Best Lic Paydirect Apps

248+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated September 2026

Every iPhone needs a few good lic paydirect apps. We benchmark 248+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Lic Paydirect Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1DailyPay On-Demand PayDailyPay On-Demand PayFree4.8★ (487K)NoNoSep 2026
2Paytm: Secure UPI PaymentsPaytm: Secure UPI PaymentsFree4.7★ (39K)YesNoSep 2026
3Citi Mobile®Citi Mobile®Free4.9★ (4M)NoNoAug 2026
4AmexAmexFree4.9★ (4.4M)YesNoSep 2026
5rapid! Payrapid! PayFree4.5★ (189K)NoNoSep 2026
6PNC Mobile BankingPNC Mobile BankingFree4.8★ (2M)NoNoSep 2026
7Branch: A Better PaydayBranch: A Better PaydayFree4.8★ (67K)NoNoSep 2026
8Square Point of Sale (POS)Square Point of Sale (POS)Free4.8★ (603K)NoNoSep 2026

Top Picks for Lic Paydirect

DailyPay On-Demand Pay#1

DailyPay On-Demand Pay by Daily Pay Inc.

Your money, when you need it!
Editor's Choice
💰 Finance
4.8😞(487K ratings)
Free
#51in Finance
DailyPay On-Demand Pay screenshot 1
DailyPay On-Demand Pay screenshot 2
DailyPay On-Demand Pay screenshot 3
DailyPay On-Demand Pay screenshot 4
DailyPay On-Demand Pay screenshot 5
DailyPay On-Demand Pay screenshot 6

Access your earned wages instantly, monitor your credit score, and build savings with automated tools. This app also offers curated deals and cash back on everyday purchases, all while providing 24/7 customer support.

What We Love

  • 🚀 Convenient access to paycheck
  • 💡 Helpful for emergencies and budgeting
  • 👍 Decent customer service in some cases

Room to Improve

  • 🐛 Inconsistent balance updates
  • 💰 Excessive fees for instant transfers
  • 🔒 Concerns about account security and access
Paytm: Secure UPI Payments#2

Paytm: Secure UPI Payments by Paytm Mobile Solutions

UPI, Recharge & Pay Bills
Strong Contender
💰 Finance
4.7😞(39K ratings)
FreeAds
Paytm: Secure UPI Payments screenshot 1
Paytm: Secure UPI Payments screenshot 2
Paytm: Secure UPI Payments screenshot 3
Paytm: Secure UPI Payments screenshot 4
Paytm: Secure UPI Payments screenshot 5
Paytm: Secure UPI Payments screenshot 6

This app offers secure and private UPI payments, bill recharges, and online shopping. It provides features like personalized UPI IDs, international payments, and spend analytics for users in India and abroad.

What We Love

  • 🚀 Fast payments
  • 📱 Good all-in-one app
  • 💳 Convenient payments

Room to Improve

  • 🔒 Security issues
  • 🤖 Poor customer service
  • 🛑 Doesn't work internationally

More Lic Paydirect apps to explore

3
Citi Mobile®
Citi Mobile®
Citi Mobile®
A Banking App Designed for You
Free

Manage your banking and finances with a comprehensive mobile app. Open accounts, deposit checks, pay bills, and track spending. Securely access your accounts and manage your cards with features like card locking and PIN resets.

Open new accountsMobile check depositPay bills and schedule payments
💰 Finance
(4M)
free with in-app purchases
4
Amex
Amex
Amex
Payments, Balance & Rewards
Free

Manage your American Express account securely from anywhere. Track spending, view rewards, pay your bill, and discover personalized offers. Enjoy quick, safe access with biometric login and instant alerts for added peace of mind.

Secure account managementTrack spending and rewardsPay bills and manage balance
💰 Finance
(4.4M)
free
5
rapid! Pay
rapid! Pay
rapid! Pay
rapid! Access PayCard OnDemand
Free

Access your PayCard and on-demand earnings instantly. Manage your accounts, transfer funds, deposit checks remotely, and pay bills. Earn cash back rewards and find nearby ATMs.

Activate/replace PayCardView balances and transaction historyTransfer funds between accounts
💰 Finance
(189K)
free
6
PNC Mobile Banking
PNC Mobile Banking
PNC Mobile Banking
Digital Banking Solutions
Free

Manage your finances on the go with this mobile banking app. Check balances, transfer funds, deposit checks, pay bills, and send money securely. It also offers tools to track spending, set budgets, and manage savings goals.

Check account balances and transactionsSecure sign-on with biometricsSend money with Zelle®
💰 Finance
(2M)
free
7
Branch: A Better Payday
Branch: A Better Payday
Branch: A Better Payday
Your money—fast
Free

Access your earned wages instantly with flexible payout options. This app provides a free digital bank account and debit card, along with financial wellness tools to help you save, spend, and manage your money effectively.

Fast wage accessDigital bank accountDebit card
💰 Finance
(67K)
free with in-app purchases
8
Square Point of Sale (POS)
Square Point of Sale (POS)
Square Point of Sale (POS)
Payments & Business Dashboard
Free

This all-in-one payments processing app helps businesses of all types manage operations, accept payments, and boost profits. It offers industry-specific modes for retail, restaurants, services, and beauty businesses, with features like inventory management, online booking, and invoicing.

Accept all major payment typesIndustry-specific business modesInventory management
💼 Business
(603K)
free with in-app purchases
9
Payactiv
Payactiv
Payactiv
On-demand pay and beyond
Free

Access your earned wages before payday, pay bills on time, and manage unexpected expenses with user-friendly digital tools. This app helps you achieve financial stability and reach your financial wellness goals without predatory loans or interest.

Early access to wagesGovernment payment early accessSpending and saving tools
💰 Finance
(78K)
free
10
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Cashback, payments, savings
Free

Shop anywhere with flexible payment options, including interest-free installments and pay-in-30-days. Earn cashback, compare prices, track deliveries, and manage returns easily. Also offers mobile phone service.

Flexible payment optionsInterest-free installmentsUp to 10% cashback
💰 Finance
(2.4M)
free with in-app purchases
11
Rain Instant Pay
Rain Instant Pay
Rain Instant Pay
Unlock your employer benefits!
Free

Access your earned wages and employer benefits instantly, anytime. Track your earnings, gain financial insights, and utilize a full suite of financial tools. Manage your money on your terms with secure, on-demand access.

Instant access to earned wagesTrack earnings in real-timeFinancial coaching and education
💼 Business
(41K)
free
12
Citizens Bank Mobile Banking
Citizens Bank Mobile Banking
Citizens Bank Mobile Banking
by Citizens Bank, N.A.
Free

Manage your finances conveniently from your mobile device. View account balances, deposit checks with photos, transfer funds securely, and pay bills all in one place. Your accounts are protected with a banking guarantee.

View account balances and activityDeposit checks by snapping photosTransfer money between accounts
💰 Finance
(737K)
free
13
Paycom
Paycom
Paycom
by Paycom
Free

Manage HR and payroll tasks like checking schedules, requesting time off, and reviewing pay. Access employee information, track expenses, and complete training. Managers can approve requests and view team data.

Manage HR and payroll tasksView employee informationTrack time and expenses
💼 Business
(1.5M)
free
14
Afterpay: Pay over time
Afterpay: Pay over time
Afterpay: Pay over time
Shop Now. Split your payments.
Free

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

Split purchases into 4 paymentsMonthly payment options availableDiscover exclusive deals and brands
🛍️ Shopping
(752K)
free with in-app purchases
15
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
Debit card, rewards, pay later
Free

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

Send and receive money globallyEarn cash back offersRequest a debit card
💰 Finance
(6.3M)
free with in-app purchases
16
Navy Federal Credit Union
Navy Federal Credit Union
Navy Federal Credit Union
Our Members are the Mission
Free

Manage your finances on the go with this banking app. Easily check accounts, make payments, transfer funds, and deposit checks. Securely sign in and find nearby branches or ATMs. Apply for new accounts and loans, or manage your cards.

Account managementBill paymentsFund transfers
💰 Finance
(815K)
free
17
MoneyLion: Banking & Cash Back
MoneyLion: Banking & Cash Back
MoneyLion: Banking & Cash Back
Cashback rewards & Loan Offers
Free

Access mobile banking, personal finance tools, and cash advances. Earn cashback rewards and explore loan offers. Build credit with a membership and get paid up to two days early with direct deposit.

Mobile banking with early direct depositCash advances up to $1000Cashback rewards on spending
💰 Finance
(324K)
free with in-app purchases
18
SECU
SECU
SECU
by State Employees' Credit Union
Free

Manage your finances on the go with this mobile banking app. View account balances, pay bills, transfer funds, and deposit checks securely. It also allows you to manage your cards and communicate with the institution through secure messaging.

View account balances and transactionsLock/unlock debit cardsSchedule and manage bill payments
💰 Finance
(276K)
free
19
OnePay – Mobile Banking
OnePay – Mobile Banking
OnePay – Mobile Banking
Bank. Borrow. Build Credit.
Free

Manage your finances with a mobile banking solution offering early pay, rewards, and high-yield savings. Access a cash rewards credit card, affordable wireless plans, and a credit builder loan. Buy now, pay later options are also available.

Early pay and rewardsHigh-yield savings accountsCash back credit card
💰 Finance
(424K)
free with in-app purchases
20
EarnIn: Beyond Cash Advance
EarnIn: Beyond Cash Advance
EarnIn: Beyond Cash Advance
Get Paid Fast, Early Payday
Free

Access funds you've already earned before payday with this app. It offers same-day pay, overdraft protection, credit monitoring, and savings tools. Get up to $150 daily with optional expedited transfers for a small fee.

Access up to $150 per dayGet paycheck up to 2 days earlyOverdraft alerts and custom transfers
💰 Finance
(452K)
free with in-app purchases

FAQ about Lic Paydirect

What are the best lic paydirect apps for iPhone?
DailyPay On-Demand Pay tops our lic paydirect apps ranking as of September 2026, with a 4.8-star average from 487K App Store ratings, and it's free to download.
Yes — 20 of the top lic paydirect apps we rank are free to download, including DailyPay On-Demand Pay and Paytm: Secure UPI Payments.
DailyPay On-Demand Pay has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 248+ lic paydirect apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
DailyPay provides access to your earned wages before your payday, offers tools to monitor your credit score, build savings automatically, and unlock cash back rewards on purchases. It aims to give users more control over their financial future.
You can get your hard-earned money as soon as your shift ends through an instant transfer option. This feature is available if your employer participates in DailyPay, and fees may be waived for transfers to a DailyPay Card set up with direct deposit.