1. Home
  2. 💰 Finance
  3. Paytm
Paytm: Secure UPI Payments

Paytm: Secure UPI Payments

UPI, Recharge & Pay Bills

41K ratings
382 reviews
With Ads
💰 Finance
Free
With Ads

Details

Released
October 24, 2011
Updated
November 2, 2026

Features

Developer

PayTM Mobile Solutions Private Limited
✨Promote your app ✨
Paytm: Secure UPI Payments screenshot #1 for iPhone
Paytm: Secure UPI Payments screenshot #2 for iPhone
Paytm: Secure UPI Payments screenshot #3 for iPhone
Paytm: Secure UPI Payments screenshot #4 for iPhone
Paytm: Secure UPI Payments screenshot #5 for iPhone
Paytm: Secure UPI Payments screenshot #6 for iPhone
Paytm: Secure UPI Payments screenshot #7 for iPhone
📌Ready
Reviews summary↘︎
⭐382
Reviews↘︎
📝40+ tags
Tags↘︎
🔄6+ apps
Alternatives↘︎
❓8 answered
FAQ↘︎
📦~ in 4 days
Updates frequency↘︎
🖼️Get Icon
Icons↘︎

About

This app facilitates secure digital payments and money transfers across India and internationally. It offers features like personalized UPI IDs, transaction privacy controls, and easy bill payments. Users can also manage bank balances and track spending with detailed analytics.

✓Personalized UPI IDs
✓Hide/Unhide Payments
✓Excel/PDF UPI Statements
✓Spend Analytics
✓International UPI Payments
✓RuPay Credit Card on UPI
✓UPI AutoPay for recurring payments
Show original description

What users say about Paytm

Reviews of Paytm are mostly negative: the Finance app is rated 4.7/5 from 41K App Store ratings. What users like most: fast payments, good all-in-one app. Top complaints: security issues, poor customer service. Summarized from real user reviews.

Positive things

  • 🚀Fast payments
  • 📱Good all-in-one app
  • 💳Convenient payments

Negative things

  • 🔒Security issues
  • 🤖Poor customer service
  • 🛑Doesn't work internationally
  • 🐛Buggy app and transactions
  • 📱Horrible user experience
  • 🔑KYC issues
See all reviews
+2

What's New in Paytm

10.86.8

November 2, 2026

Spit, Shine & Squashed Bugs We chased down some pesky bugs and gave everything a quick buff, so the app feels faster and smoother every single time you open it.

More

User reviews

Most RecentHighest RatedLowest Rated

Payment

Excellently nice.
Superbly fine.
SPSharad Purohit

Response from developer

Hi Sharad, Awesome! It's been our pleasure. You can also avail our services like Payments, UPI, Recharge and Bill Payments, Gold, Gift Vouchers, Travel and more.

Money

Goood for money transactions
RLRemith lal

Help full

Mast he bhai
GGaju@713

Easy to use

Very nice app recommend to others
RRap_artist_01

Response from developer

Hi, Thank you! It gives us immense joy seeing your positive review. Please consider rating us 5 stars if you found our services worthy.

Smashing app

Very quick and easy to use.
BBulldozed

Response from developer

Hi, Thanks for your rating of 5 stars. Please try our services like Payments, UPI, Recharge and Bill Payments, Gold, Gift Vouchers, Travel and more.

See 377 more reviews

Developer apps

Paytm Mall Seller
Paytm Mall Seller

by PayTM Mobile Solutions Private Limited

💼 Business

(2)

Free
Paytm Mall: E-Gift Card Store
Paytm Mall: E-Gift Card Store

by Paytm Mobile Solutions

🛍️ Shopping

(36)

Free
Paytm Money: Stocks, MF, IPO
Paytm Money: Stocks, MF, IPO

Invest in Mutual Fund & Stocks

💰 Finance

(579)

Free
Paytm for Business
Paytm for Business

Accept & Manage Payments

💰 Finance

(212)

Free
With Ads
Paytm Checkin Flight Train Bus
Paytm Checkin Flight Train Bus

Book Travel Ticket

✈️ Travel
Free
See developer apps

User experience

🐞

Reported Bugs

4 issues

App crashes and freezes

Bug

Transaction failures

Bug

Incorrect bill details

Bug

Incompatibility with newer OS versions

Bug
✨

Requested Features

4 requests

Support for international numbers

Feature

Improved customer support channels

Feature

Streamlined KYC process

Feature

Dark mode option

Feature

FAQ

Does Paytm have ads?

Yes, Paytm contains advertisements. As an ad-supported application, it displays ads to users.

What is the Paytm rating and how many reviews does it have?

Paytm has a rating of 4.7 stars based on 40,549 reviews.

Is Paytm free to use?

Yes, Paytm is available for free download and use.

What devices does Paytm support?

Paytm is supported on iPhone and iPod devices.

How often is Paytm updated?

The latest version of Paytm is 10.86.7, and it was last updated on October 28, 2026.

What are the main security features of Paytm?

Paytm offers India's safest and most secure UPI money transfer, with features like personalized UPI IDs, QR scan without sharing numbers, and no OTP card swipes for enhanced privacy and security.

Can Paytm be used for international payments?

Yes, Paytm UPI now works internationally in UAE, Singapore, France, Mauritius, Bhutan, Sri Lanka, and Nepal, making it easy for Indian travelers to send money or pay abroad instantly.

What are the user-reported issues with Paytm?

User reviews mention concerns regarding security issues, poor customer service, and the app not working internationally. Some users have also reported buggy app performance and transactions, along with a horrible user experience and KYC issues.