Best Digital Payment App India

234+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated June 2026

From beginner-friendly picks to power-user tools, our digital payment app India list covers 234+ iPhone apps updated through June 2026. Compare ratings, prices, and screenshots in one place.

Top Picks for Digital Payment App India

PhonePe: Secure Payments App#1

PhonePe: Secure Payments App by PHONEPE PRIVATE LIMITED

UPI, Recharges, Bills Payments
Editor's Choice
๐Ÿ’ฐ Finance
4.8๐Ÿ˜(159K ratings)
FreeAds
PhonePe: Secure Payments App screenshot 1
PhonePe: Secure Payments App screenshot 2
PhonePe: Secure Payments App screenshot 3
PhonePe: Secure Payments App screenshot 4
PhonePe: Secure Payments App screenshot 5
PhonePe: Secure Payments App screenshot 6

A versatile payments app offering BHIM UPI, bill payments, recharges, and more. Seamlessly manage transactions and investments in one place. Download now for secure and convenient financial management.

What We Love

  • ๐Ÿš€ Instant payments
  • ๐Ÿ‘ User-friendly interface
  • ๐Ÿ”’ Secure transactions
  • ๐Ÿ’ก Diverse payment options

Room to Improve

  • ๐Ÿ› Transactions failing or pending
  • ๐Ÿ” Lack of customer support
  • ๐Ÿ” Difficult to resolve issues
Airtel App: Recharge & Bank#2

Airtel App: Recharge & Bank by Bharti Airtel Limited

Bill Payment, Recharges, UPI
Strong Contender
๐ŸŒŸ Lifestyle
4.3๐Ÿ˜ž(2.3K ratings)
FreeAds
Airtel App: Recharge & Bank screenshot 1
Airtel App: Recharge & Bank screenshot 2
Airtel App: Recharge & Bank screenshot 3
Airtel App: Recharge & Bank screenshot 4
Airtel App: Recharge & Bank screenshot 5
Airtel App: Recharge & Bank screenshot 6

A comprehensive rewards and recharge app, easily managing all your Airtel services in one place. Simplifying bill payments, offering exclusive rewards, and providing personalized suggestions for a seamless user experience. Download now to streamline your Airtel experience.

What We Love

  • ๐Ÿš€ Easy to use
  • โšก Quick payments
  • ๐Ÿ‘ Intuitive interface
  • ๐Ÿ”’ Secure transactions

Room to Improve

  • ๐Ÿ› Frequent app crashes
  • โš ๏ธ Inaccurate data usage tracking
  • ๐Ÿค” Confusing navigation
Paytm: Secure UPI Payments#3

Paytm: Secure UPI Payments by PayTM Mobile Solutions Private Limited

UPI, Recharge & Pay Bills
Worth Considering
๐Ÿ’ฐ Finance
4.7๐Ÿ˜ž(39K ratings)
FreeAds
Paytm: Secure UPI Payments screenshot 1
Paytm: Secure UPI Payments screenshot 2
Paytm: Secure UPI Payments screenshot 3
Paytm: Secure UPI Payments screenshot 4
Paytm: Secure UPI Payments screenshot 5
Paytm: Secure UPI Payments screenshot 6

A secure mobile app for easy BHIM UPI payments and mobile recharges. Conveniently send money, pay bills, and recharge your mobile phone with peace of mind. Simplify your transactions today!

What We Love

  • ๐Ÿš€ Fast payments
  • ๐Ÿ“ฑ Good all-in-one app
  • ๐Ÿ’ณ Convenient payments

Room to Improve

  • ๐Ÿ”’ Security issues
  • ๐Ÿค– Poor customer service
  • ๐Ÿ›‘ Doesn't work internationally

More Digital Payment App India apps to explore

4
PayZapp UPI, Pixel Credit Card
PayZapp UPI, Pixel Credit Card
PayZapp UPI, Pixel Credit Card
Bill Payment, Recharge, Wallet
Free

A versatile financial app offering Bill Payment, Recharge, Wallet services along with Pixel Credit Card and UPI features like scanning QR codes, sending money to contacts, and linking cards. Take control of your finances effortlessly!

๐Ÿ’ฐ Finance
(1.2K)
5
YONO SBI:Banking and Lifestyle
YONO SBI:Banking and Lifestyle
YONO SBI:Banking and Lifestyle
Bank,Invest,Shop,Travel
Free

A versatile mobile application that combines banking, shopping, travel booking, bill payments, investments, and more in one place. Download the app for a seamless user experience and convenient access to a wide range of SBI services and features.

๐Ÿ’ฐ Finance
(2.9K)
6
BHIM Bharat's Own Payments App
BHIM Bharat's Own Payments App
BHIM Bharat's Own Payments App
Bharat Interface for Money
Free

"BHIM โ€“ Making India Cashless" is a UPI-enabled initiative called Bharat Interface for Money, designed to facilitate safe and easy digital transactions. Join the movement towards a cashless India today!

๐Ÿ’ฐ Finance
(1.4K)
7
PayPal - Send, Manage, Pay
PayPal - Send, Manage, Pay
PayPal - Send, Manage, Pay
Savings, cash back, pay later
Free

An all-in-one app for sending money, managing your account, earning cash back, and growing your savings with high-yield options. Easily send money for free, get cash back on purchases, and manage your finances all in one place. Check it out now for a simple and secure way to stay on top of your financial transactions!

๐Ÿ’ฐ Finance
(190K)
8
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
Loans, Cards, Payment & FASTag
Free

Access a comprehensive financial management solution in the palm of your hand with this app. From loans to cards and payments, streamline your banking experience seamlessly.

๐Ÿ’ฐ Finance
(63K)
9
Flipkart - Online Shopping App
Flipkart - Online Shopping App
Flipkart - Online Shopping App
by Flipkart Internet Private Limited
Free

Discover a diverse range of products from fashion to electronics with discounts, rewards, and personalized shopping experiences on this all-in-one shopping app. Update now to explore new trends, personalized recommendations, and convenient features tailored for an enhanced shopping experience.

๐Ÿ›๏ธ Shopping
(102K)
10
HDFC Bank App: Banking & Cards
HDFC Bank App: Banking & Cards
HDFC Bank App: Banking & Cards
App being gradually introduced
Free

Get a personalized, secure, and seamless banking experience at your fingertips with our new app. Download now and enjoy a tailored banking experience with features like fast and secure login, holistic account overview, and effortless loan applications.

๐Ÿ’ฐ Finance
(10K)
11
IDFC FIRST Bank: MobileBanking
IDFC FIRST Bank: MobileBanking
IDFC FIRST Bank: MobileBanking
Savings, Payments, and Loans
Free

Experience fast and seamless mobile banking with integrated services like One-Swipe Banking and Seamless Payments. Manage your savings, payments, and loans easily. Download now for effortless banking on the go!

๐Ÿ’ฐ Finance
(2.7K)
12
Pandar App
Pandar App
Pandar App
Bills Payment
Free

"Pandar App simplifies bill payments and offers a secure digital wallet for storing Naira. Enjoy features like a Virtual Dollar Card for online shopping and bill payments, all in one convenient app."

๐Ÿ’ฐ Finance
(4.6K)
13
PayPal Business
PayPal Business
PayPal Business
Track sales and Send invoices
Free

Track sales, send invoices, and manage money easily with this comprehensive business app. Create and send invoices, manage sales, transfer money, and access customer information all in one place. Simplify your business management tasks on-the-go with this essential app.

๐Ÿ’ผ Business
(29K)
14
MultiPay - Digital Wallet
MultiPay - Digital Wallet
MultiPay - Digital Wallet
Easy & secure digital payments
Free

This digital wallet application makes spending faster, more secure, and convenient, allowing users to make cardless payments, track balances and spending, and earn rewards. Download it now and enjoy a user-friendly and secure digital payment experience with advanced features and exclusive deals!

๐Ÿ’ฐ Finance
(214)
15
LIC Digital - NRI
LIC Digital - NRI
LIC Digital - NRI
by Life Insurance Corporation of India
Free

Access essential information about LIC products and services through this official iOS app designed for LIC customers, including NRIs. Stay informed about policies, claims, and more with ease. Download now for convenient management of your Life Insurance Corporation account.

๐Ÿ’ฐ Finance
(1.5K)
16
JIM: Tap to Pay & Payment Link
JIM: Tap to Pay & Payment Link
JIM: Tap to Pay & Payment Link
Sell & Get Paid Now
Free

This revolutionary app, designed for business owners, allows you to sell anywhere and get paid instantly with just your iPhone. Accept contactless payments, access your money instantly, and leverage AI tools for sales insights and recommendations. Start accepting instant payments and supercharge your business growth today!

๐Ÿ’ฐ Finance
(7.4K)
17
Mony - UPI for Tourists & NRIs
Mony - UPI for Tourists & NRIs
Mony - UPI for Tourists & NRIs
UPI Wallet for Tourists & NRIs
Free

A user-friendly app designed for tourists, allowing them to make hassle-free mobile payments using UPI. Seamlessly manage expenses and transactions while traveling. Download now to simplify your financial management abroad.

๐Ÿ’ฐ Finance
(556)
18
MyCardWallet.
MyCardWallet.
MyCardWallet.
Mobilize your cards
Free

Simplify card management with this app: view balances, securely store cards, and easily add them to your digital wallet for convenient spending in-store and online. Keep track of your balance and access card details instantly.

๐Ÿ’ฐ Finance
(82K)
19
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Pay, save & invest money
Free

Kuda is a financial app that offers free money transfers, savings, and bill payments. It provides easy access to banking services without hidden fees. Download now to simplify your finances.

๐Ÿ’ฐ Finance
(133K)
20
V by VFD
V by VFD
V by VFD
Powered by VFD MFB Ltd.
Free

Experience all-in-one digital banking convenience with unrestricted access to banking, lifestyle, and investment features 24/7. Enjoy easy account opening, instant transactions, high-yield investments, budgeting tools, savings plans, and 24/7 live chat support. Say goodbye to paperwork and hello to convenience!

๐Ÿ’ฐ Finance
(967)