score updates.

Manage bank, auto, and investment accountsSchedule vehicle payments and use Auto PaySmart savings tools like buckets and boosters
💰 Finance
(112K)
free
11
Citi Mobile®
Citi Mobile®
Citi Mobile®
A Banking App Designed for You
Free

Manage your banking and finances with a comprehensive mobile app. Open accounts, deposit checks, pay bills, and track spending. Securely access your accounts and manage your cards with features like card locking and PIN resets.

Open new accountsMobile check depositPay bills and schedule payments
💰 Finance
(4M)
free with in-app purchases
12
Robinhood Banking
Robinhood Banking
Robinhood Banking
Credit Card & Banking
Free

This app offers a credit card with 3% cash back and virtual card numbers for private spending. It also provides banking services like high-yield savings, no-fee ATMs, and full-service banking without visiting a branch.

3% cash back on all categoriesVirtual cards with disposable numbersSecure account management and card controls
💰 Finance
(78K)
free with in-app purchases
13
Uniswap: Crypto & NFT Wallet
Uniswap: Crypto & NFT Wallet
Uniswap: Crypto & NFT Wallet
Buy tokens, explore Ethereum
Free

This self-custody crypto wallet allows you to swap tokens across multiple blockchains, manage your crypto and NFT assets, and explore Web3 applications. Buy crypto with a credit card, track prices, and secure your assets with advanced features.

Self-custody crypto walletZero app fees on swapsSwap tokens across EVM-compatible blockchains
💰 Finance
(20K)
free
14
NBT Bank
NBT Bank
NBT Bank
by NBT Bancorp, Inc.
Free

Manage your personal or business finances conveniently from your mobile device. This app allows you to view balances, transfer funds, pay bills, deposit checks, and locate branches or ATMs. It also offers advanced features like biometric authentication and real-time alerts for enhanced security and ease of use.

View account balances and transactionsTransfer funds between accountsPay bills and manage payees
💰 Finance
(38K)
free
15
Exodus: Crypto & Payments
Exodus: Crypto & Payments
Exodus: Crypto & Payments
Control your money
Free

This app provides a secure, self-custodial platform for managing a wide range of cryptocurrencies. It allows users to easily send, receive, and buy digital assets, track their portfolios with advanced tools, and interact with DeFi and Web3 applications. The interface is designed to be user-friendly for both beginners and experienced crypto users.

Self-custodial crypto managementSend and receive 50+ cryptocurrenciesBuy crypto instantly
💰 Finance
(37K)
free
16
COZY Wallet
COZY Wallet
COZY Wallet
Secure Web3 & Crypto Wallet
Free

Manage a wide range of digital assets across numerous blockchains with this secure Web3 wallet. It offers seamless dApp interaction, integrated Telegram tools for community engagement, and a virtual card for global spending.

Support for 1000+ tokens and 60+ chainsNative Telegram integrationVirtual card for global spending
🔧 Utilities
(2.5K)
free
17
Branch: A Better Payday
Branch: A Better Payday
Branch: A Better Payday
Your money—fast
Free

Access your earned wages instantly with flexible payout options. This app provides a free digital bank account and debit card, along with financial wellness tools to help you save, spend, and manage your money effectively.

Fast wage accessDigital bank accountDebit card
💰 Finance
(67K)
free with in-app purchases
18
Tangem - Crypto wallet
Tangem - Crypto wallet
Tangem - Crypto wallet
The safest crypto wallet
Free

This app provides a secure, non-custodial cryptocurrency wallet solution. It combines hardware security with a mobile interface to manage your digital assets, generate private keys on dedicated hardware, and interact with Web3 applications.

Non-custodial crypto walletHardware wallet with secure element chipPrivate keys generated on dedicated hardware
💰 Finance
(24K)
paid
19
Kaia Wallet
Kaia Wallet
Kaia Wallet
Decentralized Wallet
Free

A user-friendly decentralized digital asset wallet that allows easy tracking of coins, tokens, and NFTs. It offers convenient social media login options and supports importing existing wallets.

Decentralized digital asset managementTrack coins, tokens, and NFTsSocial media login (Google, LINE, etc.)
💰 Finance
(0)
free
20
Paga - Send, Pay, and Bank
Paga - Send, Pay, and Bank
Paga - Send, Pay, and Bank
Borderless living
Free

Manage US Dollar and Nigerian Naira accounts from one app. Send, pay, and receive money globally with competitive rates. Get physical and virtual Visa debit cards for seamless transactions.

Open and manage US and Nigerian bank accountsSend, pay, and receive across currenciesPhysical and virtual Visa debit cards
💰 Finance
(1.5K)
free with in-app purchases

FAQ about Pnc Bank Virtual Wallet

What are the best pnc bank virtual wallet apps for iPhone?
PNC Mobile Banking tops our pnc bank virtual wallet apps ranking as of August 2026, with a 4.8-star average from 2M App Store ratings, and it's free to download.
Yes — 20 of the top pnc bank virtual wallet apps we rank are free to download, including PNC Mobile Banking and OnePay – Mobile Banking.
PNC Mobile Banking has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 248+ pnc bank virtual wallet apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
The app allows you to check account balances and recent transactions, securely sign in using biometrics, send money with Zelle®, transfer funds between accounts, deposit checks, pay bills, manage your PNC cards, and locate PNC ATMs or branches.
The app offers tools to track your spending by category, set budgets, and create savings goals. It also provides insights like 'Free Balance' and 'Danger Days' to help you understand your available funds and avoid overdrafts.