Best Optum Bank App For Health Care Expenses

228+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated May 2026

Out of 228+ optum bank app for health care expenses apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Top Picks for Optum Bank App For Health Care Expenses

Optum Bank#1

Optum Bank by Optum Inc

Connecting health & finance
Editor's Choice
💰 Finance
4.7😞(54K ratings)
Free
Optum Bank screenshot 1
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Optum Bank is a digital platform that seamlessly connects users with health and financial services. Manage your health-related finances efficiently and securely in one convenient app.

What We Love

  • 🚀 Convenient and streamlined
  • 👍 Easy to check balance and manage contributions
  • 💡 Allows digital card in Apple Wallet

Room to Improve

  • 🐛 Frequent login issues and app crashes
  • 🔍 Limited functionality compared to website
  • 🤔 Inconsistent user experience between app and website
Optum Financial#2

Optum Financial by Optum Inc

Connecting health and finance
Strong Contender
💰 Finance
4.7😐(29K ratings)
Free
Optum Financial screenshot 1
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Effortlessly manage and pay for health care expenses with the Optum Financial mobile app. Access account details, view balances, submit claims, and connect with customer care 24/7. Take control of your health finances conveniently on-the-go.

What We Love

  • 👍 Easy to use
  • 🚀 Convenient mobile experience
  • 💳 Ability to pay providers directly
  • 📂 Straightforward claim submission

Room to Improve

  • 🐛 Buggy document upload and submission
  • 🤔 Lack of explanations for claim rejections
  • 🕰️ Slow processing and response times
HealthEquity Mobile#3

HealthEquity Mobile by HealthEquity Inc.

Connecting Health and Wealth
Worth Considering
💰 Finance
4.3😞(14K ratings)
Free
#91in Finance
HealthEquity Mobile screenshot 1
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Access and manage your benefit accounts on-the-go with our mobile app. Take photos, upload images, and initiate claims conveniently. Simplify payments and stay connected to your health and wealth.

What We Love

  • 👍 User-friendly interface
  • 🚀 Easy to navigate
  • 💰 Helpful for managing medical expenses
  • 📊 Provides clear account balance information

Room to Improve

  • 🐛 Frequent crashes and freezes
  • 🔒 Security issues causing login problems
  • 📁 Unreliable document upload and attachment functionality

More Optum Bank App For Health Care Expenses apps to explore

4
Optum
Optum
Optum
Your guide to a healthier you
Free

Optum is a free resource that offers personalized support to help you maximize your health benefits. With Optum, you can access Care Guides and nurses to find doctors, coordinate care, and make informed healthcare decisions. Get clear answers and assistance online or by phone to make managing your health easier.

💪 Health & Fitness
(9.3K)
5
Surest
Surest
Surest
Health plan
Free

Start saving with the free Surest app's health plan. Compare prices for doctors and services, view claims info, access your digital ID card, and enjoy benefits like no deductible, clear copays, and access to a wide network of high-value providers. Download the app now for optimal healthcare savings!

💪 Health & Fitness
(4.3K)
6
UnitedHealthcare
UnitedHealthcare
UnitedHealthcare
Access Health Plan & Benefits
Free

Access Health Plan is an all-in-one mobile application that provides comprehensive healthcare services, including appointment scheduling, prescription management, wellness tracking, and telemedicine consultations. Stay on top of your health effortlessly - download now!

🏥 Medical
(774K)
7
MyHealthONE
MyHealthONE
MyHealthONE
Patient Health Portal
Free

Access all your medical records, lab results, and appointment scheduling in one place with this user-centric healthcare app. Simplifying the patient experience, it offers secure access to health information for you and your family members. Take control of your healthcare journey effortlessly.

🏥 Medical
(70K)
8
HealthPartners®
HealthPartners®
HealthPartners®
Your care, plan & well-being
Free

An application designed to empower users in managing their health and medical plans effectively. Keep track of appointments, prescriptions, and health goals all in one place. Download now for seamless healthcare management.

💪 Health & Fitness
(27K)
9
Fidelity Health®
Fidelity Health®
Fidelity Health®
Health benefits + expenses
Free

Manage your health care benefit plans and expenses efficiently with this app. Access key information, manage expenses, find in-network providers, and more to streamline your health care needs.

💰 Finance
(22K)
10
Select Health
Select Health
Select Health
by SelectHealth Inc.
Free

Take control of your health plan with this app that helps you check your deductible, track claims, download ID cards, estimate costs, find in-network doctors, and more. Get started by logging in now for easy access to your benefits.

🏥 Medical
(3.8K)
11
HSA Bank
HSA Bank
HSA Bank
Own your health & wealth™
Free

Manage your health and benefit accounts effortlessly with our secure app. View balances, make contributions, request reimbursements, access investments, and more. Stay in control of your financial health with HSA Bank.

💰 Finance
(1.5K)
12
PineApp
PineApp
PineApp
Baptist Health South Florida
Free

Experience convenient healthcare with our app - easily schedule virtual visits, access medical records, manage appointments, pay bills, and more. Stay connected to your healthcare wherever you are.

🏥 Medical
(7.7K)
13
UPMC Health Plan
UPMC Health Plan
UPMC Health Plan
Health insurance access 24/7
Free

This mobile app is for health insurance members, providing access to insurance benefits, in-network providers, and wellness plans, all at your fingertips. Easily manage your health care needs with features like viewing member ID cards, chatting with a Health Care Concierge, and tracking wellness goals. Find care, stay connected, and take control of your health with the app.

🏥 Medical
(6.8K)
14
BCBSTX
BCBSTX
BCBSTX
by Blue Cross and Blue Shield of Texas
Free

The app provides Blue Cross and Blue Shield of Texas members with easy access to their account information, coverage details, claims, and healthcare resources. Users can find doctors, estimate costs, access virtual visits, and manage their benefits conveniently. Download now to streamline your healthcare experience!

💪 Health & Fitness
(33K)
15
Oscar Health
Oscar Health
Oscar Health
by Oscar Management Corporation
Free

Access your health insurance easily with this app - get your digital ID card, find care, talk to a doctor 24/7, refill prescriptions, and track your steps for rewards. Download now and take care of your health on-the-go!

🏥 Medical
(17K)
16
BCBSM
BCBSM
BCBSM
by Blue Cross Blue Shield of Michigan
Free

Access your health plan details, find doctors, check coverage, claims, and more with our app! Stay informed and manage your healthcare easily. For more info, visit bcbsm.com/app.

🏥 Medical
(76K)
17
MyUPMC
MyUPMC
MyUPMC
Manage Your UPMC Health Care
Free
🏥 Medical
(112K)
18
BCBSIL
BCBSIL
BCBSIL
by Blue Cross and Blue Shield of Illinois
Free

Access member information, coverage, claims, and resources with the BCBSIL app. Features include finding doctors, estimating costs, virtual visits, and more. Download now for efficient management of your healthcare needs.

💪 Health & Fitness
(21K)
19
UMR | Health
UMR | Health
UMR | Health
UMR makes health benefits easy
Free

Access all your health benefit needs in one place with UMR | Health app. Easily search in-network providers, check your member ID, track deductible payments, see upcoming co-pays, and view recent claims. Download now to simplify managing your healthcare.

🏥 Medical
(14K)
20
Solv: Easy Same-Day Healthcare
Solv: Easy Same-Day Healthcare
Solv: Easy Same-Day Healthcare
Book Local Care & Telehealth
Free

Book same-day appointments with local healthcare providers, access your medical records, and receive virtual consultations quickly and easily. Find quality healthcare services near you at your convenience.

🏥 Medical
(25K)