Best Upi India Apps

201+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated June 2026

Finding the right upi india app can be overwhelming with so many options. We've analyzed 201+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Top Picks for Upi India

Paytm: Secure UPI Payments#1

Paytm: Secure UPI Payments by PayTM Mobile Solutions Private Limited

UPI, Recharge & Pay Bills
Editor's Choice
💰 Finance
4.7😞(39K ratings)
FreeAds
Paytm: Secure UPI Payments screenshot 1
Paytm: Secure UPI Payments screenshot 2
Paytm: Secure UPI Payments screenshot 3
Paytm: Secure UPI Payments screenshot 4
Paytm: Secure UPI Payments screenshot 5
Paytm: Secure UPI Payments screenshot 6

A secure mobile app for easy BHIM UPI payments and mobile recharges. Conveniently send money, pay bills, and recharge your mobile phone with peace of mind. Simplify your transactions today!

What We Love

  • 🚀 Fast payments
  • 📱 Good all-in-one app
  • 💳 Convenient payments

Room to Improve

  • 🔒 Security issues
  • 🤖 Poor customer service
  • 🛑 Doesn't work internationally
PhonePe: Secure Payments App#2

PhonePe: Secure Payments App by PHONEPE PRIVATE LIMITED

UPI, Recharges, Bills Payments
Strong Contender
💰 Finance
4.8😐(161K ratings)
FreeAds
PhonePe: Secure Payments App screenshot 1
PhonePe: Secure Payments App screenshot 2
PhonePe: Secure Payments App screenshot 3
PhonePe: Secure Payments App screenshot 4
PhonePe: Secure Payments App screenshot 5
PhonePe: Secure Payments App screenshot 6

A versatile payments app offering BHIM UPI, bill payments, recharges, and more. Seamlessly manage transactions and investments in one place. Download now for secure and convenient financial management.

What We Love

  • 🚀 Instant payments
  • 👍 User-friendly interface
  • 🔒 Secure transactions
  • 💡 Diverse payment options

Room to Improve

  • 🐛 Transactions failing or pending
  • 🔍 Lack of customer support
  • 🔍 Difficult to resolve issues

More Upi India apps to explore

4
Mony - UPI for Tourists & NRIs
Mony - UPI for Tourists & NRIs
Mony - UPI for Tourists & NRIs
UPI Wallet for Tourists & NRIs
Free

A user-friendly app designed for tourists, allowing them to make hassle-free mobile payments using UPI. Seamlessly manage expenses and transactions while traveling. Download now to simplify your financial management abroad.

💰 Finance
(556)
5
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
Loans, Cards, Payment & FASTag
Free

Access a comprehensive financial management solution in the palm of your hand with this app. From loans to cards and payments, streamline your banking experience seamlessly.

💰 Finance
(63K)
6
Airtel App: Recharge & Bank
Airtel App: Recharge & Bank
Airtel App: Recharge & Bank
Bill Payment, Recharges, UPI
Free

A comprehensive rewards and recharge app, easily managing all your Airtel services in one place. Simplifying bill payments, offering exclusive rewards, and providing personalized suggestions for a seamless user experience. Download now to streamline your Airtel experience.

🌟 Lifestyle
(2.3K)
7
HDFC Bank App: Banking & Cards
HDFC Bank App: Banking & Cards
HDFC Bank App: Banking & Cards
App being gradually introduced
Free

Get a personalized, secure, and seamless banking experience at your fingertips with our new app. Download now and enjoy a tailored banking experience with features like fast and secure login, holistic account overview, and effortless loan applications.

💰 Finance
(10K)
8
OmniCard: UPI, Card & Rewards
OmniCard: UPI, Card & Rewards
OmniCard: UPI, Card & Rewards
Your Daily Payments UPI App
Free
💰 Finance
(40)
9
PayZapp UPI, Pixel Credit Card
PayZapp UPI, Pixel Credit Card
PayZapp UPI, Pixel Credit Card
Bill Payment, Recharge, Wallet
Free

A versatile financial app offering Bill Payment, Recharge, Wallet services along with Pixel Credit Card and UPI features like scanning QR codes, sending money to contacts, and linking cards. Take control of your finances effortlessly!

💰 Finance
(1.2K)
10
Yono Lite SBI
Yono Lite SBI
Yono Lite SBI
SBI Mobile Banking App
Free

Yono Lite SBI is a mobile banking app for SBI customers, offering safe and convenient financial management on the go in multiple languages. Simply complete a one-time registration process to start using the app.

💰 Finance
(1.6K)
11
UMANG India
UMANG India
UMANG India
by National e-Governance Division
Free

UMANG (Unified Mobile Application for New-age Governance) is a platform by the Ministry of Electronics and Information Technology (MeitY) and National e-Governance Division (NeGD) that offers access to various government services in India through a single mobile app, web, SMS, and IVR channels. It provides a unified, secure, and convenient way for citizens to access government services such as healthcare, finance, education, and more, saving time and offering a uniform experience. Citizens can benefit from this platform by accessing multiple services in one place without the need to visit different department offices or install multiple apps.

🔧 Utilities
(1.1K)
12
MyJio: For Everything Jio
MyJio: For Everything Jio
MyJio: For Everything Jio
Recharge, shopping & more
Free

An all-in-one app for Jio users to conveniently recharge, shop, and manage services. Experience seamless access to exclusive offers and services through a single platform. Download now for easy and efficient management of all your Jio needs.

📊 Productivity
(29K)
13
Axis Bank Mobile Banking
Axis Bank Mobile Banking
Axis Bank Mobile Banking
by Axis Bank Limited
Free

A user-friendly mobile banking app with cutting-edge features, allowing for online digital savings account opening and simplified banking transactions. Enjoy various offers and streamline your financial activities conveniently. Experience secure banking with just a few taps.

💰 Finance
(7.3K)
14
slice: UPI credit card & bank
slice: UPI credit card & bank
slice: UPI credit card & bank
A new bank, for a new India
Free

This banking application offers a range of services, including zero-balance digital savings accounts with daily interest, fixed deposits with high interest rates, and instant personal loans up to ₹5 lakhs. It also enables fast UPI payments, automated bill payments, and real-time spend tracking with complete security, allowing users to take control of their finances with smarter banking.

💰 Finance
(193)
15
Jupiter: Cards, UPI, Banking
Jupiter: Cards, UPI, Banking
Jupiter: Cards, UPI, Banking
Save & Invest
Free

Facilitating seamless digital transactions, this app offers a user-friendly platform for instant money transfers, bill payments, and mobile recharges. Experience hassle-free banking at your fingertips.

💰 Finance
(325)
16
Cheq:UPI for Foreigners & NRIs
Cheq:UPI for Foreigners & NRIs
Cheq:UPI for Foreigners & NRIs
Transcorp
Free

Cheq is a secure platform that enables foreigners to easily make digital payments in India using UPI. Simplifying the payment process, Cheq ensures a seamless experience for international users. Sign up now to access hassle-free digital transactions in India.

💰 Finance
(80)
17
CashBook-UPI Wallets for Staff
CashBook-UPI Wallets for Staff
CashBook-UPI Wallets for Staff
Cashflow, Einnahmen & Ausgaben
Free

This application helps users manage their business finances effectively and securely. Keep track of all your transactions and maintain a detailed ledger book effortlessly. Try it now!

💼 Business
(176)
18
Flipkart - Online Shopping App
Flipkart - Online Shopping App
Flipkart - Online Shopping App
by Flipkart Internet Private Limited
Free

Discover a diverse range of products from fashion to electronics with discounts, rewards, and personalized shopping experiences on this all-in-one shopping app. Update now to explore new trends, personalized recommendations, and convenient features tailored for an enhanced shopping experience.

🛍️ Shopping
(103K)
19
YONO SBI:Banking and Lifestyle
YONO SBI:Banking and Lifestyle
YONO SBI:Banking and Lifestyle
Bank,Invest,Shop,Travel
Free

A versatile mobile application that combines banking, shopping, travel booking, bill payments, investments, and more in one place. Download the app for a seamless user experience and convenient access to a wide range of SBI services and features.

💰 Finance
(2.9K)
20
Utkarsh UPI
Utkarsh UPI
Utkarsh UPI
by UTKARSH SMALL FINANCE BANK LIMITED
Free
💰 Finance
(0)