Best Debit Apps

Send and receive moneySplit payments among friendsBuy, hold, and sell cryptocurrency

A fast, safe, and social way to send and receive money with friends and family. Easily split bills, buy crypto, and manage your finances with integrated debit and credit cards.

(15M)

The #1 Choice for Banking

Chime® – Mobile Banking

Early payday accessFee-free overdraft protectionCredit building tools

Manage your finances with tools for early payday access, fee-free overdraft protection, and credit building. This app offers a checking account with fee-free cash deposits and ATMs, plus automatic savings features and 24/7 support.

(1.5M)

Get a debit card without SSN

MAJORITY: Mobile banking

FDIC-insured accountVisa debit card with cashbackInternational money transfers

Manage your money with a mobile banking app designed for internationals. Open an FDIC-insured account and get a Visa debit card with just a passport. Send money abroad, top up phones, and make international calls at competitive rates.

(81K)

freemium

Branch: A Better Payday

Your money—fast

Fast wage accessDigital bank accountDebit card

Access your earned wages instantly with flexible payout options. This app provides a free digital bank account and debit card, along with financial wellness tools to help you save, spend, and manage your money effectively.

(67K)

Get Paid Early. Build Credit.

Current - Mobile Banking

Get paid up to 2 days earlyAdvance paycheck up to $750Overdraft fee-free banking

Manage your finances with a mobile banking app that offers early direct deposit, fee-free overdrafts, and credit building tools. Earn cash back on purchases and interest on savings.

(196K)

Bank. Borrow. Build Credit.

OnePay – Mobile Banking

Early pay and rewardsHigh-yield savings accountsCash back credit card

Manage your finances with a mobile banking solution offering early pay, rewards, and high-yield savings. Access a cash rewards credit card, affordable wireless plans, and a credit builder loan. Buy now, pay later options are also available.

(391K)

Revolut: Send, spend and save

Change the way you money

Multi-currency spending and transfersVirtual and physical card optionsStock trading with low minimums

Manage your money with a comprehensive financial app. Spend, send, and save across multiple currencies, invest in stocks, and track your spending with smart tools. Offers features for both adults and children's financial education.

(71K)

Green Dot - Mobile Banking

Your banking. Your choice.

Early direct deposit (up to 2 days early)Overdraft protection up to $200Deposit cash via app

Manage your finances with a mobile banking app that offers early direct deposit, overdraft protection, and cash deposits. Enjoy features like 2% cash back on purchases and a high-yield savings account with no minimum balance requirement.

(12K)

Varo Bank: Online Banking

Early Payday & Cash Advances

Early payday accessNo monthly or overdraft feesCash advances up to $500

This digital bank offers early payday access and cash advances up to $500. It provides high APY on savings, auto-saving tools, and a free secured credit card. Send money easily to anyone with just a phone number or email.

(234K)

Step: All-In-One Money App

Build, Spend, Save, and Borrow

Build credit for freeCashback on purchasesEarn interest on savings

This app helps users build credit, earn cashback on purchases, and save money with high interest rates. It also offers early access to funds and opportunities to earn extra cash through various activities. The platform aims to improve financial independence and offers a secure, globally accepted Visa card.

(81K)

Keep track of your balances

My Debit

Track debit account balancesManage pocket moneySimple balance tracking

Easily manage your debit account or pocket money balance. This app focuses solely on tracking your current funds without detailed expense logging. It offers an optional daily check-in to help keep your balance updated.

(1)

Dave: Credit, Cash & Money App

Get Paid Early, No Hidden Fees

Up to $500 cash advanceNo credit check or interest on advancesGet paid up to 2 days early

Access up to $500 in minutes without a credit check or interest. Get paid up to two days early, avoid pesky fees, and save effortlessly with dedicated savings accounts. This app offers financial management tools to help you reach your goals.

SoFi: Bank, Invest & Crypto

(874K)

freemium

Online Banking & Investing

Buy, sell, and hold cryptocurrencyFee-free checking accountHigh-yield savings account

Manage your banking, investments, and cryptocurrency all in one place. This app offers fee-free checking, high-yield savings, commission-free stock trading, and the ability to buy, sell, and hold over 25 cryptocurrencies. It also provides tools for loan pre-qualification and credit score monitoring.

(386K)

by O & R Utilities Federal Credit

ORUEFCU Debit Card

by Laredo Fire Department Federal Credit Union

by Bank of San Francisco

Mobile bank that works for you

(0)

GO2bank: Mobile banking

Early direct depositHigh-yield savings accountOverdraft protection

This mobile banking app simplifies money management with features like early direct deposit, high-yield savings, and overdraft protection. It offers transparent banking with no hidden fees and tools to build credit. Secure and convenient access to funds nationwide.

(63K)