250+ iOS apps curated and reviewed
The best four | buy now, pay later apps on iPhone average 4.7★ across 250+ titles — we've ranked them by what real users actually keep on their phones. Updated September 2026.
| # | App | Price | Rating | Ads | In-App Purchases | Updated | |
|---|---|---|---|---|---|---|---|
| 1 |  | Free | 4.8★ (120K) | No | No | Sep 2026 | |
| 2 |  | Free | 4.9★ (303K) | No | No | Sep 2026 | |
| 3 |  | Free | 4.9★ (868K) | No | No | Sep 2026 | |
| 4 |  | Free | 4.9★ (753K) | No | No | Sep 2026 | |
| 5 |  | Free | 4.9★ (1.7M) | No | No | Sep 2026 | |
| 6 |  | Free | 4.7★ (59K) | No | No | Sep 2026 | |
| 7 |  | Free | 4.9★ (2.4M) | Yes | No | Sep 2026 | |
| 8 |  | Free | 4.9★ (21K) | No | No | Sep 2026 |
Shop your favorite online stores and split purchases into four interest-free payments. Manage all your orders and payment schedules in one convenient app, with optional upgrades for exclusive benefits.
This app allows you to buy now and pay later with interest-free installments over six weeks. Easily split purchases into four payments, manage your budget, and discover exclusive deals from thousands of retailers. Enjoy a seamless shopping experience with flexible rescheduling options and instant approval.
Split purchases into 4 or 8 interest-free installments, paid bi-weekly. Use online or in-store with a virtual or physical card. Earn cashback and potentially increase spending power with on-time payments.
