Best Checking Account Online Apps

224+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated May 2026

If you already know GO2bank, this is the deeper bench. 224+ checking account online apps for iPhone, all reviewed and ranked by user rating, recency, and download trend as of May 2026.

Top Picks for Checking Account Online

GO2bank: Mobile banking#1

GO2bank: Mobile banking by Green Dot Corporation

Mobile bank that works for you
Editor's Choice
💰 Finance
4.8😞(57K ratings)
Free
GO2bank: Mobile banking screenshot 1
GO2bank: Mobile banking screenshot 2
GO2bank: Mobile banking screenshot 3
GO2bank: Mobile banking screenshot 4
GO2bank: Mobile banking screenshot 5
GO2bank: Mobile banking screenshot 6

An all-in-one mobile banking app with no hidden fees, early paydays, credit building options, account protection features, and more. Download now for easy access to your finances. Visit the app's website to learn more.

What We Love

  • 🚀 Prompt direct deposit
  • 👍 Convenient mobile banking
  • 💡 Useful savings features
  • 🔒 Secure transactions

Room to Improve

  • 🐛 Unreliable app functionality
  • 👎 Poor customer service
  • 🤖 Automated/scripted responses
Varo Bank: Online Banking#2

Varo Bank: Online Banking by Varo Money, Inc.

Early Payday & Cash Advances
Strong Contender
💰 Finance
4.9😞(233K ratings)
Free
#75in Finance
Varo Bank: Online Banking screenshot 1
Varo Bank: Online Banking screenshot 2
Varo Bank: Online Banking screenshot 3
Varo Bank: Online Banking screenshot 4
Varo Bank: Online Banking screenshot 5
Varo Bank: Online Banking screenshot 6

Access a comprehensive mobile banking app that helps you manage your finances, build credit, and track your spending easily. Take control of your financial future with just a few taps - download now!

What We Love

  • 💳 Great credit building card
  • 🚀 Fast and efficient banking
  • 🔒 Secure credit and debit cards
  • 💰 Competitive interest rates

Room to Improve

  • 🕰️ Slow mobile check deposits
  • 🤖 Ineffective customer service
  • 🔒 Difficulty accessing accounts during maintenance
Novo - Small Business Checking#3

Novo - Small Business Checking by Novo Platform Inc.

Built for modern businesses
Worth Considering
💰 Finance
4.8😞(20K ratings)
Free
Novo - Small Business Checking screenshot 1
Novo - Small Business Checking screenshot 2
Novo - Small Business Checking screenshot 3
Novo - Small Business Checking screenshot 4
Novo - Small Business Checking screenshot 5
Novo - Small Business Checking screenshot 6

Apply online for a modern small business checking account with free banking tools, a business debit card, and virtual card with Novo. Focus on your business while managing payments, transfers, checks, and savings easily within the app.

What We Love

  • 🚀 Convenient mobile banking
  • 👍 User-friendly app interface
  • 💡 Useful features like Profit First accounts

Room to Improve

  • 🐛 Buggy mobile deposit feature
  • 🔒 Lack of transparency around security issues
  • 👎 Slow and unhelpful customer support

More Checking Account Online apps to explore

4
BDO Online
BDO Online
BDO Online
BDO's new Online Banking app
Free
💰 Finance
(4.2K)
5
Navy Federal Credit Union
Navy Federal Credit Union
Navy Federal Credit Union
Our Members are the Mission
Free

Bank conveniently with the mobile app from a trusted credit union. Easily manage accounts, payments, transfers, deposits, and more with enhanced security features. Join as a member, apply for new accounts, and access financial education resources. Apply now or call for membership.

💰 Finance
(815K)
6
Capital One Mobile
Capital One Mobile
Capital One Mobile
Easy account access anywhere.
Free

Access all your accounts and manage your money easily with this app: view balances, pay bills, redeem rewards, and more. Stay informed with alerts, lock your cards instantly, and get assistance from Eno. Download now for better banking.

💰 Finance
(11M)
7
Current - Mobile Banking
Current - Mobile Banking
Current - Mobile Banking
Save, spend & get paid faster²
Free

A cutting-edge banking application revolutionizing financial management. Seamlessly integrating savings and spending tools for a futuristic banking experience. Join now for a glimpse into the future of banking.

💰 Finance
(194K)
8
Synchrony Bank
Synchrony Bank
Synchrony Bank
Banking in sync with you
Free

Access quick and secure banking services with our award-winning app. Easily open and manage accounts, deposit checks, connect with customer service, and more. Banking in sync with you, wherever you go.

💰 Finance
(34K)
9
U.S. Bank Mobile Banking
U.S. Bank Mobile Banking
U.S. Bank Mobile Banking
Personal Finance and Invest
Free

Access your finances securely from anywhere with this mobile banking app. Monitor your accounts, receive alerts for suspicious activities, and manage your cards all in one place. Experience convenience and peace of mind at your fingertips.

💰 Finance
(2M)
10
Bluebird App
Bluebird App
Bluebird App
by HI Technology Corp
Free

Bluebird is a financial account offering flexibility and convenience with no monthly fees. Easily manage your account on the go, add money, make purchases online or in-store, and send money to other Bluebird accountholders. Visit Bluebird.com for more information.

💰 Finance
(22K)
11
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Pay, save & invest money
Free

Kuda is a financial app that offers free money transfers, savings, and bill payments. It provides easy access to banking services without hidden fees. Download now to simplify your finances.

💰 Finance
(133K)
12
Branch: A Better Payday
Branch: A Better Payday
Branch: A Better Payday
Your money—fast
Free

Get paid instantly with Branch: No Wait Pay. Access your earnings immediately, request advances, and manage your money seamlessly with a free digital wallet. Save, send, or spend your funds right away. Ready to start working and get paid the same day?

💰 Finance
(66K)
13
MAJORITY: Mobile banking
MAJORITY: Mobile banking
MAJORITY: Mobile banking
Get a debit card without SSN
Free

"Bank easily in the US with MAJORITY mobile banking for migrants. Open a checking account without an SSN, get a free Visa Debit Card, enjoy cashback, international money transfers, free calling, and more for just $5.99/month. Join today for a free 30-day trial!"

💰 Finance
(77K)
14
UMB Mobile
UMB Mobile
UMB Mobile
by UMB Financial Corporation
Free

UMB Mobile allows you to manage your bank accounts on the go with features like checking balances, transferring funds, paying bills, and locating ATMs. Stay connected, secure, and access advanced business banking functionalities. For more information, visit umb.com/mobile.

💰 Finance
(3.1K)
15
BM Online
BM Online
BM Online
Banque Misr Mobile Banking
Free

"Access full-fledged Mobile Banking with a convenient, secure interface to manage your BM accounts, transfer funds, manage cards, and make service requests. Stay on top of your finances anytime, anywhere securely. Register now to experience secure Mobile Banking."

💰 Finance
(2.1K)
16
Chime® – Mobile Banking
Chime® – Mobile Banking
Chime® – Mobile Banking
Save, Spend, Build Credit
Free

A banking app that offers security features, fee-free overdraft up to $200, early direct deposit, no monthly fees, and the ability to build credit through on-time payments. Trusted by millions, Chime also allows easy money transfers with no fees. Discover a new way to manage your finances and build credit.

💰 Finance
(1.5M)
17
Común: Tu banca moderna en USA
Común: Tu banca moderna en USA
Común: Tu banca moderna en USA
Cuenta, tarjeta VISA, remesas
Free

Open a modern banking account with Comun in the USA for $0 fees on your first month of transfers. Enjoy secure international money transfers, Visa debit card, FDIC-insured banking, easy account opening with no fees, and access to a user-friendly mobile app. Join now and experience hassle-free money management and swift fund transfers!

💰 Finance
(27K)
18
TIB Online
TIB Online
TIB Online
by AL TAIF ISLAMIC BANK OF INVESTMENT AND FINANCE
Free

Discover a new mobile banking experience with over 25 services on the TIB Online app. Easily manage your accounts, make transfers, receive remittances, and more all at your fingertips. Simplify your banking - try it now!

💰 Finance
(700)
19
GreenFi - Mobile Banking
GreenFi - Mobile Banking
GreenFi - Mobile Banking
Save, Spend, Invest
Free

An innovative app for managing your finances responsibly, Aspiration lets you spend, save, and invest while supporting sustainable causes. Join now to start saving money and saving the planet.

💰 Finance
(31K)
20
Canvas Credit Union
Canvas Credit Union
Canvas Credit Union
Canvas CU
Free

Access essential banking tools on-the-go with Canvas CU app: track spending, set savings goals, deposit checks, apply for loans, and more for enhanced financial wellness. Securely manage your finances anywhere, anytime.

💰 Finance
(16K)