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Changed: Debt Payoff Planner

Changed: Debt Payoff Planner

Track Debt, Pay It Down Faster

5.3K ratings
271 reviews
With Ads
📊 Productivity
💰 Finance
Free
With Ads

Details

  • Released
  • Updated
  • January 10, 2017
  • July 3, 2026

Features

Developer

Changed Inc.
✨Promote your app ✨
Changed: Debt Payoff Planner screenshot #1 for iPhone
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Changed: Debt Payoff Planner screenshot #9 for iPhone
Changed: Debt Payoff Planner screenshot #10 for iPhone
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Reviews summary↘︎
⭐271
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📝40+ tags
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🔄6+ apps
Alternatives↘︎
🎪1 available
Events↘︎
❓5 answered
FAQ↘︎
📦~ in 4 days
Updates frequency↘︎
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About

This app helps you pay off debt faster by automating extra payments from everyday purchases and allowing you to track all your balances in one place. It supports various proven payoff strategies and calculates potential interest savings.

✓Automated extra payments
✓Round up purchases
✓Track all debt types
✓Debt Snowball strategy
✓Debt Avalanche strategy
✓Interest savings calculator
Show original description

What users say

Summarized from real user reviews of Changed. Based on 5.3K reviews and a 4.6/5 average, it highlights the 5 positives and 5 negatives reviewers mention most about this Finance app.

Positive things

  • 🚀Helpful in paying off loans
  • 💡Automatic debt payments
  • 👍Easy to use
  • 🤑Saves money without noticing
  • 🎉Motivating to see progress

Negative things

  • 🐛Connectivity issues with accounts
  • 🕰️Slow payment processing
  • 💸Subscription fees
  • 🤖Poor customer support
  • 🔒Difficulty accessing/withdrawing funds
See all reviews

What's New in Changed

5.50

July 3, 2026

Hey Squirrel Squad! We're working our tails off to ensure you all have the best experience with Changed. Taking your feedback and making updates to the app is what we live for. Please always send feedback to support@changedapps.com and we'll take a look. In this update... - We've made some tweaks to areas in the app to ensure app stability for our members! - We searched long and far...found some bugs...and kindly asked them to leave.

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Events

Read more about Introducing Play, Earn & Save
Event EndedMajor Update

Introducing Play, Earn & Save

Your playtime now pays

Jan 11, 2026 — Jan 31, 2026

Read More

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User reviews

Most RecentHighest RatedLowest Rated

Love Love Love

I’ve been absolutely in love with Changed. It’s so motivating to watch how much can be accumulated with just a few cents from your purchases, I paid off one of my credit cards within 2 1/2 weeks of starting the app incredible!!!
Tarasanchez0Tarasanchez0

Needs $

This app needs subscription in order to use. Lame. There’s other app out there that’s free of subscription that works the same
itzsushiiitzsushii

App user

I love the ChangEd app!! It has helped me to save and pay off so many of my bills, and most importantly my private school loan.
Klsp1130Klsp1130

Can’t withdraw or transfer

I really like the app idea and really want to give it a 5 star, but for the life of me I can’t figure out how to transfer my funds or withdraw anything to make a payment towards a debt I have.

App isn’t very user friendly so far. :/
Zeenbeen6969Zeenbeen6969

Painless Way to Save

This is an easy way to put money away whether it’s to clear debt or to have money put away for a rainy day.
WaltersgrrrlWaltersgrrrl
See 266 more reviews

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User experience

🐞

Reported Bugs

5 issues

App freezing or crashing

Bug

Incorrect loan balance tracking

Bug

Payments not showing up on loan accounts

Bug

Withdrawal/refund issues

Bug

Syncing problems with bank/loan accounts

Bug
✨

Requested Features

5 requests

More customization options

Feature

Faster payment processing

Feature

Ability to manage multiple loans

Feature

Mobile app improvements

Feature

Better communication with users

Feature

FAQ

What does the Changed app do?

This app is a debt payoff planner and tracker designed to help users reduce their balances and become debt-free faster. It automates extra payments from everyday purchases and allows users to track all their debts in one place.

What are the key features of Changed?

Key features include automating extra payments by rounding up purchases, boosting payments anytime, scheduling recurring payments, and tracking various debt types like credit cards, student loans, and mortgages. It also supports popular payoff strategies like Debt Snowball and Debt Avalanche, and includes a debt calculator to estimate savings.

Is Changed free to use?

The app is free to download and use, with in-app purchases available. This means core functionalities are accessible without cost, but certain advanced features or options might require a purchase.

What types of debt can I track with Changed?

You can track a wide range of debts including credit card debt, student loans, auto loans, medical debt, personal loans, mortgages, tax debt, and other balances. The app consolidates all your financial obligations into a single view for easier management.

How does Changed help me save money on interest?

By automating extra payments and allowing you to strategically pay down debt faster, the app helps reduce the total amount of interest you pay over time. The built-in debt calculator allows you to compare different payoff strategies and see the potential interest savings.