Best Lic Paydirect Apps

227+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated June 2026

Airtel App is the household name in LIC PayDirect, but it's far from the only option. We track 227+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Lic Paydirect Apps (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Airtel App: Recharge & BankAirtel App: Recharge & BankFree4.2★ (16K)YesNoAug 2026
2PhonePe UPI, Payment, RechargePhonePe UPI, Payment, RechargeFree4.7★ (167K)NoNoAug 2026
3LIC InternationalLIC InternationalFree1.0★ (1)NoNoMay 2026
4Upgrade - Mobile BankingUpgrade - Mobile BankingFree4.9★ (83K)NoNoAug 2026
5Afterpay: Pay over timeAfterpay: Pay over timeFree4.9★ (752K)NoNoAug 2026
6iMobile: Loan, Cards & BankingiMobile: Loan, Cards & BankingFree4.8★ (66K)NoNoAug 2026
7National Life GroupNational Life GroupFree4.5★ (566)NoNoAug 2026
8PayMe - Claim Your MoneyPayMe - Claim Your MoneyFree4.8★ (35K)NoYesAug 2026

Top Picks for Lic Paydirect

Airtel App: Recharge & Bank#1

Airtel App: Recharge & Bank by Bharti Airtel Ltd.

Bill Payment, Recharges, UPI
Editor's Choice
🌟 Lifestyle
4.2😞(16K ratings)
FreeAds
Airtel App: Recharge & Bank screenshot 1
Airtel App: Recharge & Bank screenshot 2
Airtel App: Recharge & Bank screenshot 3
Airtel App: Recharge & Bank screenshot 4
Airtel App: Recharge & Bank screenshot 5
Airtel App: Recharge & Bank screenshot 6

Manage all your Airtel services, including mobile recharges, bill payments, and banking. Explore 5G Plus speeds, pay utility bills, and access exclusive offers and cashback.

What We Love

  • 🚀 Easy to use
  • ⚡ Quick payments
  • 👍 Intuitive interface
  • 🔒 Secure transactions

Room to Improve

  • 🐛 Frequent app crashes
  • ⚠️ Inaccurate data usage tracking
  • 🤔 Confusing navigation
PhonePe UPI, Payment, Recharge#2

PhonePe UPI, Payment, Recharge by PHONEPE PRIVATE LIMITED

FASTag, Credit Card, Gold SIP
Strong Contender
💰 Finance
4.7😐(167K ratings)
Free
PhonePe UPI, Payment, Recharge screenshot 1
PhonePe UPI, Payment, Recharge screenshot 2
PhonePe UPI, Payment, Recharge screenshot 3
PhonePe UPI, Payment, Recharge screenshot 4
PhonePe UPI, Payment, Recharge screenshot 5
PhonePe UPI, Payment, Recharge screenshot 6

This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

What We Love

  • 🚀 Instant payments
  • 👍 User-friendly interface
  • 🔒 Secure transactions
  • 💡 Diverse payment options

Room to Improve

  • 🐛 Transactions failing or pending
  • 🔍 Lack of customer support
  • 🔍 Difficult to resolve issues
LIC International#3

LIC International by LIC International

Worth Considering
💼 Business
1.0(1 ratings)
Free
LIC International screenshot 1
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LIC International screenshot 4
LIC International screenshot 5

Access detailed information on various insurance plans, including life, health, and investment options. Existing policyholders can manage their policies, view premium due dates, and check loan availability. Consultants can track agency policies and client details.

More Lic Paydirect apps to explore

4
Upgrade - Mobile Banking
Upgrade - Mobile Banking
Upgrade - Mobile Banking
Rewards Checking, Loans, Cards
Free

Manage your finances with a comprehensive mobile banking app. Access rewards checking, loans, and cards. Track balances, pay bills, monitor credit, and request cash advances.

Cash back rewards on card purchasesManage personal loans and credit linesTrack credit score and receive alerts
💰 Finance
(83K)
free with in-app purchases
5
Afterpay: Pay over time
Afterpay: Pay over time
Afterpay: Pay over time
Shop Now. Split your payments.
Free

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

Split purchases into 4 paymentsMonthly payment options availableDiscover exclusive deals and brands
🛍️ Shopping
(752K)
free with in-app purchases
6
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
Loans, Cards, Payment & FASTag
Free

This banking app provides over 400 services, including loans, savings accounts, fund transfers, and card management. It allows users to manage investments, make payments, recharge services, and book travel. Features include budgeting tools, rewards, and 24/7 chatbot assistance.

Apply for various loans (Personal, Home, Car)Open digital savings accounts and fixed depositsManage debit, credit, and forex cards
💰 Finance
(66K)
free
7
National Life Group
National Life Group
National Life Group
Your policy on the go.
Free

Securely access and manage your life insurance and annuity policies from your mobile device. View policy details, make payments, set up autopay, and track transactions. Stay connected with agent contact information and receive important alerts.

Access policies in one placeView coverage and valuesMake premium and loan payments
💰 Finance
(566)
free
8
PayMe - Claim Your Money
PayMe - Claim Your Money
PayMe - Claim Your Money
Settlements, Bills & Savings
Free

Discover and claim money you're owed from forgotten accounts, company settlements, and overpaid bills. This app uses AI to find potential claims and connects you with experts to negotiate lower rates, helping you recover lost funds and save money effortlessly.

AI-powered settlement matchingExpert bill negotiationUnclaimed property search
💰 Finance
(35K)
free with in-app purchases
9
BHIM Bharat's Own Payments App
BHIM Bharat's Own Payments App
BHIM Bharat's Own Payments App
Bharat Interface for Money
Free

This UPI payment app simplifies digital transactions for all Indians with an intuitive interface and advanced security. It offers features like expense tracking, bill payments, and the ability to manage family payments.

Intuitive UIFamily payment managementExpense monitoring
💰 Finance
(1.4K)
free
10
rapid! Pay
rapid! Pay
rapid! Pay
rapid! Access PayCard OnDemand
Free

Access your PayCard and on-demand earnings instantly. Manage your accounts, transfer funds, deposit checks remotely, and pay bills. Earn cash back rewards and find nearby ATMs.

Activate/replace PayCardView balances and transaction historyTransfer funds between accounts
💰 Finance
(188K)
free
11
Guardian®
Guardian®
Guardian®
Insurance | Wealth | Benefits
Free

Access your dental and vision benefit details, find participating providers, and view your ID cards. Track your dental claims and review your plan information.

Find participating providersView and download ID cardsAdd ID cards to Apple Wallet
🏥 Medical
(42K)
free
12
Nationwide Mobile
Nationwide Mobile
Nationwide Mobile
by Nationwide Mutual Insurance Company
Free

Manage your insurance policies, file claims, and pay bills on the go. This app allows you to track claim status, access ID cards, and even get quotes for new policies. It offers convenient features like VIN scanning for vehicle updates and an accident checklist for emergencies.

File and track insurance claimsPay bills and manage paymentsAccess and share ID cards
💰 Finance
(69K)
free
13
Citi Mobile®
Citi Mobile®
Citi Mobile®
A Banking App Designed for You
Free

Manage your banking and finances with a comprehensive mobile app. Open accounts, deposit checks, pay bills, and track spending. Securely access your accounts and manage your cards with features like card locking and PIN resets.

Open new accountsMobile check depositPay bills and schedule payments
💰 Finance
(4M)
free with in-app purchases
14
Esurance Mobile
Esurance Mobile
Esurance Mobile
by Esurance
Free

Manage your auto insurance policy with ease. Access your ID card, pay bills, file claims, and get roadside assistance quickly. The app features a modern design with simplified navigation for a seamless user experience.

Policy managementClaim filingID card access
💰 Finance
(209K)
free
15
State Farm®
State Farm®
State Farm®
Insurance & Finance
Free

Manage insurance policies, pay bills, and access coverage details. File and track claims, request roadside assistance, and view financial product information. Features include secure login, personalized reminders, and Siri integration.

Manage insurance policiesPay bills with Apple PayFile and track claims
💰 Finance
(1.2M)
free
16
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Flexible Shopping & Payments
Free

Shop your favorite online stores and split purchases into four interest-free payments. Manage all your orders and payment schedules in one convenient app, with optional upgrades for exclusive benefits.

Split purchases into 4 paymentsPay every two weeksManage orders in one app
🛍️ Shopping
(112K)
freemium
17
FloatMe: Fast Cash Advance App
FloatMe: Fast Cash Advance App
FloatMe: Fast Cash Advance App
Support When You Need Money
Free

Access quick cash advances to cover bills and expenses between paychecks. This app offers money management tools, low balance alerts, and a marketplace for earning opportunities. Securely connect your bank account for seamless transactions.

Cash advances up to $50No credit checks or interestCash flow calendar
💰 Finance
(151K)
subscription
18
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Pay, save & invest money
Free

Manage your finances with a digital bank account. Easily make payments, save money with automated features, and invest in stocks. Enjoy free transfers and premium rewards.

Free bank account openingFree money transfersAutomated savings
💰 Finance
(132K)
freemium
19
Direct Auto Insurance
Direct Auto Insurance
Direct Auto Insurance
Your policy, wherever you go.
Free

Manage your auto insurance policy conveniently from your mobile device. Access policy documents, ID cards, make payments, and handle claims on the go. Request roadside assistance and review your coverage details anytime, anywhere.

Access ID cardsMake paymentsSign policy documents
💰 Finance
(36K)
free
20
Access More
Access More
Access More
by Access Bank Plc
Free

This innovative mobile payment app goes beyond traditional banking, offering seamless financial transactions, payment solutions, and lifestyle experiences. It provides personalized services, ease of use, and a wide range of features from quick account opening to investment services and bill payments.

Quick account openingPersonalized dashboards and themesInvestment services
💰 Finance
(117K)
free

FAQ about Lic Paydirect

What are the best LIC PayDirect apps for iPhone?
Airtel App: Recharge & Bank tops our LIC PayDirect apps ranking as of June 2026, with a 4.2-star average from 16K App Store ratings, and it's free to download.
Yes — 20 of the top LIC PayDirect apps we rank are free to download, including Airtel App: Recharge & Bank and PhonePe UPI, Payment, Recharge.
Airtel App: Recharge & Bank shows ads and has no in-app purchases, according to its App Store listing as of June 2026.
We track 227+ LIC PayDirect apps on the iOS App Store as of June 2026, ranked by rating, recency, and analysis of real user reviews.
The Airtel App is a comprehensive platform for managing all your Airtel services. You can perform mobile recharges for prepaid and postpaid plans, pay bills for DTH and broadband, make UPI transactions, and access Airtel Payments Bank features. It also provides information on data usage, plan details, and exclusive offers.
Key features include easy mobile and DTH recharges, hassle-free bill payments for broadband and utilities, instant UPI money transfers, access to Airtel Payments Bank for secure banking, a Call Manager to track missed calls, and information about Airtel 5G Plus speeds. Users can also claim premium Adobe Express subscriptions.