Best Optum Bank App For Health Care Expenses

233+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated June 2026

Out of 233+ optum bank app for health care expenses apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Top Picks for Optum Bank App For Health Care Expenses

Optum Bank#1

Optum Bank by Optum Inc

Connecting health & finance
Editor's Choice
💰 Finance
4.7😞(54K ratings)
Free
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Manage your health savings and spending accounts with ease. Track balances, understand eligible expenses, pay for healthcare costs, and submit claims for reimbursement. Store receipts and get clear tips to maximize your benefits.

What We Love

  • 🚀 Convenient and streamlined
  • 👍 Easy to check balance and manage contributions
  • 💡 Allows digital card in Apple Wallet

Room to Improve

  • 🐛 Frequent login issues and app crashes
  • 🔍 Limited functionality compared to website
  • 🤔 Inconsistent user experience between app and website
Optum Financial#2

Optum Financial by Optum Inc

Connecting health and finance
Strong Contender
💰 Finance
4.7😐(29K ratings)
Free
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Easily manage and pay for healthcare expenses on the go. Features include receipt capture, e-sign dependent care certification, and access to account details, transaction history, and balances for maximum control over your healthcare finances.

What We Love

  • 👍 Easy to use
  • 🚀 Convenient mobile experience
  • 💳 Ability to pay providers directly
  • 📂 Straightforward claim submission

Room to Improve

  • 🐛 Buggy document upload and submission
  • 🤔 Lack of explanations for claim rejections
  • 🕰️ Slow processing and response times
HealthEquity Mobile#3

HealthEquity Mobile by HealthEquity Inc.

Connecting Health and Wealth
Worth Considering
💰 Finance
4.3😞(14K ratings)
Free
#97in Finance
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Manage your health benefit accounts conveniently from your mobile device. Access balances, submit claims, make payments, and manage debit cards. You can also track investments and receive personalized support.

What We Love

  • 👍 User-friendly interface
  • 🚀 Easy to navigate
  • 💰 Helpful for managing medical expenses
  • 📊 Provides clear account balance information

Room to Improve

  • 🐛 Frequent crashes and freezes
  • 🔒 Security issues causing login problems
  • 📁 Unreliable document upload and attachment functionality

More Optum Bank App For Health Care Expenses apps to explore

4
Fidelity Health®
Fidelity Health®
Fidelity Health®
Health benefits + expenses
Free

Manage your employer-sponsored health benefits and healthcare expenses with ease. Access coverage details, store ID cards, track HSA/FSA balances, and pay providers directly. Simplify your healthcare financial management on the go.

Access health plan coverage detailsStore health benefit ID cardsManage HSA and FSA balances
💰 Finance
(23K)
free
5
Optum
Optum
Optum
Your guide to a healthier you
Free

Manage your health journey with personalized support. Find providers, schedule appointments, access your health information, and connect with care professionals for guidance. Securely store your data and maximize your benefits.

Personalized health trackingProvider search and schedulingAppointment management
💪 Health & Fitness
(9.8K)
free
6
HSA Bank
HSA Bank
HSA Bank
Own your health & wealth™
Free

Manage your health and benefit accounts with ease. Access balances, track transactions, make contributions, and file claims. Plan for the future with investment management and a contribution planner tool.

Account balance and transaction historyContribution managementReimbursement and claim filing
💰 Finance
(1.5K)
free
7
MyHealthONE
MyHealthONE
MyHealthONE
Patient Health Portal
Free

Access your medical records, view lab results, and schedule appointments. This app simplifies managing your health information and tracking your progress in one secure location. It's designed for patients and caregivers to manage healthcare on their terms.

Access medical recordsView lab resultsSchedule appointments
🏥 Medical
(70K)
free
8
Surest
Surest
Surest
Health plan
Free

Compare prices for doctors and health services to find savings. View copays in advance, access your digital ID card, and track claims. This plan offers no deductible and access to a broad national network.

Compare doctor and service pricesSee clear copays in advanceAccess digital ID card
💪 Health & Fitness
(5.1K)
free
9
UPMC Health Plan
UPMC Health Plan
UPMC Health Plan
Health insurance access 24/7
Free

Access your health insurance benefits and wellness plans anytime, anywhere. View member ID cards, chat with a Health Care Concierge, find in-network providers, and track your wellness progress.

View and email member ID cardsAccess coverage and benefitsLive chat with Health Care Concierge
🏥 Medical
(6.9K)
free
10
HealthPartners®
HealthPartners®
HealthPartners®
Your care, plan & well-being
Free

Manage your health insurance and care needs conveniently from your mobile device. Access your member ID, find providers, check coverage, review health records, and manage prescriptions. Includes tools for building healthy habits and tracking wellness goals.

Find doctors, clinics, and hospitalsView urgent care wait timesAccess digital member ID card
💪 Health & Fitness
(27K)
free
11
UnitedHealthcare
UnitedHealthcare
UnitedHealthcare
Access Health Plan & Benefits
Free

Manage your health plan and access care conveniently. View benefits, track claims, find providers, and access digital ID cards. Refill prescriptions and earn rewards for healthy activities.

Check plan coverage and deductiblesTrack claims and view balancesFind in-network doctors and facilities
🏥 Medical
(793K)
free
12
Select Health
Select Health
Select Health
by SelectHealth Inc.
Free

Manage your health plan on the go. Easily check deductibles, track claims, download your ID card, and estimate healthcare costs. Find in-network doctors to make informed decisions about your care.

Check deductible statusTrack claimsDownload ID card
🏥 Medical
(3.8K)
free
13
Lively Benefits
Lively Benefits
Lively Benefits
Invest in Your Health ®
Free

Manage your health benefits effortlessly with an intuitive interface designed for everyone. Track balances, initiate claims, verify purchases, and access eligible expense lists on the go. Secure login features ensure your account remains protected.

View important benefit informationManage account balance and transactionsInitiate and verify claims
💰 Finance
(8.4K)
ad-supported
14
Oscar Health
Oscar Health
Oscar Health
by Oscar Management Corporation
Free

Manage your health insurance plan with ease. Access your ID card, find in-network providers, and connect with virtual care. Get support, pay bills, and earn rewards.

Digital ID card accessIn-network provider search24/7 Virtual Urgent Care
🏥 Medical
(17K)
free with in-app purchases
15
LiveWell with Advocate Aurora
LiveWell with Advocate Aurora
LiveWell with Advocate Aurora
Manage your health & wellness
Free

Access all your health information and manage your wellness in one place. Schedule appointments, message providers, view test results, and even start video visits. It also allows you to manage the health of loved ones and track fitness data.

Video and e-visitsManage family healthFind doctors and locations
🏥 Medical
(164K)
free
16
PineApp
PineApp
PineApp
Baptist Health South Florida
Free

This app provides a comprehensive healthcare experience, connecting you to your medical needs anytime, anywhere. Access virtual visits, manage appointments, review records, and handle billing, all from your mobile device.

On-demand virtual visits 24/7Digital registration and check-inPre-populated forms for quick visits
🏥 Medical
(8K)
free
17
BCBSTX
BCBSTX
BCBSTX
by Blue Cross and Blue Shield of Texas
Free

Access your Blue Cross and Blue Shield of Texas member information, including coverage, claims, and ID cards. Find in-network providers, estimate procedure costs, and manage prescriptions. Virtual visits with doctors are also available.

Access coverage and claimsFind in-network doctors and facilitiesEstimate procedure costs
💪 Health & Fitness
(34K)
free
18
BCBSIL
BCBSIL
BCBSIL
by Blue Cross and Blue Shield of Illinois
Free

Access your Blue Cross and Blue Shield of Illinois member information, including coverage, claims, and ID cards. Find in-network providers, estimate procedure costs, and manage pharmacy benefits. This app also offers virtual visit options and shopping tools for new plans.

Access coverage, claims, and ID cardsFind in-network doctors and facilitiesEstimate procedure costs
💪 Health & Fitness
(22K)
free
19
Clarity Mobile App
Clarity Mobile App
Clarity Mobile App
by BeneFlex, Inc.
Free

Manage your consumer-driven healthcare and tax-favored benefit accounts from a single app. View balances, submit claims, track transactions, and receive alerts. Contact your administrator directly and securely manage your account details and cards.

View account balances and detailsUpload claims and submit receiptsTrack recent transactions
🏥 Medical
(3.6K)
ad-supported
20
My Health Planner
My Health Planner
My Health Planner
Connect With Your Care Team
Free

Securely message your care team, set medication reminders, and track health progress. This app helps you manage your health between appointments and stay informed about your care plan. It is HIPAA compliant and designed for eligible BlueCross BlueShield members.

Secure messaging with care teamMedication remindersHealth progress tracking
🏥 Medical
(4K)
free